₹1,000 SIP for 15 Years
With a consistent monthly investment of ₹1,000 over 15 years, your wealth can grow significantly, depending on the type of mutual fund you Long-term returns play a major role in selecting the best SIP to invest, and here are some examples based on historical average returns:
Example 1: Large-Cap Fund
-
Scenario: Ravi, a 25-year-old professional, wants to create a retirement corpus for financial security by 40.
-
Monthly SIP Amount: ₹1,000
-
Investment Period: 15 years
-
Fund Type: Large Cap
-
Annualised Returns: 12% CAGR (Estimated)
Outcome: By investing in a large-cap fund & using a SIP calculator, Ravi finds that his corpus could grow to approximately ₹4.76 lakhs.
Example 2: Mid-Cap Fund
-
Scenario: Sneha, a 22-year-old student, starts investing early to build a fund for her post-graduation studies in 15 years.
-
Monthly SIP Amount: ₹1,000
-
Investment Period: 15 years
-
Fund Type: Mid Cap
-
Annualised Returns: 14% CAGR (Estimated)
Outcome: Sneha’s investment in a mid-cap fund could grow to around ₹5.65 lakhs, providing a solid foundation for her higher education expenses.
Example 3: Small-Cap Fund
-
Scenario: Aditya, a 30-year-old entrepreneur, invests aggressively for future business opportunities.
-
Monthly SIP Amount: ₹1,000
-
Investment Period: 15 years
-
Fund Type: Small Cap
-
Annualised Returns: 16% CAGR (Estimated)
Outcome: With a small-cap fund, Aditya’s SIP could grow to approximately ₹6.72 lakhs, helping him fund his business aspirations.
SIP Calculator
Monthly Investment
₹22.4 L
Top Funds with High Returns (Past 7 Years)
13.68%
Equity Pension
16.3%
Global Blue Chip Anchor Strategy
18.4%
High Growth Fund
18.03%
US Growth Fund
21.44%
Multi Cap Fund
14.85%
Accelerator Mid-Cap Fund II
15.9%
Multiplier
15.36%
Frontline Equity Fund
18.41%
Pension Mid Cap Fund
11.88%
Equity II Fund
14.6%
US Equity Fund
15.96%
Growth Opportunities Plus Fund
12.4%
Equity Top 250 Fund
14.8%
Future Apex Fund
12.84%
Pension Dynamic Equity Fund
15.06%
Accelerator Fund
Why Start a 1,000 SIP Today?
-
Low Entry Barrier: Even small amounts can lead to significant wealth over time.
-
Power of Compounding: The longer your money stays invested, the more it grows.
-
Market Volatility Management: SIPs benefit from rupee-cost averaging, reducing the impact of market fluctuations.
-
Discipline and Consistency: Regular investments build financial discipline.
Starting a ₹1,000 SIP today is a smart step toward achieving financial independence and long-term goals.
