Bank Of India Ultra Short Term Fund Direct-IDCW Daily

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : 1.38%
NAV: ₹1,005.00 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of Bank Of India Ultra Short Term Fund Direct-IDCW Daily

  • ₹221.8 Cr
    AUM
  • ₹1,005.00
    NAV
  • 0.41%
    Expense Ratio
  • Debt
    Fund Category
As on Thu Nov 05, 2026
Calculate your Returns
How much do you want to invest monthly?
₹

Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
₹ 1,39,328.64
Become Crorepati

Bank Of India Ultra Short Term Fund Direct-IDCW Daily Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months 1.38% NA 1.71%
6 Months 3.18% NA 3.90%
1 Year 6.33% 6.33% 7.70%
2 Years 13.92% 6.74% 7.59%
3 Years 21.97% 6.85% 7.34%
5 Years 35.61% 6.28% 6.07%
7 Years 47.79% 5.74% NA
10 Years 86.44% 6.43% 6.56%
View More
As on Thu Nov 05, 2026

Dividend of Bank Of India Ultra Short Term Fund Direct-IDCW Daily : 0.06%

Dividends are declared by the fund house based on the income generated from the underlying assets. While many mutual funds distribute dividends annually, the payout frequency ultimately depends on the fund house’s decision

Asset Allocation of Bank Of India Ultra Short Term Fund Direct-IDCW Daily

debt instruments

94.92%

other assets or cash equivalents

5.08%
Top Holdings
Axis Bank Limited Cd 05sep25
9.36%
Repo
11.96%
Punjab National Bank Cd 09mar27
8.78%
Hdfc Bank Limited Cd 04feb26
11.91%
Hdfc Bank Limited Cd 04feb26
11.33%
 
Top Sectors
Financial
158.13%
Unspecified
21.81%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
Invest Now

About Fund

About Bank Of India Ultra Short Term Fund Direct-IDCW Daily

Bank Of India Ultra Short Term Fund Direct-IDCW Daily is one Debt mutual fund offered by Bank of India Mutual Fund. Launched on 01 Jan 2013, the fund aims Regular income over short to medium term. Investments in debt and money market instruments such that the Macaulay duration of the portfolio is between 3 months and 6 months. It manages assets worth ₹221.8 crore as on Sat Oct 31, 2026. The expense ratio stands at 0.41%.
The portfolio allocation consists of 94.92% in debt instruments, 5.08% in other assets or cash equivalents.Managed by Mithraem Bharucha, it has delivered a return of 6.33% in the last year, a total return since inception of 7.24%.
The latest dividend was declared on 05 Nov 2026 at 0.06% of face value.
Investors frequently compare the which sip is best while they create systematic investment portfolios.

Read more
  • Mithraem Bharucha

    Fund Manager

  • Mr. Bharucha is a BMS and MBA

    Manager Education

Key Metrics of Bank Of India Ultra Short Term Fund Direct-IDCW Daily

  • Standard Deviation
    0.43%
  • Mean
    6.62%
  • Sharpe Ratio
    2.45%
  • Sortino Ratio
    3.38%

Bank Of India Ultra Short Term Fund Direct-IDCW Daily Fund Details

Fund Names Bank Of India Ultra Short Term Fund Direct-IDCW Daily
Inception Date 01 Jan 2013
Lock In No Lock-in
 
Risk Principal at low to moderate risk
Category Average Annual Returns 7.70
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

Compare Mutual Funds
Bank Of India Ultra Short Term Fund Direct-IDCW Daily Fund Returns Comparison

Compare Bank Of India Ultra Short Term Fund Direct-IDCW Daily with other mutual funds in the same category

Bank Of India Ultra Short Term Fund Direct-IDCW Daily

Nippon India Ultra Short Term Fund Direct-Growth

Nippon India Ultra Short Term Fund Direct-IDCW Daily

Compare more funds

Start An Sip Today Watch Your Money Grow

Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
Nippon India Ultra Short Term Fund Direct-Growth trend ₹11,833 0.44% 1.58% 6.89% 7.52% 7.03%
Nippon India Ultra Short Term Fund Direct-IDCW Daily trend ₹11,833 0.44% 1.58% 6.89% 7.52% 7.03%
Nippon India Ultra Short Term Fund Direct-IDCW Monthly trend ₹11,833 0.44% 1.58% 6.89% 7.52% 7.03%
Nippon India Ultra Short Term Fund Direct-IDCW Quarterly trend ₹11,833 0.44% 1.58% 6.89% 7.52% 7.03%
Nippon India Ultra Short Term Fund Direct-IDCW Weekly trend ₹11,833 0.44% 1.58% 6.89% 7.52% 7.03%
Tata Ultra Short Term Fund Direct-Growth trend ₹5,712 0.44% 1.61% 6.93% 7.46% 6.84%
Tata Ultra Short Term Fund Direct-IDCW Monthly trend ₹5,712 0.44% 1.61% 6.93% 7.46% 6.84%
Tata Ultra Short Term Fund Direct-IDCW Weekly trend ₹5,712 0.44% 1.61% 6.93% 7.46% 6.84%
Axis Ultra Short Term Fund Direct-Growth trend ₹5,274 0.41% 1.56% 6.67% 7.39% 6.83%
Axis Ultra Short Term Fund Direct-IDCW trend ₹5,274 0.41% 1.56% 6.67% 7.39% 6.83%
View More
increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from Bank of India Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
Bank Of India Ultra Short Term Fund Direct-bonus increase ₹222 0.35% 1.38% 3.18% 6.33% 6.85%
Bank Of India Ultra Short Term Fund Regular-bonus increase ₹222 0.30% 1.25% 2.92% 5.80% 6.32%
Bank Of India Ultra Short Term Fund Direct-Growth increase ₹222 0.35% 1.38% 3.18% 6.33% 6.85%
Bank Of India Ultra Short Term Fund Regular-Growth increase ₹222 0.30% 1.25% 2.92% 5.80% 6.32%
Bank Of India Ultra Short Term Fund Regular-IDCW Daily increase ₹222 0.30% 1.25% 2.92% 5.80% 6.32%
Bank Of India Ultra Short Term Fund Direct-IDCW Weekly increase ₹222 0.35% 1.38% 3.18% 6.33% 6.85%
Bank Of India Ultra Short Term Fund Regular-IDCW Weekly increase ₹222 0.30% 1.25% 2.92% 5.80% 6.32%
View More
increase growth is based on 1-month returns of the funds

Bank Of India Ultra Short Term Fund Direct-IDCW Daily Calculator

I want to invest Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 29
  • 31
  • 32
  • 33
  • 34
  • 36
  • 37
  • 38
  • 39
  • 40
Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 30
Total Investment
Wealth Gained
Total Wealth
Start Investing
I want to save
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 29
  • 31
  • 32
  • 33
  • 34
  • 36
  • 37
  • 38
  • 39
  • 40
Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 30
Total Investment
Wealth Gained
Monthly Investment
Invest Now
You can also get Tax Free Maturity/ Returns?

Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
Kotak Ultra Short Term Fund Direct-Growth trend ₹15,261 ₹48.86 7.15% 6.63% 6.68%
Kotak Ultra Short Term Fund Regular-Growth trend ₹15,261 ₹46.36 6.66% 6.16% 6.23%
Kotak Ultra Short Term Fund Direct-IDCW trend ₹15,261 ₹10.14 7.15% 6.63% 6.68%
Kotak Ultra Short Term Fund Direct-IDCW Monthly trend ₹15,261 ₹21.07 7.15% 6.63% 6.68%
Kotak Ultra Short Term Fund Regular-IDCW Monthly trend ₹15,261 ₹10.74 6.66% 6.16% 6.23%
Kotak Ultra Short Term Fund Direct-IDCW Weekly trend ₹15,261 ₹10.03 7.15% 6.63% 6.68%
Kotak Ultra Short Term Fund Regular-IDCW Weekly trend ₹15,261 ₹10.02 6.66% 6.16% 6.23%
Aditya Birla Sun Life Ultra Short Term Direct-Growth trend ₹15,236 ₹608.73 7.42% 6.82% 6.95%
Aditya Birla Sun Life Ultra Short Term Regular-Growth trend ₹15,236 ₹595.95 7.17% 6.60% 6.77%
Aditya Birla Sun Life Ultra Short Term Regular-IDCW Daily trend ₹15,236 ₹100.00 7.17% 6.60% 6.77%
View More
Top funds are based on Fund AUM

Start Small & Build Your Wealth For A Brighter Tomorrow

Bank Of India Ultra Short Term Fund Direct-IDCW Daily Detailed Portfolio

Stocks Sector % of Holding Value
Axis Bank Limited Cd 05sep25Financial9.36%₹19.89 Cr
RepoUnspecified11.96%₹19.84 Cr
Punjab National Bank Cd 09mar27Financial8.78%₹19.48 Cr
Hdfc Bank Limited Cd 04feb26Financial11.91%₹18.90 Cr
Hdfc Bank Limited Cd 04feb26Financial11.33%₹18.80 Cr
RepoUnspecified9.85%₹18.71 Cr
Hdfc Bank Limited Cd 04feb26Financial9.78%₹18.70 Cr
Hdfc Bank Limited Cd 04feb26Financial9.78%₹18.70 Cr
Rec Limited Sr 225 7.64 Bd 30ju26 Fvrs1lacFinancial8.79%₹18.69 Cr
Rec Limited Sr 225 7.64 Bd 30ju26 Fvrs1lacFinancial9.82%₹18.64 Cr
Rec Limited Sr 225 7.64 Bd 30ju26 Fvrs1lacFinancial-—
Rec Limited Sr 225 7.64 Bd 30ju26 Fvrs1lacFinancial9.73%₹18.62 Cr
Rec Limited Sr 225 7.64 Bd 30ju26 Fvrs1lacFinancial9.73%₹18.62 Cr
Hdfc Bank Limited Cd 04feb26Financial9.81%₹18.61 Cr
Rec Limited Sr 225 7.64 Bd 30ju26 Fvrs1lacFinancial11.21%₹18.60 Cr
Power Finance Corporation Ltd. Sr Bs 230 7.37 Bd 22my26 Fvrs1lacFinancial8.53%₹18.12 Cr
Lic Housing Finance Limited Tr 426 7.7201 Loa 12fb26 Fvrs10lacFinancial8.52%₹18.10 Cr
Power Finance Corporation Ltd. Sr Bs 230 7.37 Bd 22my26 Fvrs1lacFinancial9.53%₹18.08 Cr
Power Finance Corporation Ltd. Sr Bs 230 7.37 Bd 22my26 Fvrs1lacFinancial-—
Lic Housing Finance Limited Tr 426 7.7201 Loa 12fb26 Fvrs10lacFinancial9.52%₹18.07 Cr
View More

Top Debt Funds

Fund Names NAV 3Yr 5Yr 52 weeks high
Nippon India Ultra Short Term Fund Direct-Growth increase ₹4,861.28 7.52% 7.03% -
Nippon India Ultra Short Term Fund Direct-IDCW Daily increase ₹1,114.15 7.52% 7.03% -
Nippon India Ultra Short Term Fund Direct-IDCW Monthly increase ₹1,036.89 7.52% 7.03% -
Nippon India Ultra Short Term Fund Direct-IDCW Quarterly increase ₹1,021.03 7.52% 7.03% -
Nippon India Ultra Short Term Fund Direct-IDCW Weekly increase ₹1,093.90 7.52% 7.03% -
Tata Ultra Short Term Fund Direct-Growth increase ₹16.30 7.46% 6.84% -
Tata Ultra Short Term Fund Direct-IDCW Monthly increase ₹16.32 7.46% 6.84% -
Tata Ultra Short Term Fund Direct-IDCW Weekly increase ₹10.41 7.46% 6.84% -
Axis Ultra Short Term Fund Direct-Growth increase ₹17.06 7.39% 6.83% -
Axis Ultra Short Term Fund Direct-IDCW increase ₹17.06 7.39% 6.83% -
View More
increase growth is based on 5Y returns of the funds

Frequently Asked Questions

Bank Of India Ultra Short Term Fund Direct-IDCW Daily

What is the current AUM of Bank Of India Ultra Short Term Fund Direct-IDCW Daily?

As of Sat Oct 31, 2026, Bank Of India Ultra Short Term Fund Direct-IDCW Daily manages assets worth ₹221.8 crore

How has Bank Of India Ultra Short Term Fund Direct-IDCW Daily performed recently?

  • 3 Months: 1.38%
  • 6 Months: 3.18%

What is the long-term performance of Bank Of India Ultra Short Term Fund Direct-IDCW Daily?

  • 3 Years CAGR: 6.85%
  • 5 Years CAGR: 6.28%
  • Since Inception: 7.24%

What is the portfolio composition of Bank Of India Ultra Short Term Fund Direct-IDCW Daily?

Debt: 94.92%, Others: 5.08%.

Who manages Bank Of India Ultra Short Term Fund Direct-IDCW Daily?

Bank Of India Ultra Short Term Fund Direct-IDCW Daily is managed by Mithraem Bharucha from Bank of India Mutual Fund.

