IRDAI Certified Pramerica Life Insurance Company in Karnataka Shimoga

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12.02 Crore Registered Consumer
5.9 Crore Policies Sold
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Choosing the right insurance plan becomes easy when you have a certified and reliable expert by your side. Our IRDAI-certified Pramerica Life Insurance agents in Karnataka,Shimoga help you understand, compare, and buy the best policies without any confusion or pressure.

Certified Professionals Who Truly Understand Insurance

When you work with our IRDAI-certified agents, you're not just getting guidance—you're getting expert advice backed by real insurance knowledge. Every agent stays updated with policy changes, new regulations, and premium trends. This ensures you receive accurate suggestions whether you're exploring term insurance, life insurance, or planning to check your premium through tools like the term insurance calculator, LIC calculator, Life Insurance Calculator, etc.

And beyond all of this, you're building a lifelong relationship with us—we take care of every insurance need, from choosing the perfect plan to supporting you through the claim process, ensuring you're never alone at any step.

Insurance Simplified and Tailored to Your Needs

We know insurance can feel complicated. That's why our experts make it easy. They understand your goals—whether it's securing your family with a 1 crore term insurance plan, saving on taxes, or building long-term wealth—before recommending the right options.

No misleading jargon

No upselling

Just the right policies designed around your life, your budget, and your priorities.

We are your Support System During Claims

The true value of an insurance agent is seen during claim settlement. Our Pramerica Life Insurance agents in Karnataka,Shimoga don't just help you buy a policy—they stand with you when it matters. From the documentation process to ground follow-ups, they ensure your insurance claim is processed smoothly and quickly, so you get the support you deserve. You get a hassle free process with Policybazaar.

Perfect for Anyone Looking to Secure Their Future

Whether you are:

  • A salaried professional looking for tax-saving term insurance
  • A parent securing long-term family protection
  • A self-employed individual wanting stable financial backup
  • A first-time buyer confused between life insurance options

Save Time, Effort & Stress

From paperwork and documentation to policy comparisons and renewals—our team handles everything.

You focus on your personal and financial goals, while we ensure you stay fully protected with the right life insurance or term insurance plan.

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Showing 6 plans

HDFC_Life
HDFC_Life
Click 2 Protect Supreme
Starting from
Life Cover₹1 Crore
Cover till age5 yrsMax Limit : 85 yrs
Claim Settled99.7%
Starting from
ICICI
ICICI
iProtect Smart Plus
Starting from
Life Cover₹1 Crore
Cover till age5 yrsMax Limit : 99 yrs
Claim Settled99.3%
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SBI
SBI
Smart Shield Plus
Starting from
Life Cover₹1 Crore
Cover till age5 yrsMax Limit : 79 yrs
Claim Settled99.4%
Starting from
Go_Digit
Go_Digit
Digit Glow Plus
Starting from
Life Cover₹1 Crore
Cover till age5 yrsMax Limit : 85 yrs
Claim Settled99.53%
Starting from
kotak
kotak
Kotak e-Term
Starting from
Life Cover₹1 Crore
Cover till age5 yrsMax Limit : 85 yrs
Claim Settled98.61%
Starting from
Edelweiss_Life
Edelweiss_Life
Zindagi Protect Plus
Starting from
Life Cover₹1 Crore
Cover till age5 yrsMax Limit : 100 yrs
Claim Settled99.23%
Starting from
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Different types of Plans

You can go through the following plans before choosing the best term insurance plan for yourself.


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Plans starting from @ ₹473/Month*
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5 Crore Term Insurance
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7.5 Crore Term Insurance
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9 Crore Term Insurance
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15 Lakh Term Insurance
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60 Lakh Term Insurance
Reviews & Rating
5 / 5
What our customers had to say about our term insurance plans:
K
Kartik
Shimoga, March 26, 2025

Secure Future Investment

"HDFC Life Click 2 Protect Super is a secure future investment. The critical illness rider is a big plus. Easy online management."

V
Varsha
Shimoga, March 26, 2025

Great Support and Customer Service

"Policybazaar service was quick and dependable. I am very happy with their plan."

H
Hriday
Shimoga, March 26, 2025

Lifetime Security with Affordable Premiums

"Tata AIA Sampoorna Raksha Supreme offers lifelong cover at a reasonable premium. Policybazaar made finding this plan easy."

L
Lekha
Shimoga, March 26, 2025

Affordable Long Term Protection

"This term insurance policy offers great coverage at an affordable rate. I am glad to have protection for the long term without breaking the bank."

N
Nabha
Shimoga, March 26, 2025

A Simple and Quick Way to Protect My Family

"It was quick and simple to purchase ensuring my family will be protected without delays or complexity."

A
Atul
Shimoga, March 26, 2025

Good customer support

"The PolicyBazaar team guided me well and answered all my questions before I made a decision"

A
Aarvi
Shimoga, March 25, 2025

Tax Benefits

"Aditya Birla Capital tax benefits are a bonus. Policybazaar explained the tax advantages."

M
Mahesh
Shimoga, March 25, 2025

Affordable Insurance with Wide Coverage

"The policy offers a wide range of coverage options at a very affordable rate, making it an excellent choice for anyone seeking peace of mind."

A
Apsara
Shimoga, March 25, 2025

Happy with the whole experience

"The experience of buying term insurance was smooth and easy. I am happy with the coverage I got, and my family is now secure."

A
Aaditya
Shimoga, March 11, 2025

Suitable for all life stages

"Works well for both young and old to secure financial future"

Claude