UCO Bank IFSC Code

List of UCO Bank IFSC Code, MICR Code and Addresses of all Branches in India

Find UCO Bank IFSC Code for Banks in India

List of UCO Bank IFSC Code By Popular Cities

UCO Bank New Delhi IFSC Code & MICR Code

Bank: UCO Bank

IFSC Code: UCBA0000009

MICR Code: 110028004

Branch: Connaught Place - Delhi

District: New Delhi

State: Delhi

Address: UCO Bank, Connaught Place, New Delhi

UCO Bank Karnataka IFSC Code & MICR Code

Bank: UCO Bank

IFSC Code: UCBA0000024

MICR Code: 560028002

Branch: Bangalore City

District: Bangalore

State: Karnataka

Address: Post Box-9523, 13/22 Kempegowda Road, Bangalore

UCO Bank Maharastra IFSC Code & MICR Code

Bank: UCO Bank

IFSC Code: UCBA0000683

MICR Code: 400028013

Branch: Goregaon

District: Mumbai

State: Maharashtra

Address: Shilpanjali, Survey No.411-II, S.V. Road, Mumbai

UCO Bank West Bengal IFSC Code & MICR Code

Bank: UCO Bank

IFSC Code: UCBA0000190

MICR Code: 700028007

Branch: Kolkata Main - Rt

District: Kolkata

State: West Bengal

Address: Post Box 818, 10, B.T.M. Sarani, Kolkata

IFSC Code of UCO Bank

RBI has allocated IFSC Code to all the UCO Bank branches in order to enable smooth online transactions. With this code, RBI monitors online transactions from one bank branch to another.

Similar to the other banks, UCO Bank IFSC Code is also an 11-digit alpha-numeric code. All the UCO Bank branches have unique IFSC Code. In order to transfer money from one UCO bank to another bank account, the sender needs to mention the specific UCO bank IFSC Code of that particular branch. IFSC code ensures secure and easy transfer of funds between two bank accounts.

E.g. UCO Bank IFSC Code for South City Branch in Gurgaon is “UCBA0001910”.

About UCO Bank

United Commercial Bank or The UCO Bank is of the rapidly growing Banks in India. Having originated in Kolkata in 1943, the United Commercial Bank has grown to a great extent, adapting to the technological advancements of the modern era.  The Government-owned bank has an excellent online portal. The UCO bank's customers have access to their account through net banking or mobile banking.

Customers holding different accounts like Demat account, Savings account or a Current account can easily access their account through the UCO Bank's net banking portal.

How to Search UCO Bank IFSC Code and MICR Code Offline?

All the UCO Bank account holders can find the UCO Bank IFSC code ad MICR code on the bank’s passbook and cheque book.

UCO Bank IFSC Code

How to Search UCO Bank IFSC Code and MICR Code Online?

While you are searching for UCO bank’s IFSC code online, you need to enter the bank name and the bank’s branch name. The IFSC Code for all the UCO Bank branches is available on the official website of Reserve Bank of India. You can also find it online on various third-party websites.

How to Transfer Money through UCO Bank NEFT, RTGS, and IMPS processes?

You can transfer money electronically from one bank account to another in a fastest and secure manner. Almost every UCO bank branch is NEFT enabled and most of the branches support RTGS and IMPS. You can easily transfer funds without the need to visiting a branch personally.

Transfer of Money through NEFT

The money will be transferred to the beneficiary’s account in a short period of time. NEFT transactions can be initiated during working hours if the amount is transferred on the same day.

You would need to add the beneficiary’s account before sending the money. Beneficiary’s details can be added by providing the bank name, account number and IFSC code of the beneficiary’s bank branch.

Transfer of Money through RTGS

Real-Time Gross Settlement facilitates real-time transfers of funds rather than sometime later. The amount is usually credited within 2- hours of receiving the fund's transfer message.

RTGS enables fast, secure, and instant fund transfer or more than 2 lakh rupees. Usually, the amount is credited instantly. In case the amount is not transferred instantly then the beneficiary bank will have to return the amount to the remitter’s bank.

