DSP Credit Risk Fund Regular-growth

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : 8.78%
Fund NAV

Fund Overview of DSP Credit Risk Fund Regular-growth

  • ₹257.8 Cr
    AUM
  • ₹54.85
    NAV
  • 1.23%
    Expense Ratio
  • Debt
    Fund Category
As on Fri Jul 03, 2026
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Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

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Returns of DSP Credit Risk Fund Regular-growth

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months 8.78% NA 1.56%
6 Months 7.87% NA 6.78%
1 Year 10.17% 10.17% 11.50%
2 Years 35.63% 16.46% 10.29%
3 Years 56.48% 16.10% 9.30%
5 Years 79.18% 12.37% 10.13%
7 Years 95.85% 10.08% NA
10 Years 118.76% 8.14% 7.32%
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As on Fri Jul 03, 2026

Asset Allocation

debt instruments

88.11%

other assets or cash equivalents

5.67%
Top Holdings
Reverse Repo
14.83%
Reverse Repo
14.43%
Government Of India 36574 Goi 06ot35 6.48 Fv Rs 100
14.68%
Government Of India 36574 Goi 06ot35 6.48 Fv Rs 100
13.91%
Government Of India 36574 Goi 06ot35 6.48 Fv Rs 100
9.45%
 
Top Sectors
Entities
85.96%
Industrials
62.37%
Unspecified
54.10%
Detailed Portfolio Analysis
As on Fri Jul 03, 2026
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About Fund

About DSP Credit Risk Fund Regular-growth

DSP Credit Risk Fund Regular-growth is one Debt mutual fund offered by DSP Mutual Fund. Launched on 13 May 2003, the fund aims Income over a medium-term to long term investment horizon. Investment predominantly in corporate bonds which are AA and below rated instruments. It manages assets worth ₹257.8 crore as on Sun May 31, 2026. The expense ratio stands at 1.23%.
The portfolio allocation consists of 88.11% in debt instruments, 5.67% in other assets or cash equivalents.Managed by Vivekanand Ramakrishnan, it has delivered a return of 10.17% in the last year, a total return since inception of 7.63%.
While shortlisting wealth creation strategies many investors generally consider best sip depending on risk profile.

Read more
  • Shalini Vasanta

    Fund Manager

  • Mr. Vasanta has done BA and MBA (Finance)

    Manager Education

  • Vivekanand Ramakrishnan

    Fund Manager

  • Mr. Ramakrishnan is a B.Tech from IIT Madras, MS and PHD from University of Southern California.

    Manager Education

Key Metrics of DSP Credit Risk Fund Regular-growth

  • Standard Deviation
    7.39%
  • Mean
    15.28%
  • Sharpe Ratio
    1.28%
  • Sortino Ratio
    7.76%

Fund Details

Fund Names DSP Credit Risk Fund Regular-growth
Inception Date 13 May 2003
Lock In No Lock-in
 
Risk Principal at moderately high risk
Category Average Annual Returns 11.50
More Details

