8 Tips to Buy a Second-hand Bike

A second-hand or used two-wheeler is a perfect option for those with a tight budget. Before buying any vehicle, you need to understand your requirements. This article will guide you in purchasing a second-hand two-wheeler and getting the rightbike insurance policy.

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Essential Things to Check Before Buying a Used Bike

Are you wondering what to check first or where to start the process? Here is a buying guide for a second-hand two-wheeler:

  1. Know the Purpose of Purchase

    Before finding your riding companion, you must know the purpose of purchasing it. You must know whether you need it to commute to your workplace or go on long road trips. Therefore, it is essential to understand the purpose of the purchase. Choosing city bikes for the daily commute is recommended, and cruisers or speedsters are the best if you are looking for long road trips.

  2. Do a Thorough Research

    Once you have discovered the purpose of buying a two-wheeler, conduct in-depth research about the different models and brands per your budget. You can search the local market and find the dealer who will offer you the vehicle as needed. If you want to save time, money, and effort, purchase it from a recognized motorbike dealership.

  3. Do the Inspection Carefully

    Check out the bike carefully. Look for dents, paint, scratches, fluid leakage, tyres, nuts & bolts, and other wear & tear. Do the general inspection of the exteriors and outer body.

  4. Go for Test Ride

    The first impression counts, but do you know how this machinery works? Test riding is a key factor that will help you see the reality of your bike's performance. You must go for a ride and check for the brakes, gears, clutch, etc. If you are a newbie, take your experienced friend or trusted mechanic for a test ride.

  5. Check the Chassis Number and Engine's Condition

    Once you finish the inspection, check the chassis number and engine's condition. Ensure that the number displayed on the plate should match the engine. In addition, this chassis number should be mentioned in the RC (Registration Certificate). Most bikes have VIN (Vehicle Identification Number) engraved onto the steering neck just behind the headlight. You have to check this number.

  6. Check the Bike Servicing History

    For a better deal, check the servicing record of that bike. By this, you will know how many times the bike has gone for servicing and how many parts are replaced or repaired during the servicing.

  7. Check all the Bike Papers

    When you have checked all the mechanical & technical aspects, it is time to check all the bike documents available with the seller. The following is a list of copies that you must check before purchasing a used bike:

    1. Registration Certificate (RC)
    2. Bike insurance policy
    3. Pollution Under Control Certificate (PUCC)
    4. Original invoice/sales receipt of the bike
    5. Extended warranty (if any)
    6. Forms 28, 29, and 30 from the RTO
  8. Negotiate for the Best Price

    Based on the above pointers mentioned above, you can negotiate the best price for the bike. Check the ongoing market price for a particular brand. In addition, if a motorcycle has prominent dents or is not taken for servicing, its price should be reduced.

Why is it Important to Get the Right Bike Insurance Policy?

It is crucial to get the right insurance coverage for your bike. You must transfer the bike insurance policy in your name from the seller. However, if you want to change the plan, you can easily compare bike insurance online at Policybazaar.com. Comparing two-wheeler insurance plans online will help you save money and find a suitable policy within your budget.

Also, check the policy's expiry date of the current policy, and renew two-wheeler insurance online before its expiration & keep the coverage intact.

The most preferred policy for second-hand bikes is a comprehensive bike insurance policy. It gives you maximum coverage as it covers third-party liabilities and own damages. In addition, you can buy add-on covers with it. So, choose the plan wisely and make your investment successful.

You may also read Bike Ownership & Bike Insurance Transfer Process

Final Words!

With the help of the above-discussed tips, you can easily find a perfect second-hand bike for yourself. Also, to be sure, it is advised to take it to a local workshop to check all the parts. After that, transfer the ownership and bike insurance policy to your name.

Happy Riding!

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Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum (1.3/day) is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable on an annual basis