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Fund Overview of Kotak ELSS Tax Saver Fund Direct-Growth
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₹6,070.5 CrAUM
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₹141.46NAV
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0.84%Expense Ratio
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EquityFund Category
As on Thu Nov 05, 2026
Calculate your Returns
How much do you want to invest monthly?
₹
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
The total value of your investment
after 10 years will be
₹ 1,39,328.64
Kotak ELSS Tax Saver Fund Direct-Growth Return Comparison
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 0.13% | NA | 2.82% |
| 6 Months | 6.51% | NA | 12.04% |
| 1 Year | 2.79% | 2.79% | -0.22% |
| 2 Years | 5.68% | 2.80% | 19.10% |
| 3 Years | 43.83% | 12.88% | 18.55% |
| 5 Years | 76.34% | 12.01% | 21.70% |
| 7 Years | 185.70% | 16.18% | NA |
| 10 Years | 293.48% | 14.68% | 14.44% |
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As on Thu Nov 05, 2026
Asset Allocation of Kotak ELSS Tax Saver Fund Direct-Growth
equities
98.72%other assets or cash equivalents
1.28%Large Cap: 61.88%
Mid Cap: 21.79%
Small Cap: 16.33%
Other: 0.00%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
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Kotak ELSS Tax Saver Fund Direct-Growth is one Equity mutual fund offered by Kotak Mahindra Mutual Fund. Launched on 01 Jan 2013, the fund aims Long term capital growth with a 3 year lock in. Investment in portfolio of predominantly equity & equity related securities. It manages assets worth ₹6,070.5 crore as on Wed Sep 30, 2026. The expense ratio stands at 0.8385%. Fund Manager Manager Education
About FundAbout Kotak ELSS Tax Saver Fund Direct-Growth
The portfolio allocation consists of 98.72% in equities, 1.28% in other assets or cash equivalents.Managed by Harsha Upadhyaya, it has delivered a return of 2.79% in the last year, a total return since inception of 15.00%.
Choosing a suitable best sip plays a vital part in long-term wealth creation.
Harsha Upadhyaya
Mr. Upadhyaya is a B.E (Mechanical) from NIT Suratkal, PGDM from IIM Lucknow and CFA from the CFA Institute, USA.
Key Metrics of Kotak ELSS Tax Saver Fund Direct-Growth
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Standard Deviation15.48%
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Mean11.50%
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Sharpe Ratio0.38%
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Alpha1.01%
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Beta0.96%
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Sortino Ratio0.48%
Kotak ELSS Tax Saver Fund Direct-Growth Fund Details
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Compare Mutual Funds
Kotak ELSS Tax Saver Fund Direct-Growth Fund Returns Comparison
Compare Kotak ELSS Tax Saver Fund Direct-Growth with other mutual funds in the same category
Kotak ELSS Tax Saver Fund Direct-Growth
Motilal Oswal ELSS Tax Saver Fund Direct-Growth
Motilal Oswal ELSS Tax Saver Fund Direct-IDCW
Compare more funds
Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
Motilal Oswal ELSS Tax Saver Fund Direct-Growth  |
₹4,890 | 0.06% | -1.47% | 6.71% | 20.53% | 16.25% |
| Motilal Oswal ELSS Tax Saver Fund Direct-IDCW |
₹4,890 | 0.06% | -1.47% | 6.71% | 20.53% | 16.25% |
Motilal Oswal ELSS Tax Saver Fund Regular-Growth  |
₹4,890 | -0.04% | -1.75% | 5.48% | 19.12% | 14.87% |
| Motilal Oswal ELSS Tax Saver Fund Regular-IDCW |
₹4,890 | -0.04% | -1.75% | 5.48% | 19.12% | 14.87% |
| Quant ELSS Tax Saver Fund Direct-Growth |
₹13,103 | 3.81% | 0.30% | 10.29% | 15.90% | 14.62% |
| Quant ELSS Tax Saver Fund Direct-IDCW |
₹13,103 | 3.81% | 0.30% | 10.29% | 15.90% | 14.62% |
| SBI Long Term Advantage Fund Series V Direct-Growth |
₹366 | 2.14% | -2.99% | 0.82% | 20.94% | 14.13% |
| SBI Long Term Advantage Fund Series V Direct-IDCW |
₹366 | 2.14% | -2.99% | 0.82% | 20.94% | 14.13% |
| Sundaram Long Term Tax Advantage Fund Series Iii Direct-Growth |
₹34 | -3.01% | -8.29% | 0.76% | 10.20% | 14.12% |
| Sundaram Long Term Tax Advantage Fund Series Iii Direct-IDCW |
₹34 | -3.01% | -8.29% | 0.76% | 10.20% | 14.12% |
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growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Kotak Mahindra Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
|
Kotak ELSS Tax Saver Fund Regular-Growth
|
₹6,071 | 5.83% | -0.15% | 5.90% | 1.63% | 11.58% |
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Kotak ELSS Tax Saver Fund Regular-IDCW
|
₹6,071 | 5.83% | -0.15% | 5.90% | 1.63% | 11.58% |
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Kotak ELSS Tax Saver Fund Direct-IDCW
|
₹6,071 | 5.93% | 0.13% | 6.51% | 2.79% | 12.88% |
growth is based on 1-month returns of the fundsKotak ELSS Tax Saver Fund Direct-Growth Calculator
I want to invest
Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
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Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Top 25% of investors consistently generate more than 12% return
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Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Monthly Investment
Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Axis ELSS - Tax Saver Direct-Growth |
₹30,269 | ₹112.77 | 12.34% | 6.22% | 12.69% |
| Axis ELSS - Tax Saver Fund-Growth |
₹30,269 | ₹98.92 | 11.52% | 5.42% | 11.73% |
| Axis ELSS - Tax Saver Direct-IDCW |
₹30,269 | ₹52.18 | 12.34% | 6.22% | 12.69% |
| Axis ELSS - Tax Saver Fund-IDCW |
₹30,269 | ₹24.22 | 11.52% | 5.42% | 11.73% |
| SBI ELSS Tax Saver Fund Direct-Growth |
₹30,027 | ₹467.20 | 14.66% | 14.03% | 14.58% |
| SBI ELSS Tax Saver Fund Regular-Growth |
₹30,027 | ₹428.81 | 13.91% | 13.29% | 13.84% |
| SBI ELSS Tax Saver Fund Direct Plan-IDCW |
₹30,027 | ₹115.72 | 14.66% | 14.03% | 14.58% |
| SBI ELSS Tax Saver Fund Regular-IDCW |
₹30,027 | ₹86.94 | 13.91% | 13.29% | 13.84% |
| Mirae Asset ELSS Tax Saver Fund Direct-Growth |
₹24,625 | ₹56.97 | 13.56% | 10.37% | 16.66% |
| Mirae Asset ELSS Tax Saver Fund Regular-Growth |
₹24,625 | ₹49.73 | 12.47% | 9.24% | 15.23% |
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Top funds are based on Fund AUM
Kotak ELSS Tax Saver Fund Direct-Growth Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Hdfc Bank Ltd | Financial | 9.53% | ₹605.46 Cr |
| Hdfc Bank Ltd | Financial | 9.28% | ₹604.56 Cr |
| Hdfc Bank Ltd | Financial | 9.22% | ₹594.72 Cr |
