DSP Credit Risk Fund Direct Plan-IDCW

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : 0.92%
NAV: ₹12.82 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of DSP Credit Risk Fund Direct Plan-IDCW

  • ₹325.9 Cr
    AUM
  • ₹12.82
    NAV
  • 0.42%
    Expense Ratio
  • Debt
    Fund Category
As on Thu Nov 05, 2026
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Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
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DSP Credit Risk Fund Direct Plan-IDCW Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months 0.92% NA 1.56%
6 Months 4.07% NA 6.78%
1 Year 10.71% 10.71% 11.50%
2 Years 35.64% 16.46% 10.29%
3 Years 47.29% 13.78% 9.30%
5 Years 87.67% 13.42% 10.13%
7 Years 106.55% 10.92% NA
10 Years 129.37% 8.66% 7.32%
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As on Thu Nov 05, 2026

Dividend of DSP Credit Risk Fund Direct Plan-IDCW : 6.59%

Dividends are declared by the fund house based on the income generated from the underlying assets. While many mutual funds distribute dividends annually, the payout frequency ultimately depends on the fund house’s decision

Asset Allocation of DSP Credit Risk Fund Direct Plan-IDCW

debt instruments

96.08%

other assets or cash equivalents

3.92%
Top Holdings
Reverse Repo
14.83%
Government Of India 37426 Goi 11my36 6.94 Fv Rs 100
10.85%
Government Of India 37426 Goi 11my36 6.94 Fv Rs 100
10.85%
Government Of India 37426 Goi 11my36 6.94 Fv Rs 100
10.85%
Reverse Repo
14.43%
 
Top Sectors
Entities
113.91%
Unspecified
53.20%
Financial
30.35%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
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About Fund

About DSP Credit Risk Fund Direct Plan-IDCW

DSP Credit Risk Fund Direct Plan-IDCW is one Debt mutual fund offered by DSP Mutual Fund. Launched on 01 Jan 2013, the fund aims Income over a medium-term to long term investment horizon. Investment predominantly in corporate bonds which are AA and below rated instruments. It manages assets worth ₹325.9 crore as on Wed Sep 30, 2026. The expense ratio stands at 0.42%.
The portfolio allocation consists of 96.08% in debt instruments, 3.92% in other assets or cash equivalents.Managed by Vivekanand Ramakrishnan, it has delivered a return of 10.71% in the last year, a total return since inception of 9.14%.
The latest dividend was declared on 30 Mar 2026 at 6.59% of face value.
While evaluating investment options individuals often refer to best sip depending on financial goals.

Read more
  • Shalini Vasanta

    Fund Manager

  • Mr. Vasanta has done BA and MBA (Finance)

    Manager Education

  • Vivekanand Ramakrishnan

    Fund Manager

  • Mr. Ramakrishnan is a B.Tech from IIT Madras, MS and PHD from University of Southern California.

    Manager Education

Key Metrics of DSP Credit Risk Fund Direct Plan-IDCW

  • Standard Deviation
    6.24%
  • Mean
    13.07%
  • Sharpe Ratio
    1.20%
  • Sortino Ratio
    6.12%

DSP Credit Risk Fund Direct Plan-IDCW Fund Details

Fund Names DSP Credit Risk Fund Direct Plan-IDCW
Inception Date 01 Jan 2013
Lock In No Lock-in
 
Risk Principal at moderately high risk
Category Average Annual Returns 11.50
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

Compare Mutual Funds
DSP Credit Risk Fund Direct Plan-IDCW Fund Returns Comparison

Compare DSP Credit Risk Fund Direct Plan-IDCW with other mutual funds in the same category

