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Sukanya Samriddhi Yojana (SSY)
IndusInd Bank Sukanya Samriddhi Yojana Calculator
The Sukanya Samriddhi Yojana is a government-backed shceme which was launched to help parents plan the future for their girl children efficiently. The Indusind Bank Sukanya Samriddhi Yojana Calculator is an online tool which helps parents plan their investment in the SSY scheme.
Current interest rate
8.2%
Highest among all small savings schemes
Tax Benefit
₹1.5L
Annual deduction under Section 123 (formerly 80C)
Maturity At
21yrs
Or on her marriage after age 18
Flexible contribution
Start with ₹250 and invest up to ₹1.5L per year.
Sovereign guarantee
Backed by Government of India - zero default risk.
Triple tax benefit
EEE status - exempt on deposit, interest & maturity.
Partial withdrawal
Withdraw up to 50% after age 18 for higher education.
See how much your daughter will receive at maturity
Adjust the sliders to set the investment amount & her age
- ₹250
- ₹1,50,000
Yrs
- Newborn
- 1
- 2
- 3
- 4
- 5
- 6
- 7
- 8
- 9
- 10 Yrs
Yrs
Calculate Now
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Sukanya
Samriddhi Yojana (SSY)
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IndusInd Bank Sukanya Samriddhi Yojana
- IndusInd Bank Sukanya Samriddhi Yojana Calculator
Working Of IndusInd Bank Sukanya Samriddhi Yojana Calculator
The IndusInd Bank Sukanya Samriddhi Yojana calculator works on the Compound Interest formula.
When you enter the details, such as your annual contributions, girl’s age, and the starting year in the IndusInd Bank SSY Calculator, it auto-applies the current SSY interest rate and provides the required output. The calculator works on the following formula:
A = P(1 + r/n)^(nt)
The variables in the SSY calculator formula are defined as follows:
| Variables | Term |
| P | Principal amount |
| n | Number of times the interest compounds in a year |
| A | Amount at maturity |
| r | Rate of return |
| t | Time (number of years) |
Sukanya Samriddhi Yojana Calculator
Latest SSY interest rates: 8.20%
You can invest a maximum amount up to ₹1,50,000
Yearly
- ₹250
- ₹1,50,000
Govt. allows maximum age of enrollment to 10 years
Years
- 1
- 2
- 3
- 4
- 5
- 6
- 7
- 8
- 9
- 10
Investment term is 21 years
Year
Total investment
₹1.5 Lakh
Total interest
₹3.3 Lakh
Maturity year
2047
Maturity value
₹4.8 Lakh
*for market linked plans only
How To Use The IndusInd Bank Sukanya Samriddhi Yojana Calculator?
While the IndusInd Bank does not offer a calculator for the Sukanya Samriddhi Yojana, you can use Policybazaar’s SSY calculator.
- Step 1: Go to Policybazaar’s SSY calculator on this page
- Step 2: Enter your annual investment amount, your daughter’s age and the starting year in the calculator.
- Step 3: The SSY calculator will show your total investment amount, total interest earned, maturity amount and maturity year.
Sukanya Samriddhi Yojana Calculator Example
The Sukanya Samriddhi Yojana calculator example for different investment scenarios is given in the table below:
| Annual Investment (₹) | Total Invested (₹) | Maturity Value (₹) | Wealth Gained (₹) |
| 1,000 | 15,000 | 47,881 | 32,881 |
| 5,000 | 75,000 | 2,39,404 | 1,64,404 |
| 12,000 | 1,80,000 | 5,74,570 | 3,94,570 |
| 25,000 | 3,75,000 | 11,97,020 | 8,22,020 |
| 50,000 | 7,50,000 | 23,94,040 | 16,44,040 |
| 75,000 | 11,25,000 | 35,91,060 | 24,66,060 |
| 1,00,000 | 15,00,000 | 47,88,079 | 32,88,079 |
| 1,50,000 | 22,50,000 | 71,82,119 | 49,32,119 |
Invest More Get More
Invest ₹10K/Month YOU GET ₹1 Crores* For Your Child
Invest ₹8K/Month YOU GET ₹80 Lakhs* For Your Child
Invest ₹5K/Month YOU GET ₹50 Lakhs* For Your Child
Standard T&C Apply *
Sukanya Samriddhi Yojana Overview
An overview of Sukanya Samriddhi Yojana, including eligibility, current interest rate and other key details is given below:
- Eligibility: Girl child below 10 years
- Current interest rate: 8.2% per annum for Quarter 2, 2026-27
- Minimum deposit: ₹250/year
- Maximum deposit: ₹1,50,000/year
- Deposit tenure: 15 years from account opening
- Maturity period: 21 years from account opening
- Partial withdrawal: Up to 50% allowed after the girl turns 18, for education purposes
- Tax benefits: EEE status makes the deposit, interest, and maturity amount tax-free
Banks Offering SSY
SSY Calculators
Indian Overseas Bank Sukanya Samriddhi Yojana
IndusInd Bank Sukanya Samriddhi Yojana
Yes Bank Sukanya Samriddhi Yojana
Bank of India Sukanya Samriddhi Yojana
Kotak Bank Sukanya Samriddhi Account
Andhra Bank Sukanya Samriddhi Account
UCO Bank Sukanya Samriddhi Yojana
IDBI Bank Sukanya Samriddhi Yojana
Expand
Indian Bank- Sukanya Samriddhi Yojana Calculator
Sukanya Samriddhi Yojana- Central Bank of India Calculator
Canara Bank- Sukanya Samriddhi Yojana Calculator
Bank of Maharashtra- Sukanya Yojana Calculator
Sukanya Samriddhi Yojana Calculator Bank of India
Sukanya Samriddhi Yojana Calculator - Union Bank
Sukanya Samriddhi Yojana Calculator-UCO Bank
Sukanya Samriddhi Yojana Calculator - State Bank of India
Expand
Benefits Of Policybazaar’s IndusInd Bank Sukanya Samriddhi Yojana Calculator
The SSY calculator lets you plan your child's future with more clarity. You can get the following benefits by using a Sukanya Samriddhi Yojana Calculator:
- Figure out the amount needed to invest each month in the scheme.
- You get a real-time estimate of your maturity amount, which helps in planning your investments better.
- Knowing what to expect during the investment period ahead of time gives you added confidence.
- You can adjust your investment amount to achieve a specific goal amount.
FAQs
-
Can I use the IndusInd Bank Sukanya Samriddhi Yojana calculator to estimate my maturity amount?
Yes, you can use Policybazaar’s IndusInd Bank Sukanya Samriddhi Yojana calculator to estimate your maturity amount in the SSY scheme. The SSY calculator estimates your maturity amount based on the current SSY interest rate and your annual investment. -
Who can use the Sukanya Samriddhi Yojana Calculator?
Anyone who wants to understand the SSY scheme, including parents/guardians of a girl child, can use the Sukanya Samriddhi Yojana calculator. The tool is free and easy to use. -
Is the IndusInd Sukanya Samriddhi Yojana Calculator free to use?
Yes, you can use Policybazaar’s IndusInd Bank SSY calculator free of cost.
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˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance
plan.
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CARG 8%; ₹50,45,591 @ CAGR 4%
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.