| Hdfc Bank Ltd | Financial | 9.18% | ₹592.38 Cr |
| Hdfc Bank Ltd | Financial | 9.18% | ₹592.38 Cr |
| Hdfc Bank Ltd | Financial | 9.09% | ₹570.60 Cr |
| Hdfc Bank Ltd | Financial | 9.09% | ₹570.60 Cr |
| Hdfc Bank Ltd | Financial | 8.85% | ₹557.55 Cr |
| Hdfc Bank Ltd | Financial | 8.38% | ₹532.65 Cr |
| Hdfc Bank Ltd | Financial | 7.73% | ₹478.77 Cr |
| Hdfc Bank Ltd | Financial | 7.73% | ₹478.77 Cr |
| Hdfc Bank Ltd | Financial | 7.73% | ₹478.77 Cr |
| Hdfc Bank Ltd | Financial | 7.73% | ₹478.77 Cr |
| Hdfc Bank Ltd | Financial | 7.58% | ₹463.02 Cr |
| Hdfc Bank Ltd | Financial | 7.42% | ₹446.73 Cr |
| Hdfc Bank Ltd | Financial | 7.86% | ₹438.93 Cr |
| Hdfc Bank Ltd | Financial | 6.66% | ₹425.40 Cr |
| Hdfc Bank Ltd | Financial | 6.66% | ₹425.40 Cr |
| Hdfc Bank Ltd | Financial | 6.66% | ₹425.40 Cr |
| Hdfc Bank Ltd | Financial | 6.66% | ₹425.40 Cr |
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Top Equity Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| Motilal Oswal ELSS Tax Saver Fund Direct-Growth |
₹63.92 | 20.53% | 16.25% | - |
| Motilal Oswal ELSS Tax Saver Fund Direct-IDCW |
₹39.52 | 20.53% | 16.25% | - |
| Motilal Oswal ELSS Tax Saver Fund Regular-Growth |
₹54.96 | 19.12% | 14.87% | - |
| Motilal Oswal ELSS Tax Saver Fund Regular-IDCW |
₹30.33 | 19.12% | 14.87% | - |
| Quant ELSS Tax Saver Fund Direct-Growth |
₹468.10 | 15.90% | 14.62% | - |
| Quant ELSS Tax Saver Fund Direct-IDCW |
₹62.40 | 15.90% | 14.62% | - |
| SBI Long Term Advantage Fund Series V Direct-Growth |
₹33.15 | 20.94% | 14.13% | - |
| SBI Long Term Advantage Fund Series V Direct-IDCW |
₹33.15 | 20.94% | 14.13% | - |
| Sundaram Long Term Tax Advantage Fund Series Iii Direct-Growth |
₹30.49 | 10.20% | 14.12% | - |
| Sundaram Long Term Tax Advantage Fund Series Iii Direct-IDCW |
₹29.03 | 10.20% | 14.12% | - |
View More
growth is based on 5Y returns of the funds
Frequently Asked Questions
Kotak ELSS Tax Saver Fund Direct-Growth
What is the current AUM of Kotak ELSS Tax Saver Fund Direct-Growth?
As of Wed Sep 30, 2026, Kotak ELSS Tax Saver Fund Direct-Growth manages assets worth ₹6,070.5 crore
How has Kotak ELSS Tax Saver Fund Direct-Growth performed recently?
- 3 Months: 0.13%
- 6 Months: 6.51%
What is the long-term performance of Kotak ELSS Tax Saver Fund Direct-Growth?
- 3 Years CAGR: 12.88%
- 5 Years CAGR: 12.01%
- Since Inception: 15.00%
What is the portfolio composition of Kotak ELSS Tax Saver Fund Direct-Growth?
Equity: 98.72%, Others: 1.28%.
Who manages Kotak ELSS Tax Saver Fund Direct-Growth?
Kotak ELSS Tax Saver Fund Direct-Growth is managed by Harsha Upadhyaya from Kotak Mahindra Mutual Fund.
What is the market-cap allocation of Kotak ELSS Tax Saver Fund Direct-Growth?
Large Cap: 61.88%, Mid Cap: 21.79%, Small Cap: 16.33%.
Which are the top companies Kotak ELSS Tax Saver Fund Direct-Growth has invested in?
- HDFC Bank Ltd – 9.53% of the fund's portfolio
- HDFC Bank Ltd – 9.28% of the fund's portfolio
- HDFC Bank Ltd – 9.22% of the fund's portfolio
- HDFC Bank Ltd – 9.18% of the fund's portfolio
- HDFC Bank Ltd – 9.18% of the fund's portfolio
Which are the major sectors Kotak ELSS Tax Saver Fund Direct-Growth focuses on?
- Financial – 162.22% of the fund's portfolio
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