- Home
- Mutual Funds
- Bank Of India Mutual Fund
- Bank Of India Ultra Short Term Fund Regular-Growth
Fund Overview of Bank Of India Ultra Short Term Fund Regular-Growth
-
₹221.8 CrAUM
-
₹3,411.45NAV
-
1.01%Expense Ratio
-
DebtFund Category
As on Thu Nov 05, 2026
Calculate your Returns
How much do you want to invest monthly?
₹
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
The total value of your investment
after 10 years will be
₹ 1,39,328.64
Bank Of India Ultra Short Term Fund Regular-Growth Return Comparison
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.25% | NA | 1.71% |
| 6 Months | 2.92% | NA | 3.90% |
| 1 Year | 5.80% | 5.80% | 7.70% |
| 2 Years | 12.78% | 6.20% | 7.59% |
| 3 Years | 20.18% | 6.32% | 7.34% |
| 5 Years | 32.83% | 5.84% | 6.07% |
| 7 Years | 44.10% | 5.36% | NA |
| 10 Years | 80.77% | 6.10% | 6.56% |
View More
As on Thu Nov 05, 2026
Asset Allocation of Bank Of India Ultra Short Term Fund Regular-Growth
debt instruments
94.92%other assets or cash equivalents
5.08%Detailed Portfolio Analysis
As on Thu Nov 05, 2026
Invest Now
Bank Of India Ultra Short Term Fund Regular-Growth is one Debt mutual fund offered by Bank of India Mutual Fund. Launched on 16 Jul 2008, the fund aims Regular income over short to medium term. Investments in debt and money market instruments such that the Macaulay duration of the portfolio is between 3 months and 6 months. It manages assets worth ₹221.8 crore as on Sat Oct 31, 2026. The expense ratio stands at 1.01%. Fund Manager Manager Education
About FundAbout Bank Of India Ultra Short Term Fund Regular-Growth
The portfolio allocation consists of 94.92% in debt instruments, 5.08% in other assets or cash equivalents.Managed by Mithraem Bharucha, it has delivered a return of 5.80% in the last year, a total return since inception of 6.93%.
To make well-planned financial choices it is useful to also compare best sip in india suited to long-term goals.
Mithraem Bharucha
Mr. Bharucha is a BMS and MBA
Key Metrics of Bank Of India Ultra Short Term Fund Regular-Growth
-
Standard Deviation0.43%
-
Mean6.12%
-
Sharpe Ratio1.30%
-
Sortino Ratio1.78%
Bank Of India Ultra Short Term Fund Regular-Growth Fund Details
|
|
Compare Mutual Funds
Bank Of India Ultra Short Term Fund Regular-Growth Fund Returns Comparison
Compare Bank Of India Ultra Short Term Fund Regular-Growth with other mutual funds in the same category
Bank Of India Ultra Short Term Fund Regular-Growth
Nippon India Ultra Short Term Fund Direct-Growth
Nippon India Ultra Short Term Fund Direct-IDCW Daily
Compare more funds
Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
Nippon India Ultra Short Term Fund Direct-Growth  |
₹11,833 | 0.44% | 1.58% | 6.89% | 7.52% | 7.03% |
| Nippon India Ultra Short Term Fund Direct-IDCW Daily |
₹11,833 | 0.44% | 1.58% | 6.89% | 7.52% | 7.03% |
| Nippon India Ultra Short Term Fund Direct-IDCW Monthly |
₹11,833 | 0.44% | 1.58% | 6.89% | 7.52% | 7.03% |
| Nippon India Ultra Short Term Fund Direct-IDCW Quarterly |
₹11,833 | 0.44% | 1.58% | 6.89% | 7.52% | 7.03% |
| Nippon India Ultra Short Term Fund Direct-IDCW Weekly |
₹11,833 | 0.44% | 1.58% | 6.89% | 7.52% | 7.03% |
| Tata Ultra Short Term Fund Direct-Growth |
₹5,712 | 0.44% | 1.61% | 6.93% | 7.46% | 6.84% |
| Tata Ultra Short Term Fund Direct-IDCW Monthly |
₹5,712 | 0.44% | 1.61% | 6.93% | 7.46% | 6.84% |
| Tata Ultra Short Term Fund Direct-IDCW Weekly |
₹5,712 | 0.44% | 1.61% | 6.93% | 7.46% | 6.84% |
