Elabharthi

Elabharthi is a digital platform developed by the Bihar government to streamline pension and social security payments. Eligible beneficiaries, such as senior citizens, widows, and persons with disabilities, receive payments directly into their bank accounts through its Direct Benefit Transfer (DBT) feature. The platform is a one-stop solution to access your respective pension amount, check its status, without visiting government offices.

Read more
  • Peaceful Post-Retirement Life

  • Tax Free Regular Income

  • Wealth Generation to beat Inflation

  • 4.8++ Rated
  • 12.02 Crore Registered Consumer
  • 51 Partners Insurance Partners
  • 5.9 Crore Policies Sold
We are rated++
rating
12.02 Crore
Registered Consumer
51
Insurance Partners
5.9 Crore
Policies Sold

Start Investing ₹10k/Month & Build a corpus of ₹1 Crore# on Retirement

+91
Secure
We don’t spam
Please wait. We Are Processing..
Your personal information is secure with us
By clicking on ''View Plans'' you, agreed to our Privacy Policy and Terms of use #For a 55 year on investment of 20Lacs #Discount offered by insurance company
Get Updates on WhatsApp

What is Elabharthi?

Elabharthi is an online portal launched by the Government of Bihar to provide citizens with easy access to pension-related services through a digital payment and beneficiary management system. It was developed to address challenges faced by beneficiaries in receiving timely pension disbursements while ensuring transparency by identifying genuine beneficiaries and eliminating ineligible or duplicate records.

Through the E-Labharthi portal, beneficiaries can access details related to old age, widow, and disability pension schemes directly from their mobile phones or computers. The portal offers an Online Payment Status Check Facility, enabling users to track pension payments, verify certificate details, and monitor the overall status of their applications in real time. All beneficiary data is maintained as a digital record, which helps reduce errors, delays, and manual intervention in the payment process.

The primary objective of the portal is to improve awareness of pension schemes and ensure the timely delivery of financial assistance to eligible beneficiaries through a transparent and efficient digital system.

Objective behind E Labharthi Portal

  1. Access to Information

    The primary objective behind the creation of the Elabharthi portal was to grant access to every eligible pensioner to obtain information about different government pension schemes. Earlier, beneficiaries were required to visit government offices to inquire about their pension details. With the launch of Elabharthi, people can now check every detail from the comfort of their homes.

  2. Online Government Services

    To remove barriers faced by the people of Bihar, it became important to provide a unified platform where government services could be accessed online. With this system, citizens are no longer required to visit government offices for their pension-related needs. All benefits are now available digitally through the official website. The portal provides complete information about old-age, disability, and widow pension schemes, making services more transparent and accessible to everyone.

Benefits of E Labharthi Pension Portal

  • Direct Bank Transfers: Pension payments are credited directly to beneficiaries’ bank accounts, ensuring quick and secure payout.
  • Transparency: The portal removes fake beneficiaries and ensures that only eligible applicants receive benefits, promoting transparency in the process.
  • Online Payment Tracking: Users can check the status of their pension payments online at any time, reducing the need to visit government offices.
  • Comprehensive Digital Records: All beneficiary data and payment histories are maintained digitally, minimizing errors and delays in processing.
  • Multiple Schemes Covered: The portal provides details and services for old age, widow, and disability pension schemes, among others.
  • Easy Access: Information about schemes, payment status, and Aadhaar seeding can be accessed conveniently from home via the official website.
  • Support and Grievance Redressal: The portal includes options for beneficiaries to submit grievances and check their status online, improving accountability.

How to Check Your Elabharthi Payment Status?

To check the payment status on the E Labharthi portal, beneficiaries should follow these simple steps:

  • Visit the official E Labharthi website.
  • On the homepage, click on the link labeled 'लाभार्थी पेंशन से सम्बंधित जानकारी के लिए यहाँ क्लिक करे।'
  • A new page will open on your screen. Here, click on the link 'लाभार्थी अपने पेंशन की भुगतान की स्थिति जानने के लिए यहाँ क्लिक करे।'
  • You will be redirected to a page where you need to select your district and block to proceed.
  • Enter your beneficiary ID in the provided field.
  • Click the Show button to view your payment status.

After completing these steps, your current E Labharthi payment status will be displayed on the screen.

How to Check Pension Approval Status?

The E Labharthi portal allows individuals to access all information related to pension schemes, including checking the approval status of their pension applications. Follow these steps to check your pension approval status:

  • Visit the official E Labharthi portal website.
  • On the homepage, click on the link labeled 'लाभार्थी पेंशन से संबंधित जानकारी के लिए यहां क्लिक करें।'
  • A new tab will open displaying further options.
  • In this new tab, click on 'लाभार्थी अपने पेंशन की स्थिति जानने के लिए यहां क्लिक करें।'
  • Another new tab will open. Here, enter the required details such as Beneficiary ID, District, and Block.
  • After filling in the details, click the Show button.
  • Your pension approval status will then be displayed on the screen.

