Bank Of India ELSS Tax Saver Fund Direct-IDCW

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : -0.32%
NAV: ₹77.98 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of Bank Of India ELSS Tax Saver Fund Direct-IDCW

  • ₹1,366.4 Cr
    AUM
  • ₹77.98
    NAV
  • 1.16%
    Expense Ratio
  • Equity
    Fund Category
As on Thu Nov 05, 2026
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Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
₹ 1,39,328.64
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Bank Of India ELSS Tax Saver Fund Direct-IDCW Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months -0.32% NA 2.82%
6 Months 1.39% NA 12.04%
1 Year 2.80% 2.80% -0.22%
2 Years 0.62% 0.31% 19.10%
3 Years 44.88% 13.15% 18.55%
5 Years 71.70% 11.42% 21.70%
7 Years 229.72% 18.58% NA
10 Years 359.34% 16.47% 14.44%
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As on Thu Nov 05, 2026

Asset Allocation of Bank Of India ELSS Tax Saver Fund Direct-IDCW

equities

84.74%

debt instruments

3.58%

other assets or cash equivalents

11.68%
Large Cap: 59.57%
Mid Cap: 16.58%
Small Cap: 23.85%
Other: 0.00%
Top Holdings
Repo
12.05%
Repo
11.56%
Repo
11.56%
Repo
11.56%
Repo
11.56%
 
Top Sectors
Unspecified
147.39%
Financial
16.08%
Materials
6.09%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
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About Fund

About Bank Of India ELSS Tax Saver Fund Direct-IDCW

Bank Of India ELSS Tax Saver Fund Direct-IDCW is one Equity mutual fund offered by Bank of India Mutual Fund. Launched on 01 Jan 2013, the fund aims Long-term capital growth, investment in equity &equity related securities of companies saving schemes) across market capitalisations. It manages assets worth ₹1,366.4 crore as on Wed Sep 30, 2026. The expense ratio stands at 1.16%.
The portfolio allocation consists of 84.74% in equities, 3.58% in debt instruments, 11.68% in other assets or cash equivalents.Managed by Alok Singh, it has delivered a return of 2.80% in the last year, a total return since inception of 16.52%.
For those looking to take better investment decisions it helps to also review best sip plan that align with financial planning needs.

Read more
  • Alok Singh

    Fund Manager

  • Mr. Singh is a CFA and PGDBA from ICFAI Business School.

    Manager Education

Key Metrics of Bank Of India ELSS Tax Saver Fund Direct-IDCW

  • Standard Deviation
    17.65%
  • Mean
    12.80%
  • Sharpe Ratio
    0.41%
  • Alpha
    1.89%
  • Beta
    1.04%
  • Sortino Ratio
    0.61%

Bank Of India ELSS Tax Saver Fund Direct-IDCW Fund Details

Fund Names Bank Of India ELSS Tax Saver Fund Direct-IDCW
Inception Date 01 Jan 2013
Lock In 1095
 
Risk Principal at very high risk
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

Compare Mutual Funds
Bank Of India ELSS Tax Saver Fund Direct-IDCW Fund Returns Comparison

Compare Bank Of India ELSS Tax Saver Fund Direct-IDCW with other mutual funds in the same category

