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Fund Overview of UTI Gilt Fund Direct-Growth
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₹423.4 CrAUM
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₹68.54NAV
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0.69%Expense Ratio
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DebtFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
UTI Gilt Fund Direct-Growth Return Comparison
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 2.04% | NA | -2.45% |
| 6 Months | 3.36% | NA | 2.39% |
| 1 Year | 6.45% | 6.45% | 5.41% |
| 2 Years | 12.12% | 5.89% | 7.58% |
| 3 Years | 22.65% | 7.04% | 7.36% |
| 5 Years | 33.60% | 5.96% | 5.98% |
| 7 Years | 52.02% | 6.17% | NA |
| 10 Years | 99.08% | 7.13% | 7.76% |
Asset Allocation of UTI Gilt Fund Direct-Growth
debt instruments
85.09%other assets or cash equivalents
14.91%UTI Gilt Fund Direct-Growth is one Debt mutual fund offered by UTI Mutual Fund. Launched on 01 Jan 2013, the fund aims Credit risk free return over the medium to long term. Investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government. It manages assets worth ₹423.4 crore as on Tue Jun 30, 2026. The expense ratio stands at 0.69%. Fund Manager Manager EducationAbout UTI Gilt Fund Direct-Growth
The portfolio allocation consists of 85.09% in debt instruments, 14.91% in other assets or cash equivalents.Managed by Pankaj Pathak, it has delivered a return of 6.45% in the last year, a total return since inception of 8.03%.
Investors frequently consider different best sip to strengthen goal-based investment portfolios.
Key Metrics of UTI Gilt Fund Direct-Growth
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Standard Deviation3.14%
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Mean6.84%
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Sharpe Ratio0.35%
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Sortino Ratio0.43%
UTI Gilt Fund Direct-Growth Fund Details
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Compare UTI Gilt Fund Direct-Growth with other mutual funds in the same category
UTI Gilt Fund Direct-Growth
ICICI Prudential Gilt Fund Direct Plan-Growth
ICICI Prudential Gilt Fund Direct Plan-IDCW Half Yearly
Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
ICICI Prudential Gilt Fund Direct Plan-Growth  |
₹8,785 | 0.56% | 4.22% | 6.31% | 7.62% | 7.11% |
| ICICI Prudential Gilt Fund Direct Plan-IDCW Half Yearly |
₹8,785 | 0.56% | 4.22% | 6.31% | 7.62% | 7.11% |
| ICICI Prudential Gilt Fund-Growth |
₹8,785 | 0.51% | 4.09% | 5.75% | 7.07% | 6.53% |
| ICICI Prudential Gilt Fund-IDCW Half Yearly |
₹8,785 | 0.51% | 4.09% | 5.75% | 7.07% | 6.53% |
Bandhan Gilt Fund Direct-Growth  |
₹1,892 | -0.01% | 3.76% | 8.80% | 8.18% | 6.53% |
| Bandhan Gilt Fund Direct-IDCW |
₹1,892 | -0.01% | 3.76% | 8.80% | 8.18% | 6.53% |
| Bandhan Gilt Fund Direct-IDCW Half Yearly |
₹1,892 | -0.01% | 3.76% | 8.80% | 8.18% | 6.53% |
| Bandhan Gilt Fund Direct-IDCW Periodic |
₹1,892 | -0.01% | 3.76% | 8.80% | 8.18% | 6.53% |
| Bandhan Gilt Fund Direct-IDCW Quarterly |
₹1,892 | -0.01% | 3.76% | 8.80% | 8.18% | 6.53% |
| Bandhan Gilt Fund Direct-IDCW Yearly |
₹1,892 | -0.01% | 3.76% | 8.80% | 8.18% | 6.53% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from UTI Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
|
UTI Gilt Fund Regular Plan-Growth
|
₹423 | 0.30% | 1.96% | 3.18% | 6.08% | 6.73% |
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UTI Gilt Fund Regular Plan-IDCW
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₹423 | 0.30% | 1.96% | 3.18% | 6.08% | 6.73% |
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UTI Gilt Fund Direct-IDCW
|
₹423 | 0.33% | 2.04% | 3.36% | 6.45% | 7.04% |
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UTI Nifty 5 Yr Benchmark G-sec ETF-Growth
|
₹26 | 0.37% | 3.43% | 3.06% | 5.96% | - |
growth is based on 1-month returns of the fundsUTI Gilt Fund Direct-Growth Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| ICICI Prudential Gilt Fund Direct Plan-Growth |
₹8,785 | ₹117.72 | 7.62% | 7.11% | 7.71% |
| ICICI Prudential Gilt Fund-Growth |
₹8,785 | ₹108.62 | 7.07% | 6.53% | 7.13% |
| ICICI Prudential Gilt Fund Direct Plan-IDCW Half Yearly |
₹8,785 | ₹18.79 | 7.62% | 7.11% | 7.71% |
| ICICI Prudential Gilt Fund-IDCW Half Yearly |
₹8,785 | ₹17.79 | 7.07% | 6.53% | 7.13% |
| SBI Gilt Fund Regular-Growth |
₹8,455 | ₹68.45 | 6.37% | 5.96% | 7.11% |
| SBI Gilt Fund Direct-Growth |