Start An Sip Today Watch Your Money Grow

Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
Bank Of India Credit Risk Fund Direct-growth trend ₹88 0.88% 7.17% 17.50% 10.06% 27.79%
Bank Of India Credit Risk Fund Regular-growth trend ₹88 0.84% 7.05% 17.01% 9.66% 27.37%
DSP Credit Risk Fund Direct Plan-growth trend ₹258 1.53% 8.99% 11.06% 16.99% 13.28%
DSP Credit Risk Fund Direct Plan-idcw trend ₹258 1.53% 8.99% 11.06% 16.99% 13.28%
DSP Credit Risk Fund Direct Plan-idcw Daily trend ₹258 1.53% 8.99% 11.06% 16.99% 13.28%
DSP Credit Risk Fund Direct Plan-idcw Monthly trend ₹258 1.53% 8.99% 11.06% 16.99% 13.28%
DSP Credit Risk Fund Direct Plan-idcw Quarterly trend ₹258 1.53% 8.99% 11.06% 16.99% 13.28%
DSP Credit Risk Fund Direct Plan-idcw Weekly trend ₹258 1.53% 8.99% 11.06% 16.99% 13.28%
DSP Credit Risk Fund Regular-growth trend ₹258 1.47% 8.78% 10.17% 16.10% 12.37%
DSP Credit Risk Fund Regular-idcw trend ₹258 1.47% 8.78% 10.17% 16.10% 12.37%
View More
increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from DSP Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
DSP Credit Risk Fund Direct Plan-growth increase ₹258 1.53% 8.99% 8.30% 11.06% 16.99%
DSP Credit Risk Fund Regular-idcw increase ₹258 1.47% 8.78% 7.87% 10.17% 16.10%
DSP Credit Risk Fund Direct Plan-idcw increase ₹258 1.53% 8.99% 8.30% 11.06% 16.99%
DSP Credit Risk Fund Regular-idcw Daily increase ₹258 1.47% 8.78% 7.87% 10.17% 16.10%
DSP Credit Risk Fund Direct Plan-idcw Daily increase ₹258 1.53% 8.99% 8.30% 11.06% 16.99%
DSP Credit Risk Fund Direct Plan-idcw Monthly increase ₹258 1.53% 8.99% 8.30% 11.06% 16.99%
DSP Credit Risk Fund Regular-idcw Monthly increase ₹258 1.47% 8.78% 7.87% 10.17% 16.10%
DSP Credit Risk Fund Regular-idcw Quarterly increase ₹258 1.47% 8.78% 7.87% 10.17% 16.10%
DSP Credit Risk Fund Direct Plan-idcw Quarterly increase ₹258 1.53% 8.99% 8.30% 11.06% 16.99%
View More
increase growth is based on 1-month returns of the funds

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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
HDFC Credit Risk Debt Fund Direct-growth trend ₹7,523 ₹28.05 8.33% 7.31% 8.15%
HDFC Credit Risk Debt Fund Regular-growth trend ₹7,523 ₹25.82 7.70% 6.67% 7.47%
HDFC Credit Risk Debt Fund Regular-idcw trend ₹7,523 ₹23.78 7.70% 6.67% 7.47%
HDFC Credit Risk Debt Fund Direct-idcw trend ₹7,523 ₹24.59 8.33% 7.31% 8.15%
HDFC Credit Risk Debt Fund Direct-idcw Quarterly trend ₹7,523 ₹10.83 8.33% 7.31% 8.15%
HDFC Credit Risk Debt Fund Regular-idcw Quarterly trend ₹7,523 ₹10.48 7.70% 6.67% 7.47%
ICICI Prudential Credit Risk Fund-growth trend ₹6,005 ₹34.51 8.52% 7.39% 7.87%
ICICI Prudential Credit Risk Fund Direct Plan-growth trend ₹6,005 ₹38.27 9.23% 8.09% 8.65%
ICICI Prudential Credit Risk Fund-idcw Quarterly trend ₹6,005 ₹11.32 8.52% 7.39% 7.87%
ICICI Prudential Credit Risk Fund Direct Plan-idcw Quarterly trend ₹6,005 ₹12.02 9.23% 8.09% 8.65%
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Top funds are based on Fund AUM

