List of IFSC Code, MICR Code and Addresses of all Banks in India

Find IFSC Code for Banks in India

IFSC Codes By Popular Banks

PNB New Delhi IFSC Code

Bank: Punjab National Bank(PNB)

IFSC Code: PUNB0146700

MICR Code: 110024088

Branch: Greater Kailash-2

District: New Delhi

State: Delhi

Address: 13-15, Savitri Cinema Complex, New Delhi

PNB Gurgaon IFSC Code

Bank: Punjab National Bank(PNB)

IFSC Code: PUNB0454200

MICR Code: 110024413

Branch: Gurgaon, M G Road

District: Gurgaon

State: Haryana

Address: MGF Plaza Mall, M G Road, 122001

PNB Maharastra IFSC Code

Bank: Punjab National Bank(PNB)

IFSC Code: PUNB0118600

MICR Code: 400024022

Branch: Mumbai Malad East

District: Mumbai

State: Maharashtra

Address: Daftari Road, Mumbai Malad East, Maharashtra

PNB West Bengal IFSC Code

Bank: Punjab National Bank(PNB)

IFSC Code: PUNB0140500

MICR Code: 700024003

Branch: Kolkata,b K Pal Avenue

District: Kolkata

State: West Bengal

Address: 7, Amrit Lal Bose Street, Kolkata, West Bengal

Punjab National Bank IFSC Code: PNB MICR Code & Address in India

The Reserve Bank of India assigns the Indian Financial System Code/IFSC code to uniquely identify every bank branch participating in the NEFT. It is an 11-digit alpha-numeric code, which is used by electronic payment system applications such as NEFT, RTGS, and CFMS. It is essential to transfer funds from one bank account to another.

IFSC is a unique code and it is different for every branch. Two branches can never have a similar code.  The initial 4 letters of PNB’s 11-digit IFSC code are 'PUNB', and the specific branch code is mentioned in the last 6 characters. For example, the Punjab National Bank IFSC Code for Golf Course Road branch is PUNB0984500. Here, 984500 is the branch code. 

Using IFSC, RBI monitors all the banking transactions in an impeccable manner. RBI tracks all the electronic transactions such as NEFT, IMPS, and RTGS in a seamless manner. Keeping a track of millions of transactions every day is not possible without IFSC code.

About Punjab National Bank

Punjab National Bank is India’s first Swadeshi Bank, which began its operations in April 1895 from Lahore. Till now the PNB has merged with 7 more banks.

The Bank has seen a constant rise in its customer’s base and the bank’s rising business graph also reflects positively about its brand image. The bank has emerged as one of the most reputed banks in India. And has many branches across India, which makes it easier to transact money online as well as offline.

PNB was accredited with the ‘Best Performing Bank’ award among all Public Sector Banks under Enhanced Access & Service Excellence (EASE), a reform agenda by DFS, Govt. of India. PNB was also felicitated with ‘Best in Financial Inclusion’ by KPMG and Business Today.

How to Find the Punjab National Bank IFSC Code and MICR Code Online?

You can search for Punjab National Bank IFSC Code both online and offline. Generally, the list of all the Punjab National bank branches is available online on the basis of the Bank’s IFSC Code. To find Punjab National Bank IFSC Code online the process is listed below:

  • Select your PNB bank branch
  • Name of the State where the bank is located
  • Punjab National Bank District Name
  • Area of Punjab National Bank Branch
  • You will get the Punjab National Bank IFSC Code for the particular branch

Punjab National Bank IFSC Code and IFSC code of all the banks are also available on the Reserve Bank of India website.

Apart from Punjab National Bank IFSC Code, you will also find MICR code, which is printed using MICR/Magnetic Ink Character Recognition Technology on the bank cheque. It is a nine-digit code that identifies the bank Branch participating in Electronic Clearing System.


This code has 9 digits and the full form is Magnetic ink character recognition code. It allows faster processing of bank cheques by distinguishing unique characters printed on the cheque.

How to Find Punjab National Bank IFSC Code and MICR Code Offline?

Punjab National Bank’s IFSC Code is also available offline on the bank’s cheque book and the front page of your Bank’s passbook.

Punjab National Bank IFSC Code

How can I transfer money using PNB Bank NEFT, RTGS, and IMPS?

