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HP in HP State Co-Operative bank stands for Himachal Pradesh. The HP Co-Operative bank was set up in 1953 after the establishment of the first Cooperative society of India.

The bank was established to cater to the credit needs of the rural population and provide them with the necessary services. The bank serves the state population through its 190 branches and 94% of its customers belong to the rural areas.

IFSC stands for Indian Financial Code System and is required for making electronic money transfers. The HP State Co-Operative bank provides NEFT and RTGS services that require these codes to make the electronic transfers.

IFSC is an eleven character alphanumeric combination that is allotted by the RBI to each bank branch. The first four characters of the IFSC code are same for a particular bank while the fifth character is always zero and the last six characters are unique for a particular branch.

The four fixed characters for the HP State Co-Operative Bank IFSC code are HPSC.