List of IFSC Code, MICR Code and Addresses of all Banks in India

Find IFSC Code for Banks in India

IFSC Codes By Popular Banks

Central Bank of India New Delhi IFSC Code

Bank: Central Bank of India(CBI)

IFSC Code: CBIN0280301

Branch: Connaught Circus

District: New Delhi

State: Delhi

Address: Central Bank Of India, G2/43 Connaught Circus

Central Bank of India Gurgaon IFSC Code

Bank: Central Bank of India(CBI)

IFSC Code: CBIN0283792

Branch: M G Road

District: Gurgaon

State: Haryana

Address: S.co 22, GF Housing Board, Saraswati Vihar, M G road

Central Bank of India Maharastra IFSC Code

Bank: Central Bank of India(CBI)

IFSC Code: CBIN0282197

Branch: Goregaon

District: Greater Bombay

State: Maharashtra

Address: Uma Smruti, Next To Filmistan Studio, S.V. Road

Central Bank of India West Bengal IFSC Code

Bank: Central Bank of India(CBI)

IFSC Code: CBIN0283097

Branch: Kolkata (South) Regional Office

District: Kolkata

State: West Bengal

Address: 5th Floor, 33 N.S. Road, Kolkata, W.D-700001, Dist-Kolkata

Central Bank of India IFSC Code, MICR Code & Address in India

Central Bank of India was established in 1911 and was started by Sir Sorabji Pochkhanawala. The bank actively promotes the key thrust areas of farming/agriculture, medium, small, and large scale industries. The bank has introduced a number of Self Employment Schemes to promote employment in India.

The Central Bank of India has a widespread presence across all the states and Union territories in India. The bank has nearly 4659 Branches across the country.

How to Get Central Bank of India IFSC Code and MICR Code Online For NEFT, RTGS & IMPS?

Central Bank of India’s IFSC Code is available both online as well as offline. The list of all the Central Bank of India branches is available online by entering the IFSC Code. The simple steps that follow to find Central Bank of India IFSC Code online are listed below:

  • Select the bank branch
  • Enter the Name of the State
  • The District Name
  • You will get the Central Bank of India IFSC Code for that particular branch

It is easier to check the Central Bank of India IFSC Code online on the RBI’s website.  Nevertheless, there is a drop-down menu at the top of this page, select the relevant options and find the IFSC code of the required branch.


Magnetic Ink Character Recognition Technology is the full form or MICR code. This 9 digit code plays an imperative role in monetary transactions. The unique characters that are printed on the bank cheque are distinguished by the MICR code. It allows quick processing of the bank cheque.

You can also find the MICR code online. It helps in finding the bank branch that is participating in the Electronic Clearing System.

How to Get Central Bank of India IFSC Code & MICR Code Offline?

You can find IFSC code on the bank’s cheque book and also on the bank’s passbook, which indicates the IFSC code of your home branch.

Central Bank of India IFSC Code

Details Required To Transfer Funds with Central Bank of India

For online monetary transactions following information is required:

  • Amount to Be Transferred
  • Name of the Recipient/Beneficiary/Payee
  • Recipients Account Number
  • Recipient’s Bank Name
  • Sender to Receiver message, if any

Details Required For Central Bank of India IFSC Code Based Transactions:

  • Account Number
  • Name of the addressee
  • Receiving Bank’s IFSC Code

Details Required For Mobile Money Identifier or MMID Transfers:

It is a 7 digit random number that the Bank issues to its customers upon generation request.  

The bank would require the below-mentioned details:

  • Name of the receiver
  • MMID of the Beneficiary
  • Recipient’s Mobile Number

How To Transfer Funds using Central Bank of India NEFT, RTGS, IMPS Processes?

All the Central Bank of India branches are NEFT and RTGS enabled. The Reserve Bank of India maintains all the funds transferred through NEFT, RTGS, and IMPS.


National Electronic Funds Transfer enables transferring of funds from remitter’s account in one Bank to beneficiary account in the same or another bank branch in India. NEFT can be used by individuals, corporates, and firms to transfer money online from one bank branch. NEFT is available for both savings and current bank accounts. It is suitable for transactions above Rs. 2 lakh.

