8 Essential Things to Do After Buying a New Bike
Whether you are buying a new premium superbike or a daily commuter, there are a few things or steps that need to be followed. These steps ensure that your bike is legally compliant, financially covered, well-maintained, and safe for rides. Read this page to learn what you must do after buying a new bike.
8 Things to Do After Buying a New Two-Wheeler
Here's a detailed checklist of what you should do after purchasing a new bike in India:
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Complete Bike Registration at the RTO
The very first step after buying a new bike is getting it registered at your local Regional Transport Office (RTO). Without a Registration Certificate (RC), you cannot legally ride your bike on Indian roads. The motorbike dealers usually initiate the registration process, but make sure your details are entered correctly, such as name, engine number, and chassis number.
Once processed, you will receive the RC card or RC smart card of the bike from the RTO, which acts as a legal document proving ownership. Also, you need to apply for a permanent registration number as the dealership only offers a temporary number.
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Buy the Right Bike Insurance Policy
In India, having at least third-party bike insurance is mandatory before you can ride. However, this policy won't be able to cover the various associated risks; hence, it is advised to get comprehensive bike insurance coverage.
If you've bought a high-end or expensive bike, opt for bike insurance add-ons, such as:
- Zero Depreciation Cover
- Engine Protection Cover
- Roadside Assistance Cover
- Personal Accident Cover
- Pillion Rider Cover
Therefore, buying bike insurance with the right set of add-ons helps in covering financial losses, high repair bills, and associated legal liabilities.
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Check and Keep All Bike Documents Handy
Ensure you check and keep all the bike-related documents handy and safe whenever you are taking it for a ride. These include:
- Registration Certificate (RC)
- Two Wheeler Insurance Policy
- PUC (Pollution Under Control) certificate
- Warranty card and extended warranty (if applicable)
- Service book and owner's manual
- Purchase invoice
All these documents are required by the traffic police during checks and also for raising claims, servicing, or resale.
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Invest in Safety and Security Accessories
A new bike deserves protection beyond just having bike insurance coverage. Installing bike insurance anti-theft accessories enhances both your riding experience & security, and lowers the two wheeler insurance premium.
Since bikes, especially premium ones or superbikes, are prime targets for theft, they need an extra layer of protection with the help of installing anti-theft devices.
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Understand the Warranty and Service Schedule
Your new bike comes with a manufacturer's warranty, which is usually 2 to 5 years, depending on the brand. However, some dealers also offer extended warranties by paying a few extra pennies. To know what is covered, always read the warranty booklet carefully.
Additionally, always take your vehicle to authorised service centres for scheduled maintenance for optimal performance.
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Prioritise the First Service and Regular Maintenance
Many bike owners usually skip their first free service, which can turn into a big mistake in future. The initial service plays a vital role, because:
- It includes oil change, filter replacement, and inspection of the engine and brakes.
- Early issues can be detected and fixed at no extra cost
- Additionally, it makes your bike run smoothly and maintains resale value.
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Know the Bike's Condition at Delivery
Before you ride away from the dealership, take detailed photos and videos of your bike. For example, capture the odometer reading (proof of brand-new delivery. Moreover, check the paint finishing, wheels, lights, and accessories.
Documenting these things initially helps in case of warranty claims, accidental damage disputes, or resale negotiations.
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Learn the Claim Process in Advance
Lastly, you should be familiar with the bike insurance claim process. For this, you should be aware of the insurer's helpline number, keep all the required documents handy, know the difference between cashless repairs & reimbursement claim, and the insurer's claim settlement ratio to assess reliability.
FAQs –Things to Do After Buying a New Bike
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Q: What to do after buying a new bike?
Ans: After buying a bike, register it with the RTO, purchase bike insurance online, secure a Pollution Under Control (PUC) certificate when due, and maintain the service schedule. -
Q: Is PDI mandatory for bikes?
Ans: PDI refers to Post-Delivery Inspection. Dealers perform this standard check to ensure the bike is in proper working condition before delivery. It is not mandatory, but recommended by most of the dealerships. -
Q: Is a higher IDV value better?
Ans: Not always. It raises your premium without offering any extra benefit during claims. -
Q: Are PDI charges legal?
Ans: No, dealers cannot charge separately for PDI. It is already included in the bike's ex-showroom price. -
Q: Is PDI done after registration?
Ans: No, PDI is done before registration and delivery, to confirm everything is fine with the bike. -
Q: How long is PUC not required for a new bike?
Ans: A new bike does not require a PUC certificate for the first one year from registration. -
Q: What is the PDI in bike prices?
Ans: PDI (Pre-Delivery Inspection) is a quality check process. These charges are already included in the 'ex-showroom bike price'.
^The buying/renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.
*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.
*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)
#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.
*₹457/- per annum (₹1.3/day) is the price for third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable annually. The list of insurers mentioned is arranged according to alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For the complete list of insurers in India, refer to the Insurance Regulatory and Development Authority of India website: www.irdai.gov.in