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ICICI IFSC Codes- How They Work

In ICICI Bank, IFSC Code (Indian Financial System Code) is a branch identifier, used for electronic transfer processes like NEFT and RTGS. It serves as a safety net, making sure that the funds are being sent to the right bank branch.

For different branches in ICICI Gurgaon, IFSC codes are different. Likewise, Bangalore ICICI bank’s IFSC codes vary for every branch. The idea behind these distinct IFSC codes is to ensure that every fund transfer has the accurate landing account and bank branch.

IFSC is an eleven digit alphanumeric code. Out of the eleven characters, first four indicate the bank key, last six designate the branch code, and a zero separates the two, standing in the fifth spot, intended for future use.

IFSC code works for domestic purposes and not for international transfers.

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