This simple process helps you quickly verify the status of your pension application from the comfort of your home.

E Labharthi KYC

The E Labharthi KYC (Know Your Customer) process is mandatory for all pension beneficiaries under the Bihar government’s social security pension schemes such as old age, widow, and disability pensions. Key points about E Labharthi KYC include:

  • The KYC must be completed annually to continue receiving pension payments. Without valid KYC, beneficiaries may be considered deceased, and their pension disbursal will be stopped.
  • KYC verification is done through physical biometric authentication, usually conducted via door-to-door visits by authorised officials, or at local block offices and Common Service Centers (CSCs).
  • The process involves verifying documents such as Aadhaar card, bank passbook, and biometric verification (fingerprint, iris scan).
  • Beneficiaries can also check their KYC status online at E Labharthi portal.
  • For online KYC, beneficiaries (or CSC operators) may log in to the portal using CSC credentials to complete or verify KYC digitally.
  • The portal remains open year-round to enable KYC updates as required.

Conclusion

The Elabharthi portal is a significant digital initiative by the Bihar government that has transformed the way pension services and pension plans are accessed and managed. By offering a transparent, efficient, and user-friendly digital system, Elabharthi enables eligible beneficiaries to easily access pension plan information, track payments, and complete essential processes such as KYC without visiting government offices. This initiative has not only streamlined pension plan disbursement but has also strengthened accountability, transparency, and inclusivity across the state’s social security programs.

FAQ's

  • Who can use the Elabharthi portal?

    Eligible pensioners of Bihar, including senior citizens, widows, and disabled individuals, can use this portal to access information about their pension schemes and payment status. 
  • What pension schemes are covered under Elabharthi?

    The portal currently covers old age pension, widow pension, and disability pension schemes, with information and payment details accessible online.
  • Can I check my name on Elabharthi portal?

    Yes, beneficiaries can check their name and personal details available on the Elabharthi portal by accessing the beneficiary information section online.
  • Which pension schemes are covered under the Elabharthi portal?

    The portal currently covers old age, widow, and disability pension schemes, allowing beneficiaries to access scheme details and track payments online.

˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance plan.
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Pension Calculator
Pension Calculator
How much do you need to save for retirement?
₹ 20,000
₹ 25,000
₹ 30,000
Monthly Expenses in 2026
Edit Done
Your expense go up every year by
Today 2026 Your expenses today in 2023, at the age of 34 Yrs
Your expenses in 2043, at the age of 55 Yrs
For a monthly pension of ₹77,300
you need to invest
₹14,300/month
Calculated as per past performance of 15%
View Plan Recalculate?

Pension plans articles

Recent Articles
Popular Articles
കേരള പ്രവാസി പെന്ഷന് പദ്ധതി

10 Nov 2025

കേരള സമ്പദ്
Read more
EDLI – Employees' Deposit Linked Insurance Scheme

10 Nov 2025

The EDLI (Employees' Deposit Linked Insurance Scheme) is an
Read more
KSFE Pravasi Chitty

07 Nov 2025

The KSFE Pravasi Chitty is a financial savings scheme launched
Read more
EPFO 7500 Monthly Scheme

31 Oct 2025

The EPFO ₹7,500 Monthly Pension is seeing a growing demand to
Read more
How to Check Your APY Balance

27 Oct 2025

The Atal Pension Yojana (APY) is a government-backed, voluntary
Read more
Is NPS Considered in the New Tax Regime
  • 17 Jul 2025
  • 80318
NPS is considered in the new tax regime, and recent changes announced in the Union Budget 2025 have made it even
Read more
Buy the Annuity Plans of 2026
  • 10 Dec 2015
  • 256588
10 mins read Annuity plans in India are the financial products that provide you with a guaranteed, regular
Read more
Top 15 Pension Plans in India~
  • 14 Feb 2023
  • 128788
List of Top 15 Pension Plans Overview Basis of Selection Wrapping Up View all content List of Top 15
Read more
Sevarth Mahakosh
  • 24 May 2023
  • 158159
The Sevarth Mahakosh Portal is a one-stop digital solution for state government employees and pensioners in
Read more
50K Pension Per Month
  • 15 Jun 2022
  • 77198
How to Get 50k Pension Investment Options Get 50k Pension Through NPS Benefits of Choosing a Pension Plan
Read more

Claude
top
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL