The fd rates in Bank of Baroda is at a minimum of 2.90% per annum, while this rate goes up to 5.30% per annum. As for the fixed deposit in Bank of Baroda, it can go above Rs.10 crores to Rs.25 crores for domestic investors.
Bank of Baroda FD Rates in India | ||
---|---|---|
Tenure | General Public FD Rates | Senior Citizen FD Rates |
7 days to 14 days | 2.90% | 3.40% |
15 days to 45 days | 2.90% | 3.40% |
46 days to 90 days | 3.90% | 4.40% |
91 days to 180 days | 3.90% | 4.40% |
181 days to 270 days | 4.40% | 4.90% |
271 days to 364 days | 4.40% | 4.90% |
400 days to 2 years | 5.10% | 5.60% |
1 year | 5.10% | 5.60% |
1 year 1 day to 400 days | 5.10% | 5.60% |
2 years 1 day to 3 years | 5.10% | 5.60% |
3 years 1 day to 5 years | 5.30% | 5.80% |
5 years 1 day to 10 years | 5.30% | 5.80% |
Name | Interest Rates | Tenure | |
---|---|---|---|
Axis Bank | 5.75% | 5 years to 10 years | View Details |
Bank of Baroda | 5.30% | 5 years 1 day to 10 years | View Details |
Bank of India | 5.40% | 5 years to 10 years | View Details |
Canara Bank | 5.45% | 3 years to 10 years | View Details |
Central Bank of India | 5.35% | 5 years to 10 years | View Details |
HDFC Bank | 5.50% | 5 years 1 day to 10 years | View Details |
ICICI Bank | 5.50% | 5 years 1 day to 10 years | View Details |
IDBI Bank | 5.70% | 7 years 1 day to 10 years | View Details |
State Bank Of India | 5.40% | 5 years to 10 years | View Details |
Yes Bank | 7.00% | 1 year to 10 years | View Details |
The bank has been slotted at the number 801 position on the Forbes Global 2000 list, according to 2014 data. It should be known that the fund was established by Maharaja Sayajirao Gaekwad III, the Maharaja of Baroda, in 1908. Back in 1969, the bank was nationalized along with 13 significant commercial banks.
With its headquarters in Gujarat, Bank of Baroda boasts of being an Indian bank which is state-owned financial and international banking service. The biggest plus point is that it is the second-largest bank in the country with the State Bank of India at the number one position.
Among its various services provided, the Bank of Baroda fixed a deposit scheme is a fine option that allows customers to enjoy investing their money and enjoying good returns on their investments in a specific time. Bank of Baroda fixed deposit tenure ranges from a minimum of 1 year to up to 10 years.
The types of fixed deposit schemes offered by Bank of Baroda are:
The description of short deposits is as follows:
Eligibility:
Hindu Undivided Families and resident Indians are eligible.
A precise description of this Fixed Deposit scheme is:
Eligibility:
Hindu Undivided Family and resident Indians.
A small description of this scheme is as follows:
Eligibility:
Senior citizens and the general public are eligible.
A small description of this scheme is as follows:
Eligibility:
Hindu undivided families and resident Indians are eligible.
The description of this scheme is as follows:
Eligibility:
Hindu undivided families and resident Indians.
The description of this scheme is as follows:
Eligibility:
Hindu Undivided Families and resident Indians.
The description of this fixed deposit policy is as follows:
Eligibility:
Hindu undivided families and resident Indians are eligible.
A brief description of this scheme is as follows:
Eligibility:
Hindu undivided families and resident Indians are eligible.
A small description of this fixed deposit scheme is as follows:
Eligibility:
Hindu undivided family and resident Indians are eligible.
It is advisable to reconfirm the Bank of Baroda FD rates from the bank before making any decision based on the data provided below.
Tenure |
Rs.2 Crore to Up to 10 Crore |
7 days to 14 days |
3% |
15 days to 45 days |
3% |
46 days to 90 days |
3% |
91 days to 180 days |
3% |
181 days to 270 days |
3.15% |
271 days and above and less than one year |
3.15% |
One year |
3.55% |
More than 1 year and up to 2 years |
3.55% |
More than 2 years and up to 3 years |
3.55% |
More than 3 years and up to 5 years |
3.55% |
More than 5 years and up to 10 years |
3.55% |
Note: The aforementioned Bank of Baroda FD rates are applicable for fresh deposits and renewals of FDs W.E.F. 07.07.2020.
Range of Maturity |
Deposit Amount Per Receipt |
|
More than Rs.10 Crore and Up to Rs.25 Crore |
More than Rs. 25 Crore and Up to Rs. 50 Crore |
|
7 days to 14 days |
3% |
3% |
15 days to 45 days |
3% |
3% |
46 days to 90 days |
3% |
3% |
91 days to 180 days |
3% |
3% |
181 days to 270 days |
3.15% |
3.15% |
271 days and above and less than one year |
3.15% |
3.15% |
One year |
3.55% |
3.55% |
More than 1 year and up to 2 years |
3.55% |
3.55% |
More than 2 years and up to 3 years |
3.55% |
3.55% |
More than 3 years and up to 5 years |
3.55% |
3.55% |
More than 5 years and up to 10 years |
** |
** |
Note: The aforementioned FD interest rates are applicable from 07.07.2020 for all fresh FDs and FD renewals.
Tenure |
Deposit Amount Per Receipt |
More than Rs. 50 Crore and Up to Rs.100 Crore |
|
7 days to 14 days |
3% |
15 days to 45 days |
3% |
46 days to 90 days |
3% |
91 days to 180 days |
3% |
181 days to 270 days |
3.15% |
271 days and above and less than one year |
3.15% |
One year |
3.55% |
More than 1 year and up to 2 years |
3.55% |
More than 2 years and up to 3 years |
3.55% |
More than 3 years and up to 5 years |
3.55% |
More than 5 years and up to 10 years |
** |
Note: The aforementioned Bank of Baroda FD rates are for all fresh FDs and FD renewals W.E.F. 07.07.2020.
Tenure |
Deposit Amount Per Receipt |
||
More than Rs. 100 Crore and Up to Rs. 500 Crore |
More than Rs. 500 Crore and Up to Rs. 1000 Crore |
More than Rs. 1000 Crore |
|
7 days to 14 days |
3% |
3% |
3% |
15 days to 45 days |
3% |
3% |
3% |
46 days to 90 days |
3% |
3% |
3% |
91 days to 180 days |
3% |
3% |
3% |
181 days to 270 days |
3.15% |
3.15% |
3.15% |
271 days and above and less than one year |
3.15% |
3.15% |
3.15% |
One year |
3.55% |
3.55% |
3.55% |
More than 1 year and up to 2 years |
3.55% |
3.55% |
3.55% |
More than 2 years and up to 3 years |
3.55% |
3.55% |
3.55% |
More than 3 years and up to 5 years |
3.55% |
3.55% |
3.55% |
More than 5 years and up to 10 years |
** |
** |
** |
Note: The aforementioned Bank of Baroda FD rates are for all fresh FDs and FD renewals W.E.F. 07.07.2020.
Tenure |
Per Annum Deposit for Less than Rs. 2 Crore |
Senior Citizen |
5 years |
5.30% |
5.80% |
More than 5 years and up to 10 years |
5.30% |
6.30% |
Note: In the aforementioned tax-saving FDs, premature withdrawal is not allowed before completing 5 years except when the policyholder dies.
*Tax benefit is subject to changes in tax laws
Features of the Fixed Deposit schemes offered by Bank of Baroda are:
Benefits of Fixed Deposit schemes offered by Bank of Baroda are:
The interest that you earn on your fixed deposit depends on many factors such as the invested amount, Bank of Baroda FD rates offered, frequency of interest calculation, tenure of deposit, and taxation. You can use the Bank of Baroda FD calculator for calculating the interest that you will get upon the maturity of your deposit. It is a seamless process where you can enter the basic details of your FD like the amount, BOB FD interest rates, and deposit tenure.
Tenure |
Below Rs. 2 Crore |
One year |
5.15% |
More than 1 year up to 400 days |
5.15% |
More than 400 days up to 2 years |
5.15% |
More than 2 years up to 3 years |
5.15% |
More than 3 years up to 5 years |
5.40% |
More than 5 years up to 10 years |
5.40% |
444 days (For Baroda Samriddhi Deposit Scheme_ |
Discontinued |
Note: The aforementioned Bank of Baroda FD rates are applied W.E.F. 02.06.2020.
Tenure |
For NRO/NRE Deposit from Rs.15.01 Lakhs to Less than Rs.2 Crore |
ROI for Baroda Advantage FD for NRIs After including 5BPS (W.E.F. 02.06.2020) |
|
One year |
5.15% |
More than 1 year up to 400 days |
5.15% |
More than 400 days up to 2 years |
5.15% |
More than 2 years up to 3 years |
5.15% |
More than 3 years up to 5 years |
5.40% |
More than 5 years up to 10 years |
5.40% |
Note: The aforementioned BOB FD interest rates are applicable W.E.F. 02.06.2020.
Tenure |
Less than Rs.2 Crore |
One year |
5.10% |
More than 1 year up to 400 days |
5.10% |
More than 400 days up to 2 years |
5.10% |
More than 2 years up to 3 years |
5.10% |
More than 3 years up to 5 years |
5.30% |
More than 5 years up to 10 years |
5.30% |
444 days (For Baroda Samriddhi Deposit Scheme) |
Discontinued |
Note: The aforementioned BOB FD interest rates are applicable W.E.F. 02.06.2020.
Tenure |
Less than Rs.2 Crore |
One year |
3.55% |
More than 1 year up to 2 years |
3.55% |
More than 2 years up to 3 years |
3.55% |
More than 3 years up to 5 years |
3.55% |
More than 5 years up to 10 years |
3.55% |
Note: The aforementioned BOB FD interest rates are applicable W.E.F. 07.07.2020.
Tenure |
Deposited Amount Per Year |
|
More than Rs.10 Crore and Up to Rs.25 Crore |
More than Rs.25 Crore and Up to Rs.50 Crore |
|
One year |
3.55% |
3.55% |
More than 1 year and up to 2 years |
3.55% |
3.55% |
More than 2 years and up to 3 years |
3.55% |
3.55% |
Note: The aforementioned rates of fixed deposits will be applicable for all fresh FDs and renewals W.E.F. 07.07.2020.
Tenure |
Per Receipt Deposited Amount |
|||
More than Rs.50 Cr up to Rs.100 Cr |
More than Rs.100 Cr up to Rs.500 Cr |
More than Rs.500 Cr up to Rs.1000 Cr |
More than Rs.1000 Cr |
|
One year |
3.55% |
3.55% |
3.55% |
3.55% |
More than 1 year up to 2 years |
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More than 2 years up to 3 years |
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More than 3 years up to 5 years |
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More than 5 years up to 10 years |
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Note: The aforementioned rates of fixed deposits will be applicable for all fresh FDs and renewals W.E.F. 07.07.2020. The above-mentioned FD rates should not be loaded with some other type of additional interest rates such as for senior citizens, naval or army groups, an account of staff, etc. for any purpose/ reason what so ever it may be.