It operates in batches and the funds are transferred in batches and there are nearly 12 hourly settlements in a day. For transferring funds between two Central bank branches you would need Central Bank of India IFSC code for both the sender and the payee.


The acronym stands for Real-Time Gross Settlement. RTGS involves real-time transferring of funds in the beneficiary’s account.  It is used to transfer large-value funds above Rs.2 lakh. It is one of the fastest and secured methods of online funds transfer through banking channel.  


IMPS is a 24*7instant interbank electronic fund transfer service that enables fund transfer from one account to another via the internet, mobile, and ATM. IMPS is a multidimensional and multichannel platform that transfer funds within a fraction of seconds and also maintains the security.

Sender and Receiver

For mobile banking, the sender and receiver need to generate a unique ‘MMID’. It is a one-time process that is listed below:

  • The remitter or sender transfers money to the beneficiary by using the 7-digit MMID of the payee and the mobile number.

Registration for Remitter:

  • You need to register for the bank’s mobile banking service
  • You will get the MPIN and Mobile Money Identifier (MMID)  from the bank
  • Download the mobile banking application or send the money through SMS if the bank facilitates  IMPS on SMS

Registration for Beneficiary:

  • You need to link your registered mobile number with the Central Bank of India
  • The bank will send you the Mobile Money Identifier (MMID)

Funds Transfer / Remittance:

  • Using Mobile number & MMID (P2P)
  • Using Account number & Central Bank IFS Code or the beneficiary bank’s IFSC code (P2A)
  • Using Aadhaar number (ABRS)

RTGS/ NEFT Settlement Timings and Charges

There is no minimum and maximum limit for individual customers. The limits for NEFT transactions via Internet Banking are specified below. NEFT transactions by cash depositing cash cannot exceed Rs. 50, 000.

Settlement Timings

NEFT Amount (Rs.)

Service Charges (Rs.)

8.00 AM to 7.00 PM

12 batch Settlements Hourly under Deferred Net Settlement

Up to 10,000

2.50 + GST

B/w 10,000 and 1 lakh

5 + GST

B/w 1 and 2 lakh

15 + GST

More than 2 lakh

25 + GST

NEFT transactions can be done 24x7, even via Net-banking. If the money is transferred after 7.00 PM, then it will be rescheduled by RBI and the money will be settled on the next working day.

Central Bank of India IFSC Code - FAQs

Q1. Do I need Central Bank of India IFSC code while transferring funds?

Ans: If you are transferring money from one branch of Central Bank of India to another then you would need Central Bank of India IFSC code.  Basically, you require the IFSC code of the beneficiary branch.

Q2. What is the minimum limit of RTGS transactions through Central Bank of India?

Ans: The minimum limit for RTGS transactions is Rs. 2 lakh from one bank branch to another.

Q3. What is the process to send money through IMPS?

Ans: You would need the MMID of the beneficiary to transfer funds through IMPS. Once you have received that you can initiate IMPS in the following manner:

  • Mobile Banking Applications - You can transfer funds through the mobile banking application. Simply select the IMPS option in the fund's transfer menu and send the money.
  • Internet Banking - Money can also be transferred through IMPS via your bank’s official internet banking website.
  • SMS - Get your MPIN and transfers funds to a beneficiary through SMS.

IMPS transactions also require Central Bank of India IMPS code, if you are transferring funds to any of the branches of Central Bank of India. and the same applies to other banks.

Q4. What are the benefits of NEFT?

Ans: NEFT helps you in transferring money from one bank to another. It is a secure, time-saving, and reliable method of money transfer. While transferring the funds the sender has to furnish the name of the beneficiary, beneficiary’s account details, bank/branch name, and IFSC code of the beneficiary branch. If you are transferring funds to Central Bank of India, then you need to furnish the Central Bank of India branch details.

Q5. What are the benefits of IMPS Funds Transfer?

Ans: The advantages of IMPS transfers are listed below:

  • Instantaneous funds transfer
  • Easy and simple to use
  • Round-the-clock transaction facility
  • Debit and credit confirmations to the payee and the sender
  • Safe, accessible, inexpensive, and fast

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