₹8,455 | ₹72.90 | 6.88% | 6.47% | 7.64% |
| SBI Gilt Fund Direct-IDCW Quarterly |
₹8,455 | ₹23.27 | 6.88% | 6.47% | 7.64% |
| SBI Gilt Fund Regular-IDCW Quarterly |
₹8,455 | ₹21.05 | 6.37% | 5.96% | 7.11% |
| Nippon India ETF Nifty 8-13 Yr G-sec Long Term Gilt-IDCW |
₹2,466 | ₹29.96 | 7.36% | 5.83% | 6.50% |
| Kotak Gilt Investment Pf & Trust Direct-Growth |
₹2,257 | ₹114.68 | 6.21% | 5.82% | 7.09% |
UTI Gilt Fund Direct-Growth Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Government Of India 34587 Goi 18ju31 7.02 Fv Rs 100 | Entities | 46.98% | ₹256.13 Cr |
| Government Of India 34587 Goi 18ju31 7.02 Fv Rs 100 | Entities | 45.36% | ₹241.67 Cr |
| Government Of India 34587 Goi 18ju31 7.02 Fv Rs 100 | Entities | 46.20% | ₹240.19 Cr |
| Government Of India 34238 Goi 22ap64 7.34 Fv Rs 100 | Entities | 35.17% | ₹216.23 Cr |
| Government Of India 34587 Goi 18ju31 7.02 Fv Rs 100 | Entities | 36.69% | ₹205.75 Cr |
| Government Of India 35943 Goi 05my35 6.33 Fv Rs 100 | Entities | 34.91% | ₹197.16 Cr |
| Government Of India 35943 Goi 05my35 6.33 Fv Rs 100 | Entities | 34.91% | ₹197.16 Cr |
| Government Of India 35943 Goi 05my35 6.33 Fv Rs 100 | Entities | 34.72% | ₹196.58 Cr |
| Government Of India 35943 Goi 05my35 6.33 Fv Rs 100 | Entities | - | — |
| Government Of India 37011 364 Days Tbill 28jn27 Fv Rs 100 | Financial | 35.20% | ₹190.99 Cr |
| Government Of India 36574 Goi 06ot35 6.48 Fv Rs 100 | Entities | 33.15% | ₹172.33 Cr |
| Government Of India 37177 364 Days Tbill 04mr27 Fv Rs 100 | Financial | 37.94% | ₹160.67 Cr |
| Government Of India 37177 364 Days Tbill 04mr27 Fv Rs 100 | Financial | 37.94% | ₹160.67 Cr |
| Government Of India 37177 364 Days Tbill 04mr27 Fv Rs 100 | Financial | 37.94% | ₹160.67 Cr |
| Government Of India 37177 364 Days Tbill 04mr27 Fv Rs 100 | Financial | 29.34% | ₹159.49 Cr |
| Government Of India 37177 364 Days Tbill 04mr27 Fv Rs 100 | Financial | 29.02% | ₹159.14 Cr |
| Government Of India 34208 Goi 08ap34 7.1 Fv Rs 100 | Entities | 21.19% | ₹130.28 Cr |
| Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100 | Entities | 17.51% | ₹107.65 Cr |
| Government Of India 36320 Goi 18ag55 7.24 Fv Rs 100 | Entities | 19.47% | ₹103.72 Cr |
| Net Current Assets | Unspecified | 18.24% | ₹103.29 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| ICICI Prudential Gilt Fund Direct Plan-Growth |
₹117.72 | 7.62% | 7.11% | - |
| ICICI Prudential Gilt Fund Direct Plan-IDCW Half Yearly |
₹18.79 | 7.62% | 7.11% | - |
| ICICI Prudential Gilt Fund-Growth |
₹108.62 | 7.07% | 6.53% | - |
| ICICI Prudential Gilt Fund-IDCW Half Yearly |
₹17.79 | 7.07% | 6.53% | - |
| Bandhan Gilt Fund Direct-Growth |
₹40.83 | 8.18% | 6.53% | - |
| Bandhan Gilt Fund Direct-IDCW |
₹15.74 | 8.18% | 6.53% | - |
| Bandhan Gilt Fund Direct-IDCW Half Yearly |
₹12.70 | 8.18% | 6.53% | - |
| Bandhan Gilt Fund Direct-IDCW Periodic |
₹19.32 | 8.18% | 6.53% | - |
| Bandhan Gilt Fund Direct-IDCW Quarterly |
₹11.68 | 8.18% | 6.53% | - |
| Bandhan Gilt Fund Direct-IDCW Yearly |
₹12.71 | 8.18% | 6.53% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
UTI Gilt Fund Direct-Growth
What is the current AUM of UTI Gilt Fund Direct-Growth?
As of Tue Jun 30, 2026, UTI Gilt Fund Direct-Growth manages assets worth ₹423.4 crore
How has UTI Gilt Fund Direct-Growth performed recently?
- 3 Months: 2.04%
- 6 Months: 3.36%
What is the long-term performance of UTI Gilt Fund Direct-Growth?
- 3 Years CAGR: 7.04%
- 5 Years CAGR: 5.96%
- Since Inception: 8.03%
What is the portfolio composition of UTI Gilt Fund Direct-Growth?
Debt: 85.09%, Others: 14.91%.
Who manages UTI Gilt Fund Direct-Growth?
UTI Gilt Fund Direct-Growth is managed by Pankaj Pathak from UTI Mutual Fund.
Which are the top companies UTI Gilt Fund Direct-Growth has invested in?
- GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 – 46.98% of the fund's portfolio
- GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 – 45.36% of the fund's portfolio
- GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 – 46.20% of the fund's portfolio
- GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100 – 35.17% of the fund's portfolio
- GOVERNMENT OF INDIA 34587 GOI 18JU31 7.02 FV RS 100 – 36.69% of the fund's portfolio
Which are the major sectors UTI Gilt Fund Direct-Growth focuses on?
- Entities – 407.25% of the fund's portfolio
- Financial – 207.40% of the fund's portfolio
- Unspecified – 18.24% of the fund's portfolio
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