Bank Of India ELSS Tax Saver Fund Direct-IDCW

Motilal Oswal ELSS Tax Saver Fund Direct-Growth

Motilal Oswal ELSS Tax Saver Fund Direct-IDCW

Compare more funds

Start An Sip Today Watch Your Money Grow

Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
Motilal Oswal ELSS Tax Saver Fund Direct-Growth trend ₹4,890 0.06% -1.47% 6.71% 20.53% 16.25%
Motilal Oswal ELSS Tax Saver Fund Direct-IDCW trend ₹4,890 0.06% -1.47% 6.71% 20.53% 16.25%
Motilal Oswal ELSS Tax Saver Fund Regular-Growth trend ₹4,890 -0.04% -1.75% 5.48% 19.12% 14.87%
Motilal Oswal ELSS Tax Saver Fund Regular-IDCW trend ₹4,890 -0.04% -1.75% 5.48% 19.12% 14.87%
Quant ELSS Tax Saver Fund Direct-Growth trend ₹13,103 3.81% 0.30% 10.29% 15.90% 14.62%
Quant ELSS Tax Saver Fund Direct-IDCW trend ₹13,103 3.81% 0.30% 10.29% 15.90% 14.62%
SBI Long Term Advantage Fund Series V Direct-Growth trend ₹366 2.14% -2.99% 0.82% 20.94% 14.13%
SBI Long Term Advantage Fund Series V Direct-IDCW trend ₹366 2.14% -2.99% 0.82% 20.94% 14.13%
Sundaram Long Term Tax Advantage Fund Series Iii Direct-Growth trend ₹34 -3.01% -8.29% 0.76% 10.20% 14.12%
Sundaram Long Term Tax Advantage Fund Series Iii Direct-IDCW trend ₹34 -3.01% -8.29% 0.76% 10.20% 14.12%
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increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from Bank of India Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
Bank Of India ELSS Tax Saver Fund Regular-Growth increase ₹1,366 3.23% -0.55% 0.84% 1.61% 11.88%
Bank Of India ELSS Tax Saver Direct-Growth increase ₹1,366 3.33% -0.32% 1.39% 2.80% 13.15%
Bank Of India ELSS Tax Saver Fund Regular-IDCW increase ₹1,366 3.23% -0.55% 0.84% 1.61% 11.88%
Bank Of India Midcap Tax Fund Series 1 Regular-Growth increase ₹65 0.94% 0.17% 6.02% 7.16% 14.98%
Bank Of India Midcap Tax Fund Series 1 Direct-Growth increase ₹65 0.97% 0.26% 6.19% 7.47% 15.31%
Bank Of India Midcap Tax Fund Series 1 Regular-IDCW increase ₹65 0.94% 0.17% 6.02% 7.16% 14.98%
Bank Of India Midcap Tax Fund Series 1 Direct-IDCW increase ₹65 0.97% 0.26% 6.19% 7.47% 15.31%
Bank Of India Midcap Tax Fund Series 2 Regular-Growth increase ₹32 1.49% 0.52% 5.95% 3.40% 13.93%
Bank Of India Midcap Tax Fund Series 2 Direct-Growth increase ₹32 1.52% 0.58% 6.10% 3.64% 14.19%
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increase growth is based on 1-month returns of the funds

Bank Of India ELSS Tax Saver Fund Direct-IDCW Calculator

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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
Axis ELSS - Tax Saver Direct-Growth trend ₹30,269 ₹112.77 12.34% 6.22% 12.69%
Axis ELSS - Tax Saver Fund-Growth trend ₹30,269 ₹98.92 11.52% 5.42% 11.73%
Axis ELSS - Tax Saver Direct-IDCW trend ₹30,269 ₹52.18 12.34% 6.22% 12.69%
Axis ELSS - Tax Saver Fund-IDCW trend ₹30,269 ₹24.22 11.52% 5.42% 11.73%
SBI ELSS Tax Saver Fund Direct-Growth trend ₹30,027 ₹467.20 14.66% 14.03% 14.58%
SBI ELSS Tax Saver Fund Regular-Growth trend ₹30,027 ₹428.81 13.91% 13.29% 13.84%
SBI ELSS Tax Saver Fund Direct Plan-IDCW trend ₹30,027 ₹115.72 14.66% 14.03% 14.58%
SBI ELSS Tax Saver Fund Regular-IDCW trend ₹30,027 ₹86.94 13.91% 13.29% 13.84%
Mirae Asset ELSS Tax Saver Fund Direct-Growth trend ₹24,625 ₹56.97 13.56% 10.37% 16.66%
Mirae Asset ELSS Tax Saver Fund Regular-Growth trend ₹24,625 ₹49.73 12.47% 9.24% 15.23%
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Top funds are based on Fund AUM

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Bank Of India ELSS Tax Saver Fund Direct-IDCW Detailed Portfolio