You can transfer your money online through RTGS, NEFT, and IMPS. The money can be transferred from PNB to another bank and from one PNB account to another.

Transferring Money through NEFT

The full form of NEFT is the National Electronic Funds Transfer. It is a nationwide funds transfer system to allow transactions from one bank branch to another. It saves your time and effort that goes while visiting the branch and transferring funds through cheque. You can simply transfer the funds online by mentioning the IFSC code. This can be done using your phone or system and it should be connected to the internet.  

To transfer the money simply log into your PNB bank account anytime, anywhere. The funds will be transferred on the same day if it is done within the cut-off time. If it is beyond the prescribed cut-off time, it will be transferred the next day.

It is always better to transfer the money during working hours if you want it to get transferred on the same day.

Just add the beneficiary account before transferring the money. While adding the beneficiary’s details, you need to enter the bank name, bank account number and IFSC code of the bank branch. If you are transferring money from another bank to PNB, you would need to enter Punjab National Bank IFSC Code for that particular branch.

Transferring Money through RTGS

RTGS can be used to transfer an amount above Rs. 2 lakhs in the most convenient manner. The money is transferred instantly in a fast manner. RTGS is one of the fastest online money transfer options and there is no maximum limit.

Transferring Money through IMPS

IMPS is an instant interbank electronic fund transfer service. Immediate Payment Service (IMPS) allows easy transfer of funds from one bank account to another. Through your mobile app, you can transfer a small amount to the beneficiary in its bank account by mentioning the beneficiary’s bank IFSC code and bank account number.

How NEFT is Different from RTGS?

NEFT is a nationwide payment system facility, which works on a Deferred Net Settlement (DNS) basis that settles transactions in batches. All the transactions are settled within a particular cut-off time. NEFT operates in batches, whereas IMPS is done individually.

On weekdays there are 12 settlements from 8 am to 7 pm. And on Saturdays, there are 6 settlements from 8 am to 1 pm. Any transaction beyond this will be done in the next designated settlement time. RTGS transactions are processed uninterruptedly within the RTGS business hours.

Information Required for Transferring Funds with PNB

To carry out any online transaction you need to furnish the following details:

  • Amount to be transferred from your account to another account
  • Account number
  • Name of the recipient’s bank
  • Name of the beneficiary customer
  • Beneficiaries Account number
  • Sender to receiver information, if any

For MMID based transfer following information is required:

  • Beneficiary’s MMID
  • Name of the beneficiary
  • Beneficiary’s mobile number

For Punjab National Bank IFSC Code based transfer:

  • Account Number of the beneficiary
  • IFS Code
  • Name of the beneficiary

RTGS/ NEFT/ ECS Fees and Charges

PNB RTGS Timings and Charges  (w.e.f.  01.06.2019)

Remittance Type

Service Type

Remittance Type

Start to End Time

Corporate Internet Banking


6:00 a.m. to 6:35 pm


8:00 a.m. to 6:00 pm

Retail Internet Banking


6:00 a.m. to 6:35 pm


8:00 a.m. to 6:00 pm

Mobile Banking


6:00 a.m. to 6:35 pm

Branch (Within Working Hours)


8:00 a.m. to 6:40 pm


8:00 a.m. to 6:00 pm.

PNB RTGS Charges Applicable (w.e.f. 01-07-2019)

Inward transactions are free, for outward transactions the cost is listed in the table below:

Outward Transactions

Transaction Amount

From Branch


INR 2 lakh to 5 lakh

INR 20 + GST


More than INR 5 lakh

INR 40 + GST

PNB NEFT Charges and Timings

Maximum amount

INR 5 lakh 



Weekdays ( 12 settlements)

8 am to 7 pm

Saturdays ( 6  settlements)

8 am to 1 pm

PNB NEFT Charges

Amount (INR)

Applicable Charges  ( INR)

Up to 10,000 


B/w 10,000 to 1 lakh


B/w 1 lakh to 2 lakh


Above 2 lakh


PNB IMPS Transfer Charges

Punjab National Bank charges Rs.5 + GST on each IMPS transfer. For updated information, you can always refer to the bank’s official website.

Punjab National Bank IFSC Code - FAQs

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