Union ELSS Tax Saver Fund Direct-IDCW

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : -1.95%
NAV: ₹71.94 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of Union ELSS Tax Saver Fund Direct-IDCW

  • ₹821.2 Cr
    AUM
  • ₹71.94
    NAV
  • 1.66%
    Expense Ratio
  • Equity
    Fund Category
As on Thu Nov 05, 2026
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Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
₹ 1,39,328.64
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Union ELSS Tax Saver Fund Direct-IDCW Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months -1.95% NA 2.82%
6 Months 3.75% NA 12.04%
1 Year -0.90% -0.90% -0.22%
2 Years 4.78% 2.36% 19.10%
3 Years 37.93% 11.32% 18.55%
5 Years 58.93% 9.71% 21.70%
7 Years 171.36% 15.33% NA
10 Years 248.86% 13.31% 14.44%
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As on Thu Nov 05, 2026

Asset Allocation of Union ELSS Tax Saver Fund Direct-IDCW

equities

98.86%

debt instruments

0.03%

other assets or cash equivalents

1.11%
Large Cap: 55.06%
Mid Cap: 22.68%
Small Cap: 22.26%
Other: 0.00%
Top Holdings
Hdfc Bank Ltd
8.08%
Hdfc Bank Ltd
7.95%
Hdfc Bank Ltd
7.79%
Hdfc Bank Ltd
7.79%
Hdfc Bank Ltd
7.72%
 
Top Sectors
Financial
141.89%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
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About Fund

About Union ELSS Tax Saver Fund Direct-IDCW

Union ELSS Tax Saver Fund Direct-IDCW is one Equity mutual fund offered by Union Mutual Fund. Launched on 01 Jan 2013, the fund aims Long term capital appreciation along with tax saving u/s 80C of Income Tax Act. Investment predominantly in equity & equity related portfolio. It manages assets worth ₹821.2 crore as on Wed Sep 30, 2026. The expense ratio stands at 1.66%.
The portfolio allocation consists of 98.86% in equities, 0.03% in debt instruments, 1.11% in other assets or cash equivalents.Managed by Sanjay Bembalkar, it has delivered a return of -0.90% in the last year, a total return since inception of 13.00%.
Selecting a suitable which sip is best plays a vital part for financial planning.

Read more
  • Vinod Malviya

    Fund Manager

  • Mr. Malviya has done Bachelors of Management Studies, Masters in Financial Management and CFA (Level-III cleared)

    Manager Education

  • Sanjay Bembalkar

    Fund Manager

  • Mr. Bembalkar has done B.Com, M.Sc. (Accounting and Finance), ACA, CFA Charterholder.

    Manager Education

Key Metrics of Union ELSS Tax Saver Fund Direct-IDCW

  • Standard Deviation
    14.89%
  • Mean
    10.38%
  • Sharpe Ratio
    0.32%
  • Alpha
    0.03%
  • Beta
    0.93%
  • Sortino Ratio
    0.41%

Union ELSS Tax Saver Fund Direct-IDCW Fund Details

Fund Names Union ELSS Tax Saver Fund Direct-IDCW
Inception Date 01 Jan 2013
Lock In 1095
SIP Minimum Investment amount ₹500
SWP Minimum Investment amount ₹500
STP Minimum Investment amount ₹500
 
Risk Principal at very high risk
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

Compare Mutual Funds
Union ELSS Tax Saver Fund Direct-IDCW Fund Returns Comparison

Compare Union ELSS Tax Saver Fund Direct-IDCW with other mutual funds in the same category

Union ELSS Tax Saver Fund Direct-IDCW

Motilal Oswal ELSS Tax Saver Fund Direct-Growth

Motilal Oswal ELSS Tax Saver Fund Direct-IDCW

Compare more funds

Start An Sip Today Watch Your Money Grow

Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
Motilal Oswal ELSS Tax Saver Fund Direct-Growth trend ₹4,890 0.06% -1.47% 6.71% 20.53% 16.25%
Motilal Oswal ELSS Tax Saver Fund Direct-IDCW trend ₹4,890 0.06% -1.47% 6.71% 20.53% 16.25%
Motilal Oswal ELSS Tax Saver Fund Regular-Growth trend ₹4,890 -0.04% -1.75% 5.48% 19.12% 14.87%
Motilal Oswal ELSS Tax Saver Fund Regular-IDCW trend ₹4,890 -0.04% -1.75% 5.48% 19.12% 14.87%
Quant ELSS Tax Saver Fund Direct-Growth trend ₹13,103 3.81% 0.30% 10.29% 15.90% 14.62%
Quant ELSS Tax Saver Fund Direct-IDCW trend ₹13,103 3.81% 0.30% 10.29% 15.90% 14.62%
SBI Long Term Advantage Fund Series V Direct-Growth trend ₹366 2.14% -2.99% 0.82% 20.94% 14.13%
SBI Long Term Advantage Fund Series V Direct-IDCW trend ₹366 2.14% -2.99% 0.82% 20.94% 14.13%
Sundaram Long Term Tax Advantage Fund Series Iii Direct-Growth trend ₹34 -3.01% -8.29% 0.76% 10.20% 14.12%
Sundaram Long Term Tax Advantage Fund Series Iii Direct-IDCW trend ₹34 -3.01% -8.29% 0.76% 10.20% 14.12%
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increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from Union Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
Union ELSS Tax Saver Fund-Growth increase ₹821 3.79% -2.17% 3.28% -1.79% 10.31%
Union ELSS Tax Saver Fund Direct-Growth increase ₹821 3.87% -1.95% 3.75% -0.90% 11.32%
Union ELSS Tax Saver Fund-IDCW increase ₹821 3.79% -2.17% 3.28% -1.79% 10.31%
increase growth is based on 1-month returns of the funds

Union ELSS Tax Saver Fund Direct-IDCW Calculator

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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
Axis ELSS - Tax Saver Direct-Growth trend ₹30,269 ₹112.77 12.34% 6.22% 12.69%
Axis ELSS - Tax Saver Fund-Growth trend ₹30,269 ₹98.92 11.52% 5.42% 11.73%
Axis ELSS - Tax Saver Direct-IDCW trend ₹30,269 ₹52.18 12.34% 6.22% 12.69%
Axis ELSS - Tax Saver Fund-IDCW trend ₹30,269 ₹24.22 11.52% 5.42% 11.73%
SBI ELSS Tax Saver Fund Direct-Growth trend ₹30,027 ₹467.20 14.66% 14.03% 14.58%
SBI ELSS Tax Saver Fund Regular-Growth trend ₹30,027 ₹428.81 13.91% 13.29% 13.84%
SBI ELSS Tax Saver Fund Direct Plan-IDCW trend ₹30,027 ₹115.72 14.66% 14.03% 14.58%
SBI ELSS Tax Saver Fund Regular-IDCW trend ₹30,027 ₹86.94 13.91% 13.29% 13.84%
Mirae Asset ELSS Tax Saver Fund Direct-Growth trend ₹24,625 ₹56.97 13.56% 10.37% 16.66%
Mirae Asset ELSS Tax Saver Fund Regular-Growth trend ₹24,625 ₹49.73 12.47% 9.24% 15.23%
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Top funds are based on Fund AUM

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Union ELSS Tax Saver Fund Direct-IDCW Detailed Portfolio