DSP Credit Risk Fund Direct Plan-IDCW

Bank Of India Credit Risk Fund Direct-Growth

Bank Of India Credit Risk Fund Regular-Growth

Compare more funds

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Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
Bank Of India Credit Risk Fund Direct-Growth trend ₹79 0.35% 1.38% 17.17% 10.03% 27.84%
Bank Of India Credit Risk Fund Regular-Growth trend ₹79 0.28% 1.30% 16.67% 9.61% 27.41%
DSP Credit Risk Fund Direct Plan-Growth trend ₹326 0.40% 0.92% 10.71% 13.78% 13.42%
DSP Credit Risk Fund Direct Plan-IDCW trend ₹326 0.40% 0.92% 10.71% 13.78% 13.42%
DSP Credit Risk Fund Direct Plan-IDCW Daily trend ₹326 0.40% 0.92% 10.71% 13.78% 13.42%
DSP Credit Risk Fund Direct Plan-IDCW Monthly trend ₹326 0.40% 0.92% 10.71% 13.78% 13.42%
DSP Credit Risk Fund Direct Plan-IDCW Quarterly trend ₹326 0.40% 0.92% 10.71% 13.78% 13.42%
DSP Credit Risk Fund Direct Plan-IDCW Weekly trend ₹326 0.40% 0.92% 10.71% 13.78% 13.42%
DSP Credit Risk Fund Regular-Growth trend ₹326 0.34% 0.72% 9.83% 12.90% 12.52%
DSP Credit Risk Fund Regular-IDCW trend ₹326 0.34% 0.72% 9.83% 12.90% 12.52%
View More
increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from DSP Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
DSP Credit Risk Fund Regular-Growth increase ₹326 0.34% 0.72% 3.67% 9.83% 12.90%
DSP Credit Risk Fund Direct Plan-Growth increase ₹326 0.40% 0.92% 4.07% 10.71% 13.78%
DSP Credit Risk Fund Regular-IDCW increase ₹326 0.34% 0.72% 3.67% 9.83% 12.90%
DSP Credit Risk Fund Regular-IDCW Daily increase ₹326 0.34% 0.72% 3.67% 9.83% 12.90%
DSP Credit Risk Fund Direct Plan-IDCW Daily increase ₹326 0.40% 0.92% 4.07% 10.71% 13.78%
DSP Credit Risk Fund Direct Plan-IDCW Monthly increase ₹326 0.40% 0.92% 4.07% 10.71% 13.78%
DSP Credit Risk Fund Regular-IDCW Monthly increase ₹326 0.34% 0.72% 3.67% 9.83% 12.90%
DSP Credit Risk Fund Regular-IDCW Quarterly increase ₹326 0.34% 0.72% 3.67% 9.83% 12.90%
DSP Credit Risk Fund Direct Plan-IDCW Quarterly increase ₹326 0.40% 0.92% 4.07% 10.71% 13.78%
View More
increase growth is based on 1-month returns of the funds

DSP Credit Risk Fund Direct Plan-IDCW Calculator

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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
HDFC Credit Risk Fund Regular-Growth trend ₹7,574 ₹26.22 7.57% 6.52% 7.15%
HDFC Credit Risk Fund Direct-Growth trend ₹7,574 ₹28.53 8.19% 7.16% 7.81%
HDFC Credit Risk Fund Direct-IDCW trend ₹7,574 ₹25.01 8.19% 7.16% 7.81%
HDFC Credit Risk Fund Regular-IDCW trend ₹7,574 ₹24.14 7.57% 6.52% 7.15%
HDFC Credit Risk Fund Regular-IDCW Quarterly trend ₹7,574 ₹10.50 7.57% 6.52% 7.15%
HDFC Credit Risk Fund Direct-IDCW Quarterly trend ₹7,574 ₹10.85 8.19% 7.16% 7.81%
ICICI Prudential Credit Risk Fund Direct Plan-Growth trend ₹6,287 ₹38.96 8.97% 8.01% 8.37%
ICICI Prudential Credit Risk Fund-Growth trend ₹6,287 ₹35.05 8.27% 7.31% 7.59%
ICICI Prudential Credit Risk Fund-IDCW Quarterly trend ₹6,287 ₹11.26 8.27% 7.31% 7.59%
ICICI Prudential Credit Risk Fund Direct Plan-IDCW Quarterly trend ₹6,287 ₹11.96 8.97% 8.01% 8.37%
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Top funds are based on Fund AUM

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DSP Credit Risk Fund Direct Plan-IDCW Detailed Portfolio

Stocks Sector % of Holding Value
Reverse RepoUnspecified14.83%₹35.89 Cr
Government Of India 37426 Goi 11my36 6.94 Fv Rs 100Entities10.85%₹35.37 Cr
Government Of India 37426 Goi 11my36 6.94 Fv Rs 100Entities10.85%₹35.37 Cr
Government Of India 37426 Goi 11my36 6.94 Fv Rs 100Entities10.85%₹35.37 Cr
Reverse RepoUnspecified14.43%₹32.54 Cr
Government Of India 36574 Goi 06ot35 6.48 Fv Rs 100Entities14.68%₹30.20 Cr
Government Of India 36574 Goi 06ot35 6.48 Fv Rs 100Entities13.91%₹30.16 Cr
Reverse RepoUnspecified7.98%₹26.01 Cr
Reverse RepoUnspecified7.98%₹26.01 Cr
Reverse RepoUnspecified7.98%₹26.01 Cr
Government Of India 37426 Goi 11my36 6.94 Fv Rs 100Entities9.30%₹25.60 Cr
Government Of India 37426 Goi 11my36 6.94 Fv Rs 100Entities9.30%₹25.60 Cr
Government Of India 37426 Goi 11my36 6.94 Fv Rs 100Entities8.24%₹25.51 Cr
Government Of India 37426 Goi 11my36 6.94 Fv Rs 100Entities8.24%₹25.51 Cr
Government Of India 37426 Goi 11my36 6.94 Fv Rs 100Entities8.24%₹25.51 Cr
Kotak Mahindra Bank Limited Cd 04feb27Financial7.50%₹24.44 Cr
Kotak Mahindra Bank Limited Cd 04feb27Financial7.50%₹24.44 Cr
Kotak Mahindra Bank Limited Cd 04feb27Financial7.50%₹24.44 Cr
Government Of India 36574 Goi 06ot35 6.48 Fv Rs 100Entities9.45%₹24.36 Cr
Kotak Mahindra Bank Limited Cd 04feb27Financial7.85%₹24.30 Cr
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Top Debt Funds

Fund Names NAV 3Yr 5Yr 52 weeks high
Bank Of India Credit Risk Fund Direct-Growth increase ₹14.99 10.03% 27.84% -
Bank Of India Credit Risk Fund Regular-Growth increase ₹14.55 9.61% 27.41% -
DSP Credit Risk Fund Direct Plan-Growth increase ₹61.18 13.78% 13.42% -
DSP Credit Risk Fund Direct Plan-IDCW increase ₹12.82 13.78% 13.42% -
DSP Credit Risk Fund Direct Plan-IDCW Daily increase ₹11.12 13.78% 13.42% -
DSP Credit Risk Fund Direct Plan-IDCW Monthly increase ₹11.25 13.78% 13.42% -
DSP Credit Risk Fund Direct Plan-IDCW Quarterly increase ₹11.59 13.78% 13.42% -
DSP Credit Risk Fund Direct Plan-IDCW Weekly increase ₹11.12 13.78% 13.42% -
DSP Credit Risk Fund Regular-Growth increase ₹55.45 12.90% 12.52% -
DSP Credit Risk Fund Regular-IDCW increase ₹12.71 12.90% 12.52% -
View More
increase growth is based on 5Y returns of the funds

Frequently Asked Questions

DSP Credit Risk Fund Direct Plan-IDCW

What is the current AUM of DSP Credit Risk Fund Direct Plan-IDCW?

As of Wed Sep 30, 2026, DSP Credit Risk Fund Direct Plan-IDCW manages assets worth ₹325.9 crore

How has DSP Credit Risk Fund Direct Plan-IDCW performed recently?

  • 3 Months: 0.92%
  • 6 Months: 4.07%

What is the long-term performance of DSP Credit Risk Fund Direct Plan-IDCW?

  • 3 Years CAGR: 13.78%
  • 5 Years CAGR: 13.42%
  • Since Inception: 9.14%

What is the portfolio composition of DSP Credit Risk Fund Direct Plan-IDCW?

Debt: 96.08%, Others: 3.92%.

Who manages DSP Credit Risk Fund Direct Plan-IDCW?

DSP Credit Risk Fund Direct Plan-IDCW is managed by Vivekanand Ramakrishnan from DSP Mutual Fund.

When was the last dividend declared by DSP Credit Risk Fund Direct Plan-IDCW?

Latest dividend was declared on 30 Mar 2026 at 6.59% of face value.

Which are the top companies DSP Credit Risk Fund Direct Plan-IDCW has invested in?

  • Reverse Repo – 14.83% of the fund's portfolio
  • GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 – 10.85% of the fund's portfolio
  • GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 – 10.85% of the fund's portfolio
  • GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 – 10.85% of the fund's portfolio
  • Reverse Repo – 14.43% of the fund's portfolio

Which are the major sectors DSP Credit Risk Fund Direct Plan-IDCW focuses on?

  • Entities – 113.91% of the fund's portfolio
  • Unspecified – 53.20% of the fund's portfolio
  • Financial – 30.35% of the fund's portfolio
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