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Government Eases Insurance Cover For RuPay Cardholders

The National Payments Corporation of India (NPCI), the apex organization for retail payments, has relaxed the conditions for RuPay classic card users to file a claim under personal accident insurance. As per the new rules, an insurance cover of Rs. 1 lakh is available under personal accident insurance if the cardholder has swiped the card once in 90 days.

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Earlier, the insurance cover was available only if a cardholder had swiped the card once in every 45 days. As per this new rule, the extended insurance period will be applicable on accidents arising on or after 25th November.

As reported by The Economic Times, Mr. A P Hota, MD & CEO of NPCI, said "This extension will provide more flexibility to RuPay Classic card holders including the PMJDY customers who have been brought under the ambit of mainstream banking." 

The government, meanwhile, has launched RuPay cards along with Pradhan Mantri Jan Dhan Yojana (PMJDY). It works in the same manner as credit and debit cards and can be used both online and at ATMs. At present, there are over 220 million RuPay cardholders in India.


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