Information Required For RTGS Transfers:

The sender has to furnish the below-mentioned information to the sender’s bank:

  1. Amount to be sent Remitting customer’s account number which is to be debited
  2. Name of the beneficiary
  3. Beneficiary bank name
  4. Beneficiary’s Account number
  5. The IFSC Code of the Recipient branch
  6. Remitter to receiver information, if any

Transfer of Money through IMPS

IMPS (Intermediate Payment System) transfer is a payment method to transfer money from one remitter’s bank account to the beneficiary’s account in a quick and hassle-free manner. It is easier to transfer a small amount to another bank account by entering the IFSC code and the account number in your mobile app or internet.

UCO Bank NEFT/RTGS Timings and Charges

RTGS Timings

Days

Interbank Transactions

Customer Transactions

Monday to Saturday

8.00 am to 07.45 PM

8.00 am to 06.00 PM

NEFT Timings

Days

Interbank Transactions

Monday to Saturday

8.00 am to 06.00 PM

NEFT Batch Settlement Timings

Days

NEFT Batches

Monday to Saturday

8.00 am to 07.00 PM

RTGS Charges for INR 2 to 5 Lakh

Payment through Electronic Mode – (RTGS Outward Transactions)

Settlement Timings at RBI

Total Service Charges

08:00 hours

11:00 AM

Rs. 24.50 + Applicable GST

After 11:01 AM

01:00 PM

After 01:01 PM

06:00 PM and onwards

RTGS Charges for Outward Transactions above Rs. 5 Lakh

Payment through Electronic Mode

Settlement Timings at RBI

Service Charges

08:AM

11:00 PM

Rs. 49.50 + GST

After 11:01 AM

01:00 PM

After 01:01 PM

06:00 PM and onwards

NEFT Charges

Amount

Charges in Rs. (Exclusive of GST)

Up to Rs. 10,000

2.25

Above Rs. 10,000 to 1 Lakh

4.75

Above Rs. 1 Lakh to 2 Lakh

14.75

Above Rs. 2.00 lakh

24.75

Note: There are no charges for NEFT/RTGS transaction via mobile banking, Internet Banking, etc.

UCO Bank IFSC Code - FAQs

Q1. What are the benefits of UCO Bank IFSC Code?

There are various benefits of UCO Bank IFSC code for all the electronic transactions. One can easily find the UCO Bank IFSC Code online. All you need to know is the bank name, branch name of the beneficiary, address details, among others. The benefits of the IFSC code are listed below:

  • Instant money transfer
  • Paperless payments/transfers
  • Internet banking facility
  • Secured and quick transactions
  • Quick validation and clearance
  • Easy online transactions through NEFT/RTGS/IMPS

Q2. Do I need UCO Bank IFSC code for online transactions?

If the beneficiary bank is UCO Bank then you would definitely require UCO bank IFSC code. Using this code you can transfer funds from one account to another. IFSC code of the receiver’s bank branch is essential.

Q3. What are the benefits of using NEFT?

The advantages of transferring money through NEFT are listed below:

  • The sender does not require Demand Draft or physical cheque
  • A physical visit to the bank branch is not required
  • There is no need for any paper and documents
  • It is a cost-effective and time-saving method
  • Payment confirmation is sent by email or SMS
  • The sender can initiate the transaction from his place of work/home using NEFT/ internet banking
  • Real-time funds transfer to the payee’s account in a secure manner

Q4. Where can I look for UCO bank IFSC code for a Specific Branch?

UCO Bank’s IFSC code is available offline on the cheque boo. It is also available online on the RBI website/ UCO Bank’s site and also on our website.

Q5. Can UCO bank IFSC code of two Bank branches be the same?

No, UCO bank IFSC code of two branches will always be different. Every branch has its unique IFSC Code.

Q6. Is there any limit on the amount that could be transferred using NEFT?

There is no minimum or maximum limit on NEFT transactions. However, for cash-based transfers, there is a maximum limit of Rs.50, 000.

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