Stocks Sector % of Holding Value
RepoUnspecified12.05%₹166.78 Cr
RepoUnspecified11.56%₹163.56 Cr
RepoUnspecified11.56%₹163.56 Cr
RepoUnspecified11.56%₹163.56 Cr
RepoUnspecified11.56%₹163.56 Cr
RepoUnspecified11.56%₹163.56 Cr
RepoUnspecified9.03%₹123.37 Cr
RepoUnspecified9.03%₹123.37 Cr
RepoUnspecified9.03%₹123.37 Cr
RepoUnspecified9.03%₹123.37 Cr
Net ReceivablesUnspecified7.62%₹104.70 Cr
RepoUnspecified6.78%₹95.30 Cr
RepoUnspecified6.78%₹95.30 Cr
RepoUnspecified6.78%₹95.30 Cr
RepoUnspecified6.78%₹95.30 Cr
RepoUnspecified6.68%₹94.35 Cr
Vedanta LtdMaterials6.09%₹85.34 Cr
State Bank Of IndiaFinancial5.36%₹75.79 Cr
State Bank Of IndiaFinancial5.36%₹75.79 Cr
State Bank Of IndiaFinancial5.36%₹75.79 Cr
View More

Top Equity Funds

Fund Names NAV 3Yr 5Yr 52 weeks high
Motilal Oswal ELSS Tax Saver Fund Direct-Growth increase ₹63.92 20.53% 16.25% -
Motilal Oswal ELSS Tax Saver Fund Direct-IDCW increase ₹39.52 20.53% 16.25% -
Motilal Oswal ELSS Tax Saver Fund Regular-Growth increase ₹54.96 19.12% 14.87% -
Motilal Oswal ELSS Tax Saver Fund Regular-IDCW increase ₹30.33 19.12% 14.87% -
Quant ELSS Tax Saver Fund Direct-Growth increase ₹468.10 15.90% 14.62% -
Quant ELSS Tax Saver Fund Direct-IDCW increase ₹62.40 15.90% 14.62% -
SBI Long Term Advantage Fund Series V Direct-Growth increase ₹33.15 20.94% 14.13% -
SBI Long Term Advantage Fund Series V Direct-IDCW increase ₹33.15 20.94% 14.13% -
Sundaram Long Term Tax Advantage Fund Series Iii Direct-Growth increase ₹30.49 10.20% 14.12% -
Sundaram Long Term Tax Advantage Fund Series Iii Direct-IDCW increase ₹29.03 10.20% 14.12% -
View More
increase growth is based on 5Y returns of the funds

Frequently Asked Questions

Bank Of India ELSS Tax Saver Fund Direct-IDCW

What is the current AUM of Bank Of India ELSS Tax Saver Fund Direct-IDCW?

As of Wed Sep 30, 2026, Bank Of India ELSS Tax Saver Fund Direct-IDCW manages assets worth ₹1,366.4 crore

How has Bank Of India ELSS Tax Saver Fund Direct-IDCW performed recently?

  • 3 Months: -0.32%
  • 6 Months: 1.39%

What is the long-term performance of Bank Of India ELSS Tax Saver Fund Direct-IDCW?

  • 3 Years CAGR: 13.15%
  • 5 Years CAGR: 11.42%
  • Since Inception: 16.52%

What is the portfolio composition of Bank Of India ELSS Tax Saver Fund Direct-IDCW?

Equity: 84.74%, Debt: 3.58%, Others: 11.68%.

Who manages Bank Of India ELSS Tax Saver Fund Direct-IDCW?

Bank Of India ELSS Tax Saver Fund Direct-IDCW is managed by Alok Singh from Bank of India Mutual Fund.

What is the market-cap allocation of Bank Of India ELSS Tax Saver Fund Direct-IDCW?

Large Cap: 59.57%, Mid Cap: 16.58%, Small Cap: 23.85%.

Which are the top companies Bank Of India ELSS Tax Saver Fund Direct-IDCW has invested in?

  • Repo – 12.05% of the fund's portfolio
  • Repo – 11.56% of the fund's portfolio
  • Repo – 11.56% of the fund's portfolio
  • Repo – 11.56% of the fund's portfolio
  • Repo – 11.56% of the fund's portfolio

Which are the major sectors Bank Of India ELSS Tax Saver Fund Direct-IDCW focuses on?

  • Unspecified – 147.39% of the fund's portfolio
  • Financial – 16.08% of the fund's portfolio
  • Materials – 6.09% of the fund's portfolio
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