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8 Tips to Buy a Second-hand Bike

Buying a second-hand bike is one of the smartest ways to save money, especially if you are tight on budget. But how do you ensure you're making the right choice? Let's look at the most important things you must check before buying a used two-wheeler and getting an adequate bike insurance policy for it.

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Why Should You Consider Buying a Second-Hand Bike?

Buying a second-hand bike is cost-effective and practical choice, especially if you're a student, beginner rider, or need a bike for short commutes. Pre-owned bikes come at nearly 30–50% lower prices than new ones, depending on the model and condition.

You can also find high-end bikes at budget-friendly rates. However, it is crucial to check the condition and documents to avoid costly repairs later.

Essential Things to Keep in Mind Before Buying a Second-Hand Bike

Before you buy a second-hand bike, here are a few things to check. Below are 8 must-follow tips to make the right purchase:

  1. What is the Purpose of Purchase?

    Before finding your riding companion, you must know the purpose of purchasing it. You must know whether you need it to commute to your workplace or go on long road trips. Therefore, it is essential to understand the purpose of the purchase. Choosing city bikes for the daily commute is recommended, and cruisers or speedsters are the best if you are looking for long road trips.

    Knowing the purpose of purchase will narrow down your search and help you choose the right category.

  2. Have You Researched the Models and Prices?

    Once you have discovered the purpose of buying a two-wheeler, conduct in-depth research about the different models and brands per your budget. You can search the local market and find the dealer who will offer you the vehicle as needed. If you want to save time, money, and effort, purchase it from a recognized motorbike dealership.

    Buying from a reputed motorbike dealership often ensures service history and verified documents.

  3. Have You Done Second Hand Bike Inspection Physically?

    Check out the bike carefully. Look for closely for:

    • Scratches or dents on the body
    • Tyre wear and tear
    • Fluid leaks around the engine
    • Rust or corrosion on the frame
    • Condition of nuts, bolts, chain, and seat

    Bring a trusted mechanic, if you are unsure what to look for.

  4. Have You Taken a Test Ride?

    The first impression counts, but do you know how this machinery works? Test riding is a key factor that will help you see the reality of your bike's performance. You must go for a ride and check:

    • Smooth gear shifts
    • Responsive brakes and clutch
    • Engine noise or vibrations
    • Acceleration and handling

    If you are a newbie, take your experienced friend or trusted mechanic for a test ride.

  5. Did You Check the Chassis Number and Engine Condition?

    Match the chassis number (VIN) on the bike with the one on the Registration Certificate (RC). It's usually engraved near the steering neck or engine block. Also, check the engine health. Any unusual sound or smoke from the exhaust is dangerous.

  6. What Does the Bike's Service History Say?

    For a better deal, check the servicing record of that bike. By this, you will know how many times the bike has gone for servicing and how many parts are replaced or repaired during the servicing. It also helps you track part replacements, accident repairs, and mileage.

    If the seller is not able to provide a record, you may want to reconsider.

  7. Are All Legal Documents Available?

    When you have checked all the mechanical & technical aspects, it is time to check all the bike documents available with the seller. The following is a list of copies that you must check before purchasing a used bike:

    1. Registration Certificate (RC)
    2. Bike insurance policy
    3. Pollution Under Control Certificate (PUCC)
    4. Original invoice/sales receipt of the bike
    5. Extended warranty (if any)
    6. Forms 28, 29, and 30 from the RTO
  8. Have You Negotiated the Final Price?

    Use your inspection findings to negotiate. Dents, missing service records, or worn-out tyres should reduce the price. Check the average resale value on trusted websites to get a fair estimate.

    Don't hesitate to walk away if the deal doesn't feel right.

Why is it Important to Get the Right Bike Insurance Policy?

It is crucial to get the right insurance coverage for your bike. You must transfer the bike insurance policy in your name from the seller. However, if you want to change the plan, you can easily compare bike insurance online at Policybazaar.com. Comparing two-wheeler insurance online will help you save money and find a suitable policy within your budget.

Also, check the policy's expiry date of the current policy, and renew two-wheeler insurance online before its expiration & keep the coverage intact.

The most preferred policy for second-hand bikes is a comprehensive bike insurance policy. It gives you maximum coverage as it covers third-party liabilities and own damages. In addition, you can buy bike add-on covers with it. So, choose the plan wisely and make your investment successful.

How to Buy a Second-Hand Bike from a Showroom?

Visit a trusted used bike showroom in your locality. Choose a bike based on your needs, inspect it thoroughly, and take a test ride. Verify all documents like RC, 2-wheeler insurance policy, and PUC. Negotiate the price, complete payment, and get the ownership transferred. Also, ensure the bike is insured in your name.

FAQs About Buying a Second-Hand Bike

  • Q.1 What is the average life of a second-hand bike?

    Ans: A well-maintained bike can last 10–12 years or around 1,00,000 km, depending on the brand and usage.
  • Q.2 Is it better to buy from a dealer or individual?

    Ans: Buying from a certified dealer offers more safety and verified documents, but individual sellers might offer lower prices.
  • Q.3 Can I transfer the old bike insurance policy to my name?

    Ans: You must inform the insurer and complete the name transfer within 14 days of purchase.
  • Q.4 What documents are needed for bike ownership transfer?

    Ans: You need Forms 29, 30, RC, insurance, PUCC, and ID proof for RTO transfer.
  • Q.5 How can I check if a used bike is stolen?

    Ans: Verify the VIN/chassis number with the RTO database or use the VAHAN portal for vehicle details.

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Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial).The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively.Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in