Bajaj Allianz Goal Assure II

Bajaj Allianz Goal Assure II is a ULIP Plan that combines investment with life insurance protection. It's designed to help you achieve your life goals while providing financial security for your loved ones in case of an unfortunate event.

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    Under sec 80C & 10(10D)^
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    Zero LTCG Tax

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Policies Sold

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What is Bajaj Allianz Goal Assure II?

Bajaj Allianz Life Goal Assure II is an individual Unit Linked Insurance Plan designed to help you achieve your life goals with ease. It offers Loyalty Additions from the 6th Year and Fund Boosters at maturity, ensuring maximum returns on your savings. With protection from day one and returns of mortality charges on Policy maturity, it secures your financial future while you focus on your milestones.

What is the Eligibility Criteria for Bajaj Allianz Goal Assure II Plan?

Criteria  Details
Entry Age  0 year
Maximum Entry Age  60 years
Maximum Age at Maturity 75 years
Policy Term 5 / 10 / 15 / 20 years
Premium Payment Term (PPT)
Premium Paying Term 5 years  5/7/10 years  5/7/10/15 5/7/10/15/20
Policy Term 5 10 15 20
Minimum Premium
(Modal Premium & Topup)

Frequency Yearly  Half Yearly  Quarterly  Monthly  Top-Up
Premium (Rs.) 36,000 18,000 9,000 3,000 5,000
Premium Payment Frequency Yearly, Half-yearly, Quarterly and Monthly
Minimum Sum Assured  7 times Annualized Premium
Minimum & Maximum
Sum Assured on Top Up Premium
1.25 times Top-Up Premium

What are the Benefits of Bajaj Allianz Goal Assure II?

Here are the benefits of Bajaj Allianz Goal Assure II Plan:

  • Get a bonus amount at maturity if your policy term is 10 years or more.

  • If you pay an annual premium of Rs 5 lakhs or more and your policy term is 10 years or more, you'll get loyalty additions.

  • Get back a portion of the mortality charges you paid over the policy term.

  • Choose to receive your death benefit or maturity benefit in instalments over a period of time, with an additional benefit amount.

  • Select the investment strategy that best suits your risk appetite and investment goals.

  • Choice of fifteen(15) funds.

  • Option to reduce the premium.

  • You can decrease your sum assured and change your premium payment term subject to certain conditions.

Invest more and Get more with ULIP Plan Invest more and Get more with ULIP Plan

People also read: Bajaj Allianz ULIP Plan

How Does Bajaj Allianz Goal Assure II Work?

Here's how Bajaj Allianz Goal Assure II works:

  • Premiums paid by the policyholder are invested based on chosen portfolio strategies across various funds.

  • Units are allocated based on the prevailing Unit Price of the funds.

  • Mortality and Policy Administration charges are deducted monthly by cancelling units.

  • Fund Management Charge is adjusted within the Unit Price.

  • Policyholders have the flexibility to select from different portfolio strategies.

  • Regular statements provide transparency on investment performance and charges.

Rider Under the Bajaj Allianz Goal Assure II Plan

Bajaj Allianz Life Linked Accident Protection Rider UIN: 116A055V01

It is an add-on coverage (rider) that you can purchase along with the ULIP plan. It provides financial protection in case of accidents that result in permanent disability or death.

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Exclusions Under the Bajaj Allianz Goal Assure II Plan

  • In case of death of the life assured due to suicide within 12 months from the date of commencement of the Policy or from the date of revival of the policy, whichever is later, the nominee or beneficiary shall be entitled to Fund Value, as available on the date of intimation of death.

  • Any charges other than the Fund Management Charge or Guarantee Charge recovered subsequent to the date of death shall be added to the Fund Value as on the date of intimation of death.

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Additional Plan Details of the Bajaj Allianz Goal Assure II Plan

  1. Termination:

    • All risk cover under the policy will terminate immediately, and the Policy will terminate on payment of the last instalment if the Settlement Option is chosen.

    • The Policy shall automatically and immediately terminate on various events including foreclosure, receipt of intimation of death of the Life Assured (unless Settlement option has been opted for), payment of Discontinuance Value or Surrender Benefit, Maturity Date (unless Settlement Option is chosen), expiry of the Settlement period (if opted), and cancellation of Policy during the Free look period.

  2. Grace Period:

    A grace period of 30 days for yearly, half yearly & quarterly premium payment frequency and 15 days for monthly premium payment frequency is available from the due date of regular premium payment, during which the Policy is considered to be in force without any interruption.

  3. Free Look Period:

    The policyholder has a free look period of fifteen (15) days from the date of receipt of the policy document (30 days for electronic policies and policies obtained through distance mode) to review the terms and conditions of the policy. If the policyholder disagrees with any terms or conditions, they have the option to return the policy to the insurer for cancellation, subject to deductions.

  4. Foreclosure:

    If the Fund Value under any policy after the completion of 3 policy years is lower than one prevailing annualized premium, the policy shall be automatically foreclosed, and any Discontinuance Value/Surrender Benefit shall be available to the Policyholder. The policyholder will be given the option to pay any premiums due or top-up premiums before foreclosure.

FAQ's

  • What are the documents required for Bajaj Allianz Goal Assure II Plan?

    • ID Proof

    • Age Proof

    • Address Proof

    • Recent photograph

  • Is there flexibility available under the Bajaj Allianz Goal Assure II Plan?

    Yes, choose premium amount, payment term, and policy term and switch between funds and make top-up investments.
  • What investment options are there for investors under Selectable Portfolio strategy?

    Within the Bajaj Allianz Life Goal Assure plan, investors can choose from eight funds under the Investor Selectable Portfolio Strategy to align with their risk tolerance. These include Equity Growth Fund II, Accelerator Mid-Cap Fund II, Pure Stock Fund II, Pure Stock Fund, Asset Allocation Fund II, Bluechip Equity Fund, Bond Fund, and Liquid Fund.

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Please note that the quotes shown will be from our partners
*Tax benefit is subject to changes in tax laws
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
~Source - Google Review Rating available on:- http://bit.ly/3J20bXZ

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Bajaj Allianz Goal Assure II Reviews & Ratings

4.5 / 5 (Based on 4 Reviews)
(Showing Newest 4 reviews)
Umakant
Panagarh, August 16, 2016
Ulip Insurance Plan
After a long while, got the insurance policy which i needed. The ulip insurance plan from bajaj life insurance. The policy coverage is high and claims are easy to sanctioned. Service provided by you is superb, the updates of the policy is regularly mailed to me at my email address.
Nakul
Nainital, July 15, 2016
Good
I have ulip plan from bajaj allainz life insurance company limited. The policy is great and it works for me and give me full satisfaction. Policy coverage and claims are good. Claiming is very easy because the service of the staff of the company is awesome.
Ankit
Delhi, February 06, 2016
"Average"
I have life insurance with bajaj. The policy i have is an average one. Low premiums but the paybacks are also less. The policy coverage and claims are ~60-70%. The services provided is slow. Kaam chalau...
Plan Name: Future Gain
Agent Code: BPW01312
Hari
Lucknow, December 20, 2015
First time invested on bajaj allianz ulip plans
I really liked the concept of ulip plans and invested my saving on this. Really appreciated the valuable informations on Policybazaar.and the very cool customer care process. I also find bajaj allianz ulip nav and therefore i have invested on this. Lets hope for the best. If it works i will invest more, this is my first time, But would recommend to all. All the best!
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