Prices Increasing soon Prices Increasing Soon

IndiaFirst Life Guaranteed Protection Plan

IndiaFirst Life Guaranteed Protection Plan is a non-linked plan that ensures the protection of a customer's loved ones even in the event of an unfortunate incident like death or permanent disability. The plan offers numerous coverage options for a customer to choose from that enable him to provide the utmost safety to his dependants. It falls under the category of a term insurance policy.

Read more
Gets ₹1 Cr. Life Cover at just
COVID-19 Covered
The Policybazaar Advantage
Dedicated claim support for family FREE
Upto 10% discount for buying online
Only certified experts will call you on 100% recorded lines
We are rated~
6.7 Crore
Registered Consumers
Insurance Partners
3.4 Crore
Policies Sold

#All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply

By clicking on "View plans" you agree to our Privacy Policy and Terms of use

~Source - Google Review Rating available on:-

Life is Unpredictable! Protect your family’s future
Get ₹1 Crore Life cover starting from ₹384/month+
We don’t spam
Check Your Premium Now
Please wait. We Are Processing..
Get Updates on WhatsApp
The Policybazaar Advantage
Policybazaar Advantage Icon
Dedicated claim support for family FREE
Policybazaar team will help and support you at the time of claim. A personal claim handler from our team of experts will get in touch with you when your nominee applies for a claim on our website.
Policybazaar Advantage Icon
100% calls recorded to ensure no mis-selling
We will make sure you get what is promised by the advisors. We conduct regular monitoring of our calls to make sure you get the best experience.
Policybazaar Advantage Icon
Exclusive lifetime discount upto 5% for buying online
The discounts will be valid for the entire policy payment term and is not available if you choose to buy the insurance through offline agents.
Policybazaar Advantage Icon
Advisors available in your city
Our advisors are available in more than 55 cities across India and can help you at your doorstep in understanding the plans and in documentation.
Policybazaar Advantage Icon
Refund at the click of a button
In case you aren’t happy with your purchase, you can cancel your policy hassle-free at the click of a button. We will help you with the cancellation and refund of your policy.

Features of IndiaFirst Life Guaranteed Protection Plan

The IndiaFirst Life Guaranteed Protection Plan comes along with the following host of features to keep the family secured:

  • IndiaFirst Life Guaranteed Protection Plan protects its customers from untimely death due to COVID-19.
  • The policyholder may accelerate the sum assured value on the payment of an additional premium amount. This may be done to meet various life milestones like marriage, buying a house, etc.
  • The long term care option gives policyholders a chance to secure themselves against degenerative illnesses.
  • The life cover can be availed all along during the term of the policy.
  • The dual protection option can be used to safeguard the retirement period of the policyholder. He may receive the payout as a whole amount or in predetermined monthly instalments. 
  • The return of premium option enables a customer to get back all the premiums that he has previously deposited if he survives until the policy's maturity.

Benefits of IndiaFirst Life Guaranteed Protection Plan

Let us take a look at the benefits offered under the IndiaFirst Life Guaranteed Protection Plan:

  1. Coverage Options

    The IndiaFirst Life Guaranteed Protection Plan offers a host of following coverage options that are innovative:

    • Life option
    • Life plus option
    • Incidence coverage option
    • Long term care option
    • Return of premium option
    • Dual protect option
    • COVID-19 Cover
  2. Cover Against Terminal Illness

    This in-built coverage will expedite the death benefit if the policyholder is diagnosed with a terminal illness. This ensures that the policyholder and his family can better manage any expenses towards this unexpected event and are more prepared.

  3. Protection Against Inflation

    To combat the rising inflation, IndiaFirst Life Guaranteed Protection Plan gives its policyholders the option to grow their life cover by a value of 5% annually. This ensures the continuation of life goals even under crippling inflation prices.

  4. Critical Illness Covered

    40 different types of critical diseases are covered under this plan. A lump-sum value will be payable to the policyholder in the case of diagnosis with any of these illnesses.

