HDFC Ergo Two Wheeler Insurance Plans

*Please note that the quotes shown will be from our partners

HDFC ERGO Two Wheeler Insurance Policy

This policy completely covers the two-wheeler at an affordable cost with a number of additional service facilities.

Policy Benefits of Two Wheeler Insurance By HDFC ERGO:

  • Loss Or damage to the vehicle insured: In case of Accident/Burglary/Theft Fire, Explosion, Self Ignition, Lightning Terrorism, Riots, Strikes, rail, air or Earthquake, Flood, Storm, Landslide the car is covered.
  • Liability/Legal liability from Injury/Death/property damage of a third party is covered.
  • Personal Accident Cover: Provides for a mandatory Personal Accident Cover for Owner for an amount of 1 Lacs INR which covers accidental death and permanent total disability.

Policy Details:

  • Coverage for Vehicle depends on the manufacturer’s listed selling price less the depreciation for each year or the IDV (Insured’s declared Value).

HDFC ERGO 2 Wheeler Insurance Premium Details:

The premium depends on:

  • Sum Insured / Insured’s Declared Value (IDV)
  • Type of vehicle
  • Age of the vehicle
  • Place of Registration
  • Fuel type.

Exclusions in HDFC ERGO Bike Insurance:

  • Aging, wear and tear, Mechanical/electrical breakdown.
  • Damage on account of a person driving without a valid license or under the influence of liquor or drugs.
  • Loss/damage due to war, mutiny, nuclear risks or outside India.
  • Damage to tyres and tubes unless the vehicle is damaged during an accident

You can also check insurance for the following bike models: