A Review Of HDFC Life Click 2 Protect 3D Plus Term Plan

Why Should You Consider Buying HDFC Life Insurance?

HDFC Life Insurance is known for its flexible plans that can be personalized to match the preferences and life goals of policyholders.

Below are some reasons why you can consider buying the HDFC Life Insurance:

• This term insurance plan offers complete financial security for your family.

• You can choose from three plan options: Life, Life Plus, and Life Goal, based on your specific needs.

• If you survive until the maturity of the policy, you will receive a refund of all the premiums paid, along with the Return of Premium (ROP) option.

• In case of accidental death during the policy term, an additional amount will be paid.

• If you are diagnosed with terminal illnesses or ailments before the age of 80, you can receive an accelerated death benefit.

• If you are diagnosed with a critical illness, the Waiver of Premium (WOP) option exempts you from paying premiums.

• The WOP Disability option exempts you from paying premiums in case of total and permanent disability.

• You have the option to add additional coverage for your spouse.

• You can choose to receive the death benefit in installments.

Which Is The Best HDFC Life Insurance Plan?

The HDFC Life Click 2 Protect 3D Plus Term Plan is a complete term insurance plan that offers various benefits to fulfill your various requirements or life goals. It ensures your security and that of your loved ones. This plan has different options to choose from, and it even provides special premium rates for females. Let’s understand more about this plan.

What Are The Features Of The HDFC Life Click 2 Protect 3D Plus Term Plan?

Below mentioned are the features of the HDFC Life Click 2 Protect 3D Plus Term Plan:

• Affordable financial protection for you and your family

• Customize your plan with a choice of 9 options

• Waiver of all future premiums on Accidental Total Permanent Disability (applicable to all options) and diagnosis of Critical Illness (available with 3D Life and 3D Life Long Protection options)

• Lifelong protection option for extended coverage

• Flexible policy and premium payment terms

• Life Stage Protection feature increases coverage at key milestones without medical evaluations

• Annual cover enhancement through the top-up option

• Special premium rates for female policyholders

• Attractive premium rates for non-tobacco users in this life insurance plan.

• Tax benefits as per applicable sections of the prevailing tax laws.

What is the Eligibility Criteria to Buy the HDFC Life Click 2 Protect 3D Plus Term Plan?

The eligibility criteria for buying the HDFC Life Click 2 Protect 3D Plus Term Plan is mentioned below:

Wrapping It Up!

Rajendri has taken proactive steps to ensure the financial security of his family. She has chosen HDFC Life Insurance to protect them from potential risks that could lead to financial burdens. Just like it does for other policyholders, HDFC Life Insurance will provide the same level of coverage and protection for Choraghad's family.

Note: Check out the best term insurance plan in India and choose one that suits your requirements.

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