When was the last dividend declared by Bank Of India Ultra Short Term Fund Direct-IDCW Daily?

Latest dividend was declared on 05 Nov 2026 at 0.06% of face value.

Which are the top companies Bank Of India Ultra Short Term Fund Direct-IDCW Daily has invested in?

  • AXIS BANK LIMITED CD 05SEP25 – 9.36% of the fund's portfolio
  • Repo – 11.96% of the fund's portfolio
  • PUNJAB NATIONAL BANK CD 09MAR27 – 8.78% of the fund's portfolio
  • HDFC BANK LIMITED CD 04FEB26 – 11.91% of the fund's portfolio
  • HDFC BANK LIMITED CD 04FEB26 – 11.33% of the fund's portfolio

Which are the major sectors Bank Of India Ultra Short Term Fund Direct-IDCW Daily focuses on?

  • Financial – 158.13% of the fund's portfolio
  • Unspecified – 21.81% of the fund's portfolio
View more FAQ's

×
Invest ₹10K/Month & Get ₹1 Crore# Tax-Free*
*under 10(10D)

Mutual Fund AMCs

UTI Mutual Fund

UTI Mutual Fund
Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Mutual Fund
Taurus Mutual Fund

Taurus Mutual Fund
Canara Robeco Mutual Fund

Canara Robeco Mutual Fund
Quant Mutual Fund

Quant Mutual Fund
ICICI Prudential Mutual Fund

ICICI Prudential Mutual Fund
Sundaram Mutual Fund

Sundaram Mutual Fund
Tata Mutual Fund

Tata Mutual Fund
HDFC Mutual Fund

HDFC Mutual Fund
JM Financial Mutual Fund

JM Financial Mutual Fund
Franklin Templeton Mutual Fund

Franklin Templeton Mutual Fund
LIC Mutual Fund

LIC Mutual Fund
Nippon India Mutual Fund

Nippon India Mutual Fund
SBI Mutual Fund

SBI Mutual Fund
DSP Mutual Fund

DSP Mutual Fund
HSBC Mutual Fund

HSBC Mutual Fund
Kotak Mahindra Mutual Fund

Kotak Mahindra Mutual Fund
Bandhan Mutual Fund

Bandhan Mutual Fund
Baroda BNP Paribas Mutual Fund

Baroda BNP Paribas Mutual Fund
PGIM India Mutual Fund

PGIM India Mutual Fund
Quantum Mutual Fund

Quantum Mutual Fund
Invesco Mutual Fund

Invesco Mutual Fund
Edelweiss Mutual Fund

Edelweiss Mutual Fund
Mirae Asset Mutual Fund

Mirae Asset Mutual Fund
Bank of India Mutual Fund

Bank of India Mutual Fund
Axis Mutual Fund

Axis Mutual Fund
Navi Mutual Fund

Navi Mutual Fund
Motilal Oswal Mutual Fund

Motilal Oswal Mutual Fund
Union Mutual Fund

Union Mutual Fund
Groww Mutual Fund

Groww Mutual Fund
PPFAS Mutual Fund

PPFAS Mutual Fund
360 ONE Mutual Fund

360 ONE Mutual Fund
Shriram Mutual Fund

Shriram Mutual Fund
Mahindra Manulife Mutual Fund

Mahindra Manulife Mutual Fund
WhiteOak Capital Mutual Fund

WhiteOak Capital Mutual Fund
ITI Mutual Fund

ITI Mutual Fund
TRUST Mutual Fund

TRUST Mutual Fund
NJ Mutual Fund

NJ Mutual Fund
Samco Mutual Fund

Samco Mutual Fund
Bajaj Finserv Mutual Fund

Bajaj Finserv Mutual Fund
Helios Mutual Fund

Helios Mutual Fund
Zerodha Mutual Fund

Zerodha Mutual Fund
Old Bridge Mutual Fund

Old Bridge Mutual Fund
Angel One Mutual Fund

Angel One Mutual Fund
Unifi Mutual Fund

Unifi Mutual Fund
JioBlackRock Mutual Fund

JioBlackRock Mutual Fund
Capitalmind Mutual Fund

Capitalmind Mutual Fund
The Wealth Company Mutual Fund

The Wealth Company Mutual Fund

Explore the popular searches and stay informed

Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL
Claude
top

Become a Crorepati

Invest ₹10K/month & Get ₹1 Crore* Tax free

Invest Now
*Standard T&C Apply