To protect yourself from any loss it is advised by the insurance experts to purchase a comprehensive two-wheeler insurance policy that can cover any kind of damage as well as third-party liability. Since we are here to tell you how can you find the Chassis, VIN and engine number of your bike, let us begin by telling you that what is Chassis, VIN and engine number and along with it we will tell you where can you find it.
What is a Chassis Number?
The chassis of a bike or a car is the frame around which the manufacturer builds the bike or car. It is like the base around which the vehicle is built. It is the strongest and most important part of the vehicle, it comes with an identification number that is known as a chassis number. The chassis number can be used to identify the vehicle if it gets stolen or meets an accident. It is written on the vehicle registration certificate and gets marked with a pencil.
Since it is mandatory for the bike or car owner to have third-party liability insurance, the insurance company requires the chassis number of the vehicle which they mention in the two-wheeler or car insurance policy papers.
It depends on the bike model but usually, the chassis number can be found imprinted on the handle connection point of the bike or below the pillion seat where it is connected to the frame of the bike.
What is VIN?
VIN is a vehicle identification number. It is a 17 character identification code for the bike. VIN consists of alphabets and number. VIN can help in identifying where the vehicle was manufactured. Let us tell you what all those alphabets and numbers stand for.
- 1st to 3rd character of VIN is known as the WMI code. It is to identify where the bike was manufactured.
- 4th to 9th characters of VIN consist of the vehicle descriptor section. This provides the characteristic features of the vehicle.
- 10th to 17th character of VIN identifies the vehicle identifier section. It tells the year of the model, engine, code of plant and transmission.
You can find the VIN of the bike on the steering neck. There are some bikes on which the VIN is located on the motor. If you are having difficulty finding the VIN you can contact the manufacturer or dealer of the bike.
What is an Engine Number?
As the name suggests, the engine number is an identification number of the engine of the bike. You can look for it on the engine of the bike. The engine number is different from the vehicle identification number (VIN).
You can easily find the engine number on the RC and owner’s manual just like the chassis number and engine number. You can also look for your bike’s engine number online on the government website VAHAN.
How to Find Vehicle Details at One Place?
There is a website VAHAN. It was launched by the ministry of road transport and highways. It consists of all the information of a registered vehicle. You can trace your vehicle details after filling in the required details of the vehicle. However the website will not show the engine and chassis number to protect your vehicle.
Let us tell you the steps that you can follow to track the details of your vehicle on the VAHAN website.
- Visit the website of VAHAN
- You’ll see an option of “Know your vehicle details” Click on it.
- Enter your vehicle registration number.
- Then enter the captcha code.
- Then click on “search vehicle”
Importance of Insurance
Purchasing a vehicle is easy but maintaining a vehicle is not. Once you purchase a bike, it is important for you to protect it with an insurance policy. As it is mandatory for you to have a third-party liability insurance policy, you should also purchase a comprehensive insurance policy so that it can provide you overall cover.
For example, You are riding a bike on a busy road and you are covered with third-party insurance only. Now while you are taking a left turn, a car coming on that road hits you even when you were moving slow. Now that it is not your fault and you have third-party liability insurance, it will provide cover to a third party but the damage you have to face, you will have to pay for its repair out of your pocket. This is why it is important for you to purchase a comprehensive insurance policy so that at times like these you also get coverage for your own damages.
Conclusion
As mentioned above that purchasing an insurance policy that can provide you cover for any kind of damage or loss is important. But what is more important that you purchase the policy online than purchasing it offline. According to the insurance industry experts, if you purchase the policy online then it will be very cost-effective and hassle-free than purchasing it offline. Apart from this, you can renew your policy, add-on riders and as well as raise the claim online whenever required. Purchasing the policy online cuts out the agent’s fee who does all the work for you. Also, you can understand every little detail of the policy sitting at the comfort of your home and compare different policies as well as calculate the premium rates that will give you the perfect value for money. Be smart, buy smart.
Two Wheeler insurance articles
^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.
^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.
#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.
*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)
#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.
*Rs 457/- per annum (1.3/day) is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable on an annual basis