  5. Return of Premium Option

    IndiaFirst Life Guaranteed Protection Plan offers reimbursement of the premiums if the customer survives until the policy's maturity because it is a term insurance plan.

  6. Dual Protect Option

    If a customer chooses this option, he will be eligible to obtain survival benefits at the time of his retirement. This is in addition to the life cover. The benefits may be claimed as a lump sum upon retirement and as a monthly income after that. This ensures the security of the policyholder even after he retires.

  7. Accidental Death Cover

    Under this cover, a lump sum is provided to the policyholder's beneficiaries upon the death of the customer in an accident. The death benefit may be claimed as a lump sum or in monthly instalments over some time, as specified by the policyholder. This safeguards both the policyholder and his beneficiaries in the event of accidental death.

  8. Tax Benefits

    The plan provides tax benefits as per applicable tax laws.

    Note: Tax benefit is subject to changes in tax laws. Standard T&C apply.”

Documents Required to Buy IndiaFirst Life Guaranteed Protection Plan

The following documents are required to buy IndiaFirst Life Guaranteed Protection Plan:

  • Proof of identity
  • Proof of address
  • Passport size photographs
  • Details of customer's bank account

How to Buy IndiaFirst Life Guaranteed Protection Plan Online?

Listed below are the steps to be undertaken to buy IndiaFirst Life Guaranteed Protection Plan online:

  • Visit the official website of IndiaFirst Life Insurance.
  • Click on the “Buy online” button.
  • Enter the Birth Date, gender, and smoking habits of the customer and click on "Get Quote."
  • The policyholder must now input his financial information like annual income, employment status, etc., and opt for any rider benefits that he might want to add to the policy.
  • The Customers may now upload copies of all the documents requested.
  • By clicking on the “Pay” option, the customer can proceed to make an online transaction via any method he finds convenient.

Exclusion Under IndiaFirst Life Guaranteed Protection Plan

  1. Suicide

    If the policyholder commits suicide within 12 months of investing in the policy, he will be automatically excluded, and the policy will be considered to be closed.

  2. Permanent Disability

    Disabilities that might be caused due to drug abuse, self-caused injuries, unlawful activities, war, dangerous sports, etc., will lead to the exclusion of the policyholder from the policy.

  3. Critical Illness

    Diseases occurring due to congenital abnormalities, self-caused injuries, alcohol abuse, war, failure to follow medical instructions, etc., will render the policyholder excluded from the policy.


Premium By Age

Term insurance articles

  • Recent Article
  • Popular Articles
21 Feb 2024

Tata AIA 70 Lakh Term Insurance

Ensuring the financial well-being of your family requires

Read more
20 Feb 2024

PNB 70 Lakh Term Insurance

Ensuring the financial well-being of your family requires

Read more
20 Feb 2024

PNB 75 Lakh Term Insurance

Safeguarding the financial well-being of your family starts with

Read more
19 Feb 2024

Kotak 75 Lakh Term Insurance

Securing your family's financial future demands a lot of

Read more
15 Feb 2024

ICICI 75 Lakh Term Insurance

Ensuring the financial well-being of your family requires

Read more
07 Mar 2014

1 Crore Term Insurance - Buy ₹1 Cr Term Insurance Plan...

Term insurance is a type of insurance plan that offers financial security to your loved ones in the event of your

Read more
12 Jun 2018

Claim Settlement Ratio of Term Insurance Plan Providers

Claim Settlement Ratio (CSR) is an important parameter in the selection of an insurance policy. If you are going

Read more
27 Jun 2018

What Is Difference Between Term Insurance And Life Insurance

Life insurance plans help you create wealth, protect your family for the entire policy term, and save on your

Read more
24 Mar 2020

LIC Term Insurance 1 Crore

LIC of India offers various plans to help you secure the financial future of your loved ones. To ensure your

Read more
20 Aug 2014

Term Insurance for Women in India

Term insurance for women is a type of life insurance specifically designed for fulfilling women’s needs and

Read more
View Plans
Download the Policybazaar app
to manage all your insurance needs.