BOB Balance Check Number

The Bank of Baroda (BOB) Balance Check Number offers a rapid and convenient way for customers to know their account balance instantly, without requiring internet access or a visit to an ATM. The primary method is a free Missed Call Service, which results in an immediate balance notification via SMS. Alternatively, customers can utilize SMS Banking by sending a specific text or connect through their official toll-free customer care lines.

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Maximum returns Offered by Guaranteed

6.5%**

Fixed Deposits

(by SBI bank)

(5-10 Years)

6.9%***

Public Provident Fund

(other popular options)

(15 Years)

We are rated++
rating
12.02 Crore
Registered Consumer
51
Insurance Partners
5.9 Crore
Policies Sold
Get Guaranteed returns up to 6.9%*

Fully Tax-Free, Life Cover Included

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We are rated++
rating
12.02 Crore
Registered Consumer
51
Insurance Partners
5.9 Crore
Policies Sold

Bank of Baroda Balance Check Methods

As a balance enquiry is one of the most frequent and essential customer transactions. Account holders can quickly check their BOB savings account balance through a comprehensive range of facilities, including those listed below:

Information About
Fixed Deposits, Guaranteed Return Plans & Debt Mutual Fund
Guaranteed Return Plans, Fixed Deposits &
Debt Mutual Fund
Guaranteed Return Plans
Returns Before Tax
6.9%* (TAX-FREE)
Returns After Tax
6.9%*
Guaranteed Returns
Yes
Life Cover
Yes
Tax on Profit
Tax Free*
Risk
No Risk
Fixed Deposits
Returns Before Tax
7% (TAXABLE)
Returns After Tax
4.8%
Guaranteed Returns
Yes
Life Cover
No
Tax on Profit
Taxable
Risk
Low Risk
Debt Mutual Fund
Returns Before Tax
8% (TAXABLE)
Returns After Tax
5.5%
Guaranteed Returns
No
Life Cover
No
Tax on Profit
Taxable
Risk
High Risk
VIEW PLANS
*For annual premium upto ₹5 Lacs

BoB Balance Check Via Missed Call

Bank of Baroda provides a hassle-free balance check via a simple missed call. Customers with a registered mobile number can dial: 

  • 8468001111

The call will disconnect automatically, and the bank will instantly send an SMS containing the account balance and the last four digits of the account number.

BoB Balance Check Via Mini Statement 

Bank of Baroda's digital services now include a "Missed Call" facility for a Mini Statement. Registered mobile banking customers can simply give a missed call on the given number below and receive an instant SMS containing the mini statement of their account. 

  • 8468001122 
Guaranteed return plan Guaranteed return plan

Bank of Baroda Balance Enquiry Number Via SMS

You can use the BOB SMS service by sending a text message from your registered mobile number to 

  • 8422009988

Note: Please note that standard SMS charges apply for each message you send.

  • Type the keyword BAL
  • Add a space ()
  • Enter the Last 4 Digits of your Account Number

Like this: BAL < space > XXXX

For Example, if your account number is 17610400000811, the message should be: BAL 0811

Check Your BoB Balance Using a UPI App

You can use any major UPI application (like Google Pay, PhonePe, Paytm, or the official BHIM app) where your Bank of Baroda account is linked.

  • Open your preferred UPI application.
  • Navigate to the section for "Check Bank Balance" or select your Bank of Baroda account from the accounts list.
  • The app will prompt you to enter your 4-digit or 6-digit UPI PIN.
  • After successfully entering the correct PIN, your current, real-time account balance for the selected Bank of Baroda account will be instantly displayed on the screen.

Check Your Balance Using Bank of Baroda NetBanking

Bank of Baroda's Internet Banking platform offers a secure and detailed method for balance inquiries. After logging into the official portal with your credentials, the system will immediately display comprehensive account information, including your name, account number, and the available balance in your Bank of Baroda savings account.

Steps to Check Account Balance via BoB Online Banking:

  • Visit the official Bank of Baroda NetBanking portal.
  • Log in by securely entering your User ID and Password.
  • Once inside, navigate to the ‘View Account Details’ section.
  • Select the ‘Check Account Balance’ option.
  • Your current, up-to-date account balance will be instantly displayed on the screen.

BOB Balance Check Via mPassbook Application

Bank of Baroda's mPassbook app allows registered customers to view their account balance and manage transactions easily from their mobile phone. It is available in 8 different languages.

  • Launch the Bank of Baroda Global Mobile Banking app and sign in with your User ID and Password.
  • Navigate to the ‘Passbook’ tab on the main menu.
  • Choose the specific account type you want to check
  • Tap on ‘View Transactions’ to load the ledger.
  • Your current account balance and full transaction history will be displayed. Use the ‘Synchronise’ option to ensure you see the absolute latest updates.

Bank Of Baroda WhatsApp Banking 

Bank of Baroda provides convenient WhatsApp Banking services for both customers and non-customers. Follow the instructions:

  • To begin, simply save the number 8433 888 777 and send a ‘Hi’ message. 
  • While non-customers can access limited information, registered customers can use this channel for a full range of banking services.

Conclusion 

Bank of Baroda offers a comprehensive and flexible array of services for checking your account balance, catering to every customer's needs. Whether you prefer the free, instant SMS alerts via the Missed Call Service, the detailed, secure access provided by NetBanking and the mPassbook app, or the convenience of checking via UPI or WhatsApp, BoB ensures that real-time financial information is always available, without the need to visit a branch or ATM.

FAQs

  • Q. How to check my Bank of Baroda Balance?

    To check your Bank of Baroda (BoB) account balance, choose the method that is most convenient for you:
    • Missed Call: Dial 8468001111 from your registered mobile number for an instant SMS alert.
    • SMS Banking: Text BAL [last 4 digits of A/C] to 8422009988. 
    • Mobile App: Check instantly using the BOB World mobile application.
    • WhatsApp: Send 'Hi' to 8433888777 to start the chat service.
    • Toll-Free: Call 1800 5700 or 1800 5000 and follow the voice prompts.
  • Q. How to check the last 5 Bank of Baroda transactions?

    To check your last 5 Bank of Baroda transactions, you can use the following methods:
    • Missed Call: Dial 8468001122 from your registered mobile number for an immediate SMS reply.
    • SMS Banking: Send MINI followed by the Last 4 digits of the AC to 8422009988
    • Mobile App: View details instantly within the BOB World application.
    • Online Banking: Access the transaction history via the BoB NetBanking portal.
    • ATM: Visit any ATM and select the "Mini Statement" option.
  • Q. How to Register for Bank of Baroda Missed Call Service?

    The Bank of Baroda missed call service only works with your registered mobile number.
    • If Registered: Simply dial 8468001111 (for balance) or 8468001122 (for mini statement) to use the facility.
    • If Not Registered: You must visit your nearest branch, submit a registration form, and provide the necessary documents to link your m/obile number to your account.
  • What is the Bank of Baroda General Enquiry Toll-Free Number?

    You can access a range of personal banking services, including balance enquiries, 24/7, by calling one of these toll-free numbers: 
    • 1800 5700 or 
    • 1800 5000
  • Q. How to check BOB account balance using WhatsApp?

    Bank of Baroda allows you to check your account balance via WhatsApp Banking. Simply save the number 8433 888 777 and send a 'Hi' message to begin.

˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
* Applicable for Titanium variant of Max Life Smart Fixed-return Digital (Premium payment of 5 years, Policy term of 10 years) and a healthy male of 18 years old paying Rs. 30,000/- monthly (exclusive of all applicable taxes)
** Fixed deposit rate applicable for 5 year's 1 day to 10 years for investment amount less< 2 Crore ( Not for senior citizens).
*** PPF interest rate applicable for 15 years for investment amount upto 1.5 Lac
+ Trad plans with a premium above 5 lakhs would be taxed as per applicable tax slabs post 31st march 2023
#Discount offered by insurance company
## The Guaranteed Returns are dependent on the policy term and premium term availed along with the other variable factors. 6.9% rate of return is for an 18 years old, healthy male for a policy term of 20 years and premium term of 10 years with Rs.10,000 monthly installment premium. All plans listed here are of insurance companies’ funds.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ

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