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Detailed Portfolio

Stocks Sector % of Holding Value
Reverse RepoUnspecified14.83%₹35.89 Cr
Reverse RepoUnspecified14.43%₹32.54 Cr
Government Of India 36574 Goi 06ot35 6.48 Fv Rs 100Entities14.68%₹30.20 Cr
Government Of India 36574 Goi 06ot35 6.48 Fv Rs 100Entities13.91%₹30.16 Cr
Government Of India 36574 Goi 06ot35 6.48 Fv Rs 100Entities9.45%₹24.36 Cr
Government Of India 36574 Goi 06ot35 6.48 Fv Rs 100Entities9.99%₹24.18 Cr
Government Of India 36574 Goi 06ot35 6.48 Fv Rs 100Entities8.99%₹20.26 Cr
Government Of India 36574 Goi 06ot35 6.48 Fv Rs 100Entities9.66%₹20.16 Cr
Government Of India 36574 Goi 06ot35 6.48 Fv Rs 100Entities9.64%₹20.11 Cr
Government Of India 36574 Goi 06ot35 6.48 Fv Rs 100Entities9.64%₹20.11 Cr
Reverse RepoUnspecified9.22%₹19.98 Cr
Roadstar Infra Investment TrustIndustrials9.02%₹18.79 Cr
Roadstar Infra Investment TrustIndustrials8.95%₹18.61 Cr
Roadstar Infra Investment TrustIndustrials8.93%₹18.61 Cr
Roadstar Infra Investment TrustIndustrials8.93%₹18.61 Cr
Roadstar Infra Investment TrustIndustrials8.92%₹18.61 Cr
Roadstar Infra Investment TrustIndustrials9.04%₹18.61 Cr
Roadstar Infra Investment TrustIndustrials8.58%₹18.61 Cr
Reverse RepoUnspecified7.15%₹18.43 Cr
Reverse RepoUnspecified8.47%₹17.66 Cr
View More

Top Debt Funds

Fund Names NAV 3Yr 5Yr 52 weeks high
Bank Of India Credit Risk Fund Direct-growth increase ₹14.71 10.06% 27.79% -
Bank Of India Credit Risk Fund Regular-growth increase ₹14.30 9.66% 27.37% -
DSP Credit Risk Fund Direct Plan-growth increase ₹60.35 16.99% 13.28% -
DSP Credit Risk Fund Direct Plan-idcw increase ₹12.65 16.99% 13.28% -
DSP Credit Risk Fund Direct Plan-idcw Daily increase ₹11.12 16.99% 13.28% -
DSP Credit Risk Fund Direct Plan-idcw Monthly increase ₹11.21 16.99% 13.28% -
DSP Credit Risk Fund Direct Plan-idcw Quarterly increase ₹11.58 16.99% 13.28% -
DSP Credit Risk Fund Direct Plan-idcw Weekly increase ₹11.13 16.99% 13.28% -
DSP Credit Risk Fund Regular-growth increase ₹54.85 16.10% 12.37% -
DSP Credit Risk Fund Regular-idcw increase ₹12.57 16.10% 12.37% -
View More
increase growth is based on 5Y returns of the funds

Frequently Asked Questions

DSP Credit Risk Fund Regular-growth

What is the current AUM of DSP Credit Risk Fund Regular-growth?

As of Sun May 31, 2026, DSP Credit Risk Fund Regular-growth manages assets worth ₹257.8 crore

How has DSP Credit Risk Fund Regular-growth performed recently?

  • 3 Months: 8.78%
  • 6 Months: 7.87%

What is the long-term performance of DSP Credit Risk Fund Regular-growth?

  • 3 Years CAGR: 16.10%
  • 5 Years CAGR: 12.37%
  • Since Inception: 7.63%

What is the portfolio composition of DSP Credit Risk Fund Regular-growth?

Debt: 88.11%, Others: 5.67%.

Who manages DSP Credit Risk Fund Regular-growth?

DSP Credit Risk Fund Regular-growth is managed by Vivekanand Ramakrishnan from DSP Mutual Fund.

Which are the top companies DSP Credit Risk Fund Regular-growth has invested in?

  • Reverse Repo – 14.83% of the fund's portfolio
  • Reverse Repo – 14.43% of the fund's portfolio
  • GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 – 14.68% of the fund's portfolio
  • GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 – 13.91% of the fund's portfolio
  • GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 – 9.45% of the fund's portfolio

Which are the major sectors DSP Credit Risk Fund Regular-growth focuses on?

  • Entities – 85.96% of the fund's portfolio
  • Industrials – 62.37% of the fund's portfolio
  • Unspecified – 54.10% of the fund's portfolio
View more FAQ's

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