| Axis Ultra Short Term Fund Direct-Growth |
₹5,274 | 0.41% | 1.56% | 6.67% | 7.39% | 6.83% |
| Axis Ultra Short Term Fund Direct-IDCW |
₹5,274 | 0.41% | 1.56% | 6.67% | 7.39% | 6.83% |
View More
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Bank of India Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
|
Bank Of India Ultra Short Term Fund Direct-bonus
|
₹222 | 0.35% | 1.38% | 3.18% | 6.33% | 6.85% |
|
Bank Of India Ultra Short Term Fund Regular-bonus
|
₹222 | 0.30% | 1.25% | 2.92% | 5.80% | 6.32% |
|
Bank Of India Ultra Short Term Fund Direct-Growth
|
₹222 | 0.35% | 1.38% | 3.18% | 6.33% | 6.85% |
|
Bank Of India Ultra Short Term Fund Direct-IDCW Daily
|
₹222 | 0.35% | 1.38% | 3.18% | 6.33% | 6.85% |
|
Bank Of India Ultra Short Term Fund Regular-IDCW Daily
|
₹222 | 0.30% | 1.25% | 2.92% | 5.80% | 6.32% |
|
Bank Of India Ultra Short Term Fund Direct-IDCW Weekly
|
₹222 | 0.35% | 1.38% | 3.18% | 6.33% | 6.85% |
|
Bank Of India Ultra Short Term Fund Regular-IDCW Weekly
|
₹222 | 0.30% | 1.25% | 2.92% | 5.80% | 6.32% |
View More
growth is based on 1-month returns of the fundsBank Of India Ultra Short Term Fund Regular-Growth Calculator
I want to invest
Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for
Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 29
- 31
- 32
- 33
- 34
- 36
- 37
- 38
- 39
- 40
Expected return
Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 30
Total Investment
Wealth Gained
Total Wealth
I want to save
I want to invest for
Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 29
- 31
- 32
- 33
- 34
- 36
- 37
- 38
- 39
- 40
Expected return
Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
- 1
- 2
- 3
- 4
- 6
- 7
- 8
- 9
- 11
- 12
- 13
- 14
- 16
- 17
- 18
- 19
- 21
- 22
- 23
- 24
- 26
- 27
- 28
- 30
Total Investment
Wealth Gained
Monthly Investment
Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Kotak Ultra Short Term Fund Direct-Growth |
₹15,261 | ₹48.86 | 7.15% | 6.63% | 6.68% |
| Kotak Ultra Short Term Fund Regular-Growth |
₹15,261 | ₹46.36 | 6.66% | 6.16% | 6.23% |
| Kotak Ultra Short Term Fund Direct-IDCW |
₹15,261 | ₹10.14 | 7.15% | 6.63% | 6.68% |
| Kotak Ultra Short Term Fund Direct-IDCW Monthly |
₹15,261 | ₹21.07 | 7.15% | 6.63% | 6.68% |
| Kotak Ultra Short Term Fund Regular-IDCW Monthly |
₹15,261 | ₹10.74 | 6.66% | 6.16% | 6.23% |
| Kotak Ultra Short Term Fund Direct-IDCW Weekly |
₹15,261 | ₹10.03 | 7.15% | 6.63% | 6.68% |
| Kotak Ultra Short Term Fund Regular-IDCW Weekly |
₹15,261 | ₹10.02 | 6.66% | 6.16% | 6.23% |
| Aditya Birla Sun Life Ultra Short Term Direct-Growth |
₹15,236 | ₹608.73 | 7.42% | 6.82% | 6.95% |
| Aditya Birla Sun Life Ultra Short Term Regular-Growth |
₹15,236 | ₹595.95 | 7.17% | 6.60% | 6.77% |
| Aditya Birla Sun Life Ultra Short Term Regular-IDCW Daily |
₹15,236 | ₹100.00 | 7.17% | 6.60% | 6.77% |
View More
Top funds are based on Fund AUM
Bank Of India Ultra Short Term Fund Regular-Growth Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Axis Bank Limited Cd 05sep25 | Financial | 9.36% | ₹19.89 Cr |
| Repo | Unspecified | 11.96% | ₹19.84 Cr |
| Punjab National Bank Cd 09mar27 | Financial | 8.78% | ₹19.48 Cr |
| Hdfc Bank Limited Cd 04feb26 | Financial | 11.91% | ₹18.90 Cr |
| Hdfc Bank Limited Cd 04feb26 | Financial | 11.33% | ₹18.80 Cr |
| Repo | Unspecified | 9.85% | ₹18.71 Cr |
| Hdfc Bank Limited Cd 04feb26 | Financial | 9.78% | ₹18.70 Cr |
| Hdfc Bank Limited Cd 04feb26 | Financial | 9.78% | ₹18.70 Cr |
| Rec Limited Sr 225 7.64 Bd 30ju26 Fvrs1lac | Financial | 8.79% | ₹18.69 Cr |
| Rec Limited Sr 225 7.64 Bd 30ju26 Fvrs1lac | Financial | 9.82% | ₹18.64 Cr |
| Rec Limited Sr 225 7.64 Bd 30ju26 Fvrs1lac | Financial | - | — |
| Rec Limited Sr 225 7.64 Bd 30ju26 Fvrs1lac | Financial | 9.73% | ₹18.62 Cr |
| Rec Limited Sr 225 7.64 Bd 30ju26 Fvrs1lac | Financial | 9.73% | ₹18.62 Cr |
| Hdfc Bank Limited Cd 04feb26 | Financial | 9.81% | ₹18.61 Cr |
| Rec Limited Sr 225 7.64 Bd 30ju26 Fvrs1lac | Financial | 11.21% | ₹18.60 Cr |
| Power Finance Corporation Ltd. Sr Bs 230 7.37 Bd 22my26 Fvrs1lac | Financial | 8.53% | ₹18.12 Cr |
| Lic Housing Finance Limited Tr 426 7.7201 Loa 12fb26 Fvrs10lac | Financial | 8.52% | ₹18.10 Cr |
| Power Finance Corporation Ltd. Sr Bs 230 7.37 Bd 22my26 Fvrs1lac | Financial | 9.53% | ₹18.08 Cr |
| Power Finance Corporation Ltd. Sr Bs 230 7.37 Bd 22my26 Fvrs1lac | Financial | - | — |
| Lic Housing Finance Limited Tr 426 7.7201 Loa 12fb26 Fvrs10lac | Financial | 9.52% | ₹18.07 Cr |
View More
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| Nippon India Ultra Short Term Fund Direct-Growth |
₹4,861.28 | 7.52% | 7.03% | - |
| Nippon India Ultra Short Term Fund Direct-IDCW Daily |
₹1,114.15 | 7.52% | 7.03% | - |
| Nippon India Ultra Short Term Fund Direct-IDCW Monthly |
₹1,036.89 | 7.52% | 7.03% | - |
| Nippon India Ultra Short Term Fund Direct-IDCW Quarterly |
₹1,021.03 | 7.52% | 7.03% | - |
| Nippon India Ultra Short Term Fund Direct-IDCW Weekly |
₹1,093.90 | 7.52% | 7.03% | - |
| Tata Ultra Short Term Fund Direct-Growth |
₹16.30 | 7.46% | 6.84% | - |
| Tata Ultra Short Term Fund Direct-IDCW Monthly |
₹16.32 | 7.46% | 6.84% | - |
| Tata Ultra Short Term Fund Direct-IDCW Weekly |
₹10.41 | 7.46% | 6.84% | - |
| Axis Ultra Short Term Fund Direct-Growth |
₹17.06 | 7.39% | 6.83% | - |
| Axis Ultra Short Term Fund Direct-IDCW |
₹17.06 | 7.39% | 6.83% | - |
View More
growth is based on 5Y returns of the funds
Frequently Asked Questions
Bank Of India Ultra Short Term Fund Regular-Growth
What is the current AUM of Bank Of India Ultra Short Term Fund Regular-Growth?
As of Sat Oct 31, 2026, Bank Of India Ultra Short Term Fund Regular-Growth manages assets worth ₹221.8 crore
How has Bank Of India Ultra Short Term Fund Regular-Growth performed recently?
- 3 Months: 1.25%
- 6 Months: 2.92%
What is the long-term performance of Bank Of India Ultra Short Term Fund Regular-Growth?
- 3 Years CAGR: 6.32%
- 5 Years CAGR: 5.84%
- Since Inception: 6.93%
What is the portfolio composition of Bank Of India Ultra Short Term Fund Regular-Growth?
Debt: 94.92%, Others: 5.08%.
Who manages Bank Of India Ultra Short Term Fund Regular-Growth?
Bank Of India Ultra Short Term Fund Regular-Growth is managed by Mithraem Bharucha from Bank of India Mutual Fund.
Which are the top companies Bank Of India Ultra Short Term Fund Regular-Growth has invested in?
- AXIS BANK LIMITED CD 05SEP25 – 9.36% of the fund's portfolio
- Repo – 11.96% of the fund's portfolio
- PUNJAB NATIONAL BANK CD 09MAR27 – 8.78% of the fund's portfolio
- HDFC BANK LIMITED CD 04FEB26 – 11.91% of the fund's portfolio
- HDFC BANK LIMITED CD 04FEB26 – 11.33% of the fund's portfolio
Which are the major sectors Bank Of India Ultra Short Term Fund Regular-Growth focuses on?
- Financial – 158.13% of the fund's portfolio
- Unspecified – 21.81% of the fund's portfolio
View more FAQ's
