The Impact of Arunachal Pradesh's Vidya Scheme

The Arunachal Pradesh government launched the " Vidya Scheme " in the 2013–14 academic year to encourage female students to continue their education beyond elementary and secondary levels. The program aims to provide a cash incentive to all female students who successfully pass their Class V exams and enroll in Class VI at State Government Schools. Initially, the government allocated ₹5,000 in financial assistance for each student as part of this girl child education plan. However, starting in the 2015–16 academic year, this amount was increased to ₹10,000. The funds are deposited into a fixed deposit account with the State Bank of India (SBI) in the student’s name and will remain there until she completes her twelfth year of schooling.

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The Director of Elementary Education is responsible for granting the Deputy Director of School Education (DDSE) permission to open accounts for each eligible female student in public banks, except in districts where SBI is unavailable. To access the maturity amount, a student must complete Class XII and be at least eighteen years old.

What is the Eligibility Criteria for this Scheme?

To avail the "Vidya Scheme" of the Government of Arunachal Pradesh, the applicant should fulfill the following eligibility:

  • Gender Requirement: The applicant must be female.

  • Educational Qualification: The applicant must have passed Class V and should be admitted to Class VI in a government or government-aided school situated in Arunachal Pradesh. The Class V passing certificate will be valid for this eligibility.

  • Marital Status: The student must not be married while applying. The scheme is expressly designed for unmarried female students.

  • School Enrollment: The student must be a bona fide student of any school in the state of Arunachal Pradesh. This includes both government and government-aided schools.

  • Financial Eligibility: There are no income constraints. All girls, regardless of economic background, can avail themselves of the financial incentive provided by the scheme.

  • Completion and Withdrawal Conditions: Upon maturity, the student must have completed Class XII successfully and must be 18 years old at the time of withdrawal of the financial incentive. These conditions must be met for the final release of funds.

  • Bank Account Requirement: The student must have a savings bank account in the State Bank of India (SBI). If SBI is unavailable in any district, another public sector bank operating in the district would be acceptable, subject to approval from the Director of Elementary Education.

By fulfilling these eligibility criteria, female students will be entitled to benefit from the Vidya Scheme, which aims to reduce dropout rates among girls in schools across Arunachal Pradesh.

Advantages of the Vidya Scheme

Government schemes for girl child provide long-term benefits that not only encourage students to continue their education but also enable them to gather funds, which come in handy once they complete their schooling by providing both educational persistence and financial security. The Vidya Scheme offers an important incentive in terms of money to encourage girls to pursue further education.

  • Financial Assistance: ₹10,000 will be deposited in each eligible female student's name under a fixed deposit scheme in a bank.

  • The term or duration of the deposit will be calculated from the deposit date until approximately the day the female student completes Class XII.

  • Early withdrawal is not permitted.

  • Once Class XII is successfully completed, the scheme becomes advantageous.

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Offline Application Process

The offline application process for these Government schemes for girl child is quite simple and aligns with the student's school life. This ensures seamless verification and an easy application process for the applicant and her family.

  • Girl applicants must contact the school principal to apply for the program.

  • Obtain the application form from the educational institution.

  • Complete the form, attach the required documents, and submit it to the school.

  • The relevant authorities will verify the pre-filled details.

  • After verification, the school will send a combined list of qualified female students and additional information to the Director of Elementary Education.

  • The department will then review and process the submitted applications.

Documents Required 

Documentation ensures that only eligible and deserving candidates get the benefits. All the documents can be prepared beforehand to save time from delays in the application process. Check the list of required documents for the girl child education plan below:

  • Class V Pass Certificate from the relevant school, properly countersigned by the district's DDSE.

  • The female student must affix a recent passport-size photo on the form.

  • Proof of passing Class XII and the DDSE verification report is required to withdraw the maturity amount.

  • Birth Certificate.

  • The active savings account cancelled cheque/passbook for her SBI account.

The Vidya Scheme is a highly appreciable initiative by the Government of Arunachal Pradesh to empower young girls through the required financial resources that will help them complete their education. It helps reduce dropout rates and encourages continued learning among female students across the state. With easy application processes, minimal documentation, and no income restrictions, the Vidya Scheme ensures that every eligible girl finds the scope to fulfill her academic potential and contribute positively to society.

FAQs

  • What is Vidya Scheme? 

    The Vidya Scheme is an initiative that provides financial assistance to female students of Arunachal Pradesh so they can continue their education after passing Class V.
  • Who is eligible for the Vidya Scheme?

    Only those female students can avail of the Vidya Scheme who passed Class V and are studying in Class VI in any government or government-aided school in Arunachal Pradesh.
  • How much financial assistance is provided under the Vidya Scheme?

    The eligible girls are offered a sum of ₹10,000 is kept in a fixed deposit account and the same can only be withdrawn once the girl passes Class XII and turns 18.
  • Are there any income restrictions for enrolling under the Vidya Scheme?

    There are no income-related restrictions for enrolling in the Vidya Scheme to access its benefits.
  • At what point in time are the monies from the Vidya Scheme withdrawable?

    The monies are withdrawable after the girl completes Class XII and attains the age of 18 years.

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#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CARG 8%; ₹50,45,591 @ CAGR 4%
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