SIP Plans for 7 Years

Investing your saved income in the right kind of investment option is necessary to have a secured financial future. SIPs or Systematic Investment Plans have emerged as one of the most significant investment types in the recent past and hence more investors with moderate risk taking ability are opting for SIPs for the long term for great returns.

Read more

SIP Plan Benefits
Start SIP with as low as ₹1000
Start SIP with as low as ₹1000
No hidden charges
No hidden charges
Save upto ₹46,800 in Tax
Save upto ₹46,800 in Taxunder section 80C^
Zero LTCG Tax
Zero LTCG Tax
Disciplined & worry-free investing
Disciplined & worry-free investing

Payment Mode
Invest
₹ 10,000
Invest for
AUM (Cr)

₹9,928

NAV

118.39

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 27.23 22.19 18.4 %

Instant tax receipt
AUM (Cr)

₹3,248

NAV

71.49

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 24.23 17.63 15.14 %

Instant tax receipt
AUM (Cr)

₹2,675

NAV

74.61

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 24.82 17.74 14.98 %

Instant tax receipt
AUM (Cr)

₹37,289

NAV

78.97

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 25.19 15.94 14.81 %

Instant tax receipt
AUM (Cr)

₹5,652

NAV

83.8

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.63 13.87 14.76 %

Instant tax receipt
AUM (Cr)

₹3,581

NAV

42.58

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.81 14.5 14.4 %

Instant tax receipt
AUM (Cr)

₹4,348

NAV

70.48

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.87 16.06 14.22 %

Instant tax receipt
AUM (Cr)

₹440

NAV

69.77

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.64 14.81 13.99 %

Instant tax receipt
AUM (Cr)

₹7,189

NAV

157.26

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.41 14.61 13.53 %

Instant tax receipt
AUM (Cr)

₹236

NAV

50.49

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.1 16.12 13.52 %

Instant tax receipt
AUM (Cr)

₹3,248

NAV

71.49

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 24.23 17.63 15.14 %

AUM (Cr)

₹2,675

NAV

74.61

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 24.82 17.74 14.98 %

AUM (Cr)

₹3,581

NAV

42.58

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.81 14.5 14.4 %

AUM (Cr)

₹4,348

NAV

70.48

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.87 16.06 14.22 %

AUM (Cr)

₹440

NAV

69.77

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.64 14.81 13.99 %

AUM (Cr)

₹7,189

NAV

157.26

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.41 14.61 13.53 %

AUM (Cr)

₹236

NAV

50.49

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.1 16.12 13.52 %

AUM (Cr)

₹101

NAV

58.45

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.92 16.33 13.49 %

AUM (Cr)

₹2,883

NAV

70.44

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.18 14.29 13.24 %

AUM (Cr)

₹13,357

NAV

84.4

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.22 14.26 12.91 %

AUM (Cr)

₹9,928

NAV

118.39

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 27.23 22.19 18.4 %

AUM (Cr)

₹37,289

NAV

78.97

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 25.19 15.94 14.81 %

AUM (Cr)

₹5,652

NAV

83.8

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.63 13.87 14.76 %

AUM (Cr)

₹2,323

NAV

181.72

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 30.96 22.84 17.46 %

AUM (Cr)

₹986

NAV

75.64

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.07 15.89 14.6 %

AUM (Cr)

₹13,638

NAV

70.33

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21.64 14.56 13.08 %

AUM (Cr)

₹155

NAV

60.14

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.04 14.48 12.61 %

AUM (Cr)

₹1,183

NAV

54.8

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21.89 14.04 12.37 %

AUM (Cr)

₹539

NAV

59.2

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 19.96 13.09 11.66 %

AUM (Cr)

₹222

NAV

94.47

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.45 8.64 8.57 %

AUM (Cr)

₹866

NAV

40.5

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 6.18 8.02 7.93 %

AUM (Cr)

₹501

NAV

38.22

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 6.05 8.02 7.72 %

AUM (Cr)