Stocks Sector % of Holding Value
Hdfc Bank LtdFinancial8.08%₹73.36 Cr
Hdfc Bank LtdFinancial7.95%₹73.25 Cr
Hdfc Bank LtdFinancial7.79%₹71.78 Cr
Hdfc Bank LtdFinancial7.79%₹71.78 Cr
Hdfc Bank LtdFinancial7.72%₹69.14 Cr
Hdfc Bank LtdFinancial7.72%₹69.14 Cr
Hdfc Bank LtdFinancial7.48%₹67.65 Cr
Icici Bank LtdFinancial7.42%₹64.73 Cr
Icici Bank LtdFinancial7.42%₹64.73 Cr
Icici Bank LtdFinancial7.42%₹64.73 Cr
Icici Bank LtdFinancial7.42%₹64.73 Cr
Hdfc Bank LtdFinancial6.78%₹58.96 Cr
Icici Bank LtdFinancial7.17%₹58.84 Cr
Icici Bank LtdFinancial7.17%₹58.84 Cr
Icici Bank LtdFinancial7.17%₹58.84 Cr
Hdfc Bank LtdFinancial6.43%₹56.33 Cr
Icici Bank LtdFinancial6.06%₹55.02 Cr
Icici Bank LtdFinancial5.59%₹50.07 Cr
Icici Bank LtdFinancial5.59%₹50.07 Cr
Hdfc Bank LtdFinancial5.72%₹49.03 Cr
View More

Top Equity Funds

Fund Names NAV 3Yr 5Yr 52 weeks high
Motilal Oswal ELSS Tax Saver Fund Direct-Growth increase ₹63.92 20.53% 16.25% -
Motilal Oswal ELSS Tax Saver Fund Direct-IDCW increase ₹39.52 20.53% 16.25% -
Motilal Oswal ELSS Tax Saver Fund Regular-Growth increase ₹54.96 19.12% 14.87% -
Motilal Oswal ELSS Tax Saver Fund Regular-IDCW increase ₹30.33 19.12% 14.87% -
Quant ELSS Tax Saver Fund Direct-Growth increase ₹468.10 15.90% 14.62% -
Quant ELSS Tax Saver Fund Direct-IDCW increase ₹62.40 15.90% 14.62% -
SBI Long Term Advantage Fund Series V Direct-Growth increase ₹33.15 20.94% 14.13% -
SBI Long Term Advantage Fund Series V Direct-IDCW increase ₹33.15 20.94% 14.13% -
Sundaram Long Term Tax Advantage Fund Series Iii Direct-Growth increase ₹30.49 10.20% 14.12% -
Sundaram Long Term Tax Advantage Fund Series Iii Direct-IDCW increase ₹29.03 10.20% 14.12% -
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increase growth is based on 5Y returns of the funds

Frequently Asked Questions

Union ELSS Tax Saver Fund Direct-IDCW

What is the current AUM of Union ELSS Tax Saver Fund Direct-IDCW?

As of Wed Sep 30, 2026, Union ELSS Tax Saver Fund Direct-IDCW manages assets worth ₹821.2 crore

How has Union ELSS Tax Saver Fund Direct-IDCW performed recently?

  • 3 Months: -1.95%
  • 6 Months: 3.75%

What is the long-term performance of Union ELSS Tax Saver Fund Direct-IDCW?

  • 3 Years CAGR: 11.32%
  • 5 Years CAGR: 9.71%
  • Since Inception: 13.00%

What is the portfolio composition of Union ELSS Tax Saver Fund Direct-IDCW?

Equity: 98.86%, Debt: 0.03%, Others: 1.11%.

Who manages Union ELSS Tax Saver Fund Direct-IDCW?

Union ELSS Tax Saver Fund Direct-IDCW is managed by Sanjay Bembalkar from Union Mutual Fund.

What is the market-cap allocation of Union ELSS Tax Saver Fund Direct-IDCW?

Large Cap: 55.06%, Mid Cap: 22.68%, Small Cap: 22.26%.

Which are the top companies Union ELSS Tax Saver Fund Direct-IDCW has invested in?

  • HDFC Bank Ltd – 8.08% of the fund's portfolio
  • HDFC Bank Ltd – 7.95% of the fund's portfolio
  • HDFC Bank Ltd – 7.79% of the fund's portfolio
  • HDFC Bank Ltd – 7.79% of the fund's portfolio
  • HDFC Bank Ltd – 7.72% of the fund's portfolio

Which are the major sectors Union ELSS Tax Saver Fund Direct-IDCW focuses on?

  • Financial – 141.89% of the fund's portfolio
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