SIP Plans to Invest 2,000 Monthly

In this article, we will closely understand about various Mutual fund plans that can be fruitful in the future if Rs. 2,000 is invested every month.

2000 SIP Plans to Invest

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SIP Plan Details

Let us explore these top-performing mutual funds and best SIP plans from every mutual fund category in detail, wherein an investor can invest Rs. 2,000 SIP monthly and reap great benefits in the future.

1. Large Cap Funds

   Large capital companies, as the name suggests, are companies with big establishments in the equity market. Generally, the top 100 companies in the market are considered to be large cap companies and are considered extremely reliable and stable. When mutual funds put their money in large cap companies, then it is known as large cap equity funds. Following funds can be taken into consideration if the investor is opting for a large cap fund investment:

   SBI Bluechip Fund

   This fund invests in equity-linked instruments to help the investor in meeting the goal of long-term capital appreciation. Launched on 14th February 2006, the SBI Bluechip Fund offers an exceptional return of 11.69%. The fund house is managed by Ms. Sohini Adani. It is considered as one of the best sip plans with moderately high risk involvement, and an investor can put in Rs. 2,000 monthly or even more depending on the market conditions for exceptional results.

   Reliance Large Cap Fund

   With moderately high risk involvement, the Reliance Large Cap fund was launched on the 8th of August, 2007, and is one of the best large cap funds to put your money on. Returns over 11.89%, a minimum SIP amount of Rs. 100 can be opted for monthly investment. The returns have been higher than other mutual funds for the past 10 years.

2. Mid Cap Funds

   Companies holding a position above the top 100 to the top 250th company are considered in the bracket of mid-size companies in the financial market. When money is invested in Mid cap companies, it is considered as mid cap funds. Following funds can be taken into consideration if the investor is opting for mid cap fund investment and is willing to invest Rs. 2,000 monthly:

   L&T Midcap Fund

   Returns as high as 21.75% since launch, L&T Midcap Fund is an Equity Oriented Mutual Fund launched on 9th August 2004 with high risk involvement. This midcap fund holds an AUM of Rs. 1,323 crores and is consistently outperforming in the Nifty market. A minimum SIP amount of Rs. 500 can be opted for monthly investment, and the returns are surely above average under this fund scheme.

   Motilal Oswal Midcap 30 Fund Direct Growth

   Annualized returns of 22.61% in past 3 years and 12.15% in the last 5 years, Motilal Oswal Midcap 30 belongs to the Equity category and was incorporated on 29th December, 2009. With an AUM of over Rs. 31,048 crores, a minimum amount of Rs. 500 SIP can be opted for monthly investment for decent returns.

3. Small Cap Funds

   Companies holding the position from 250th and above in the financial market are treated as small size companies, and the money invested in them is known as small cap fund. Following funds can be taken into consideration if the investor is opting for small cap fund investment and is willing to invest Rs. 2,000 monthly:

   HDFC Small Cap Fund

   Launched on 3rd April, 2008, HDFC small cap fund offers returns as high as 16.60% since its inception. It holds an AUM close to Rs. 2,152 crores and is considered as one of the top performing small cap funds in the Nifty market. HDFC small cap fund can be opted with SIP as low as Rs. 500 monthly, and by investing Rs. 2000 per month, decent returns can be expected in the future.

   Axis Small Cap Fund Direct Growth

   Annualized returns of 29.34% in the past 3 years and 19.28% in the last 5 years, Axis Small cap fund belongs to the Equity category and was incorporated on 4th September, 2009. With an AUM of over Rs. 2,61,160 crores, a minimum amount of Rs. 500 SIP can be opted for monthly investment for decent returns.

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Why Invest in Systematic Investment Plans?

One of the smartest ways of investment these days, SIPs have grown exceptionally in the financial market offering great returns. It can be considered best for investors who are willing to outgrow their wealth in the long term. Here are some reasons why SIP should be considered for your next investment option:

• Returns are higher compared to many investment options

• It offers rupee cost averaging, wherein an investor can buy limited shares when the market is high and a higher number when the market is low.

• SIPs are considered affordable and easy on the pocket investment options

• It helps in the diversification of the portfolio

In The End!

There are a plethora of mutual fund plans to invest in 2022 at Rs. 2,000 monthly in the form of the SIP method. It is extremely important to study the market carefully before making any kind of investment and make a choice as per their own financial status. SIP calculator online tool can be used to analyse the SIP returns.