₹136

NAV

34.66

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.69 7.58 7.54 %

AUM (Cr)

₹210

NAV

47.13

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.19 7.51 7.42 %

AUM (Cr)

₹75

NAV

40.5

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.54 7.35 7.36 %

AUM (Cr)

₹96

NAV

38.64

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.65 7.51 7.3 %

AUM (Cr)

₹8,009

NAV

32.13

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.3 7.16 7.27 %

AUM (Cr)

₹139

NAV

29.13

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 6.05 7.07 7.25 %

AUM (Cr)

₹19,982

NAV

49.51

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.72 7.34 7.23 %

AUM (Cr)

₹878

NAV

100.36

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 22.73 17.14 15.41 %

AUM (Cr)

₹369

NAV

48.52

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.96 11.76 10.75 %

AUM (Cr)

₹501

NAV

104.04

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.54 10.66 10.06 %

AUM (Cr)

₹5,893

NAV

40.44

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.28 10.78 10.06 %

AUM (Cr)

₹65

NAV

60.39

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.92 10.24 10.01 %

AUM (Cr)

₹858

NAV

39.76

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.11 10.73 9.89 %

AUM (Cr)

₹7,999

NAV

111.98

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.61 10.89 9.86 %

AUM (Cr)

₹295

NAV

31.84

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.93 10.15 9.8 %

AUM (Cr)

₹19

NAV

34.24

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.52 10.51 9.59 %

AUM (Cr)

₹2,021

NAV

43.78

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.19 10.14 9.58 %

AUM (Cr)

₹7,420

NAV

155.42

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 19.69 14.09 13.49 %

AUM (Cr)

₹1,296

NAV

79.24

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.6 13.59 13.34 %

AUM (Cr)

₹2,995

NAV

71.08

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 19.86 14.04 13.13 %

View More

SIP plans for 7 years, 15 years, 20 years, or so are proving to be more beneficial in terms of returns when compared to any government backed investment plan or scheme. It is important to know that government schemes do not involve any risk whereas the SIPs are more suitable for moderate risk taking investors. While planning your SIP investments, you can also use an SIP Calculator Online to make your decisions smarter.

Let us understand in detail the Systematic Investment Plans, how they work, their features and benefits, and what are the best SIP plans for 7 years in India.

  • Insurance Companies
  • Mutual Funds
Returns
Fund Name 5 Years 7 Years 10 Years
High Growth Fund Max Life
Rating
27.23% 22.19%
18.4%
View Plan
Top 200 Fund Tata AIA
Rating
30.96% 22.84%
17.46%
View Plan
Accelerator Mid-Cap Fund II Bajaj Allianz
Rating
23.63% 13.87%
14.76%
View Plan
Opportunities Fund HDFC Standard
Rating
25.19% 15.94%
14.81%
View Plan
Equity II Fund Canara HSBC Oriental Bank
Rating
19.43% 11.22%
10.39%
View Plan
Growth Opportunities Plus Fund Bharti AXA
Rating
23.07% 15.89%
14.6%
View Plan
Multiplier Birla Sun Life
Rating
26.07% 15.44%
15.6%
View Plan
Pension Opportunities Fund ICICI Prudential
Rating
23.04% 14.48%
12.61%
View Plan
Flexi Growth Fund LIC
Rating
- -
-
View Plan
Virtue II PNB Metlife
Rating
24.23% 17.63%
15.14%
View Plan
Fund rating powered by
Last updated: Jun 2025
Compare more funds

  Returns
Fund Name 3 Years 5 Years 10 Years
Active Fund QUANT 23.92% 31.48%
21.87%
Flexi Cap Fund PARAG PARIKH 20.69% 26.41%
19.28%
Large and Mid-Cap Fund EDELWEISS 22.34% 24.29%
17.94%
Equity Opportunities Fund KOTAK 24.64% 25.01%
19.45%
Large and Midcap Fund MIRAE ASSET 19.74% 24.32%
22.50%
Flexi Cap Fund PGIM INDIA 14.75% 23.39%
-
Flexi Cap Fund DSP 18.41% 22.33%
16.91%
Emerging Equities Fund CANARA ROBECO 20.05% 21.80%
15.92%
Focused fund SUNDARAM 18.27% 18.22%
16.55%

Last updated: June 2025

Compare more funds

Buying the Dip Results in Higher ReturnsBuying the Dip Results in Higher Returns

What Is SIP?

Systematic Investment Plan or SIP is one of the ways of investing in Mutual Funds^^, the other way being the lump sum method of investment. SIPs are offered by various banks, financial institutions, and mutual fund houses and are a reliable source of investment for the long term. one of the reasons why SIPs have gained more popularity when compared to the lump sum method is that a fixed amount is deposited in a SIP scheme of the investors’ choice at regular intervals for a pre-defined tenure. Systematic Investment Plans have proved to offer great returns if investments are made wisely with intensive research.

Start An Sip Today Watch Your Money Grow Start An Sip Today Watch Your Money Grow

Features of SIP

Here are the top features of SIP and why one should consider investing in a SIP investment option compared to other investment options: 

  • SIP is an investment plus savings plan

  • With regular investments under the SIP, a savings habit is inculcated amongst the investors.

  • Installments under SIP can be weekly, monthly, or quarterly as per the convenience of the investor.

  • Monthly installments can be as low as Rs. 500 in the case of some Systematic Investment Plan schemes.

  • SIP is considered to be very helpful in managing the financial burden during a crisis situation.

  • It helps in building a decent financial corpus after retirement

Top Performing SIP Funds in India

Fund Name 1 year CAGR 3 year CAGR 5 year CAGR Till Date CAGR
Aditya Birla Sun Life Frontline Equity Fund Trigger Facility (G) 15.80% 17.80% 12.60% 19.80%
Axis Bluechip Fund (G) 11.10% 18.60% 17.30% 13.10%
BNP Paribas Large Cap Fund (G) 12.60% 19.70% 14.40% 16.30%
Canara Robeco Bluechip Equity Fund (G) 13.30% 21.70% 16.50% 13.10%
DSP Top 100 Equity Fund (G) 9.60% 14.90% 10% 19.30%
Edelweiss Large Cap Fund B (G) 12.40% 17.60% 14.50% 14.10%
Edelweiss Large Cap Fund C (G) 12.50% 17.60% 14.50% 14%
HSBC Large Cap Equity Fund (G) 11.30% 18.10% 13.20% 19.70%
ICICI Prudential Bluechip Fund (G) 17.70% 19.30% 14.40% 14.60%
ICICI Prudential Bluechip Fund Institutional I (G) -19.70% 0.20% 4.40% 11.70%
IDFC Nifty Fund (G) 14.80% 18.40% 15.30% 11.60%
Invesco India largecap Fund (G) 19.90% 18.10% 14% 12.60%
Kotak Bluechip fund (G) 14.60% 19.80% 14.10% -
L&T India Large Cap Fund (G) 12.20% 17.30% 12.60% 10.10%
LIC MF Large Cap Fund (G) 15.30% 18.60% 13.20% 10.80%
Mirae Asset Large Cap Fund (G) 14.40% 18.30% 15.10% 15.90%
Nippon India Large Cap Fund (G) 18.30% 16.60% 13.40% 11.70%
SBI Bluechip Fund (G) 11.30% 19.30% 13.20% 11.80%
Tata Large Cap Fund (G) 15.90% 18% 12.90% 19.70%
UTI Mastershare Unit (G) 16.70% 19.30% 14.60% 15.90%

Disclaimer: ≈ Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. The sorting is done in alphabetical order (Fund Data Source: Value Research). For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

Start Small & Build Your Wealth For A Brighter Tomorrow Start Small & Build Your Wealth For A Brighter Tomorrow

Why Invest in Systematic Investment Plans?

SIP investment is considered as one of the smartest investment options these days if an investor does not want to engage in high risk-taking investments and at the same time wishes to create a financial corpus after retirement. Here are some reasons why investing in a SIP will work wonders for you in the long term future:

  1. Higher Returns

    If the investor studies the history of a mutual fund carefully before buying SIPs and purchases them accordingly, higher returns are guaranteed after a significant time period, say 12 years. The top-performing SIPs these days have shown a remarkable growth of 10% to sometimes even more than 12% in a span of 5 years or 7 years which is way more than any other investment option available in the market.

  2. Rupee Cost Averaging

    Due to the market volatility rupee cost averaging allows investors to buy:

    • A limited number of shares when the market is super high

    • A higher number of shares when the market witnesses a low

    For better results, an investor needs to smartly diversify their portfolio by investing in multiple shares at a lower cost rather than putting all their money in just one share.

  3. Affordable

    Systematic Investment Plans are considered affordable as one can invest an amount as low as Rs. 500 monthly. These regular investments as per the investors’ wish and affordability, do not cause a hole in their pocket unlike in the case of the Lump Sum method of investment where the investor deposits the complete amount at once.

  4. Portfolio Diversification

    A SIP investor can put their money in multiple SIP plans for 20 years or 10 years instead of putting all the money in just 1 investment option. This kind of investment helps in the portfolio diversification of the investor and also increases the probability of better and higher returns after the long term period.

SIP Hub

In The End!

It is easy to invest in a mutual fund of your own choice these days just by a few clicks on your laptop or mobile phone. Considering it an easily available investment option, the investor needs to have a piece of in-depth knowledge about the SIP they planning to purchase. SIP calculator online tool can be used to analyse the SIP returns. From low risk to high risk, from short term to long term, every SIP is available in the market but the question arises as to what factors should be taken into consideration before making the buy? So, an investor should always:

  • Understand the reputation of the fund house before investing

  • The net asset value

  • The return history of the selected SIP (Systematic Investment Plan)

  • The risk involved in the SIP

˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
Disclaimer:#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. All SIPs listed here are of insurance companies’ funds. The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
**Returns are based on past 10 years’ fund performance data (Fund Data Source: Value Research).

SIP plans articles

Recent Articles
Popular Articles
Pramerica SIP Calculator

02 Jul 2025

The Pramerica SIP Calculator is a tool for calculating the
Read more
IndiaFirst SIP Calculator

02 Jul 2025

IndiaFirst SIP Calculator is an online tool that helps you
Read more
What is the 15*15*15 Rule In Mutual Funds

19 Jun 2025

The 15*15*15 rule in mutual funds is a powerful investment
Read more
Sahara SIP Calculator

04 Jun 2025

Looking for an easy-to-use online tool that gives you the
Read more
Star Union Dai-ichi SIP Calculator

04 Jun 2025

The Star Union Dai-ichi SIP Calculator is a tool that helps you
Read more
SIP Calculator
  • 10 Apr 2018
  • 920063
An SIP is a disciplined way to invest in mutual funds. It involves contributing a fixed amount regularly
Read more
Best SIP Plans
  • 14 Feb 2020
  • 265704
Best SIP Plans to Invest in India in 2025 Systematic Investment Plans (SIPs) have become a popular investment
Read more
SIP Investment Plans - SIP Funds to Invest in India
  • 01 Feb 2017
  • 1092777
A Systematic Investment Plan (SIP) is a smart and convenient way to invest in mutual funds. It allows you to
Read more
SIP Plan for 5 Years
  • 15 Apr 2020
  • 187884
Systematic Investment Plans (SIPs) are one of the most efficient and disciplined ways to invest in mutual funds
Read more
SBI SIP Plans (Systematic Investment Plan)
  • 05 Oct 2018
  • 175691
SBI Systematic Investment Plan or SBI SIP Plan is a convenient and disciplined approach to investing in
Read more

Invest ₹10K/Month & Get ₹1 Crore# Tax-Free*
*under 10(10D)
top
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL