IRDAI Certified Pramerica Life Insurance Company in Kerala Ernakulam

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12.02 Crore Registered Consumer
5.9 Crore Policies Sold
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Choosing the right insurance plan becomes easy when you have a certified and reliable expert by your side. Our IRDAI-certified Pramerica Life Insurance agents in Kerala,Ernakulam help you understand, compare, and buy the best policies without any confusion or pressure.

Certified Professionals Who Truly Understand Insurance

When you work with our IRDAI-certified agents, you're not just getting guidance—you're getting expert advice backed by real insurance knowledge. Every agent stays updated with policy changes, new regulations, and premium trends. This ensures you receive accurate suggestions whether you're exploring term insurance, life insurance, or planning to check your premium through tools like the term insurance calculator, LIC calculator, Life Insurance Calculator, etc.

And beyond all of this, you're building a lifelong relationship with us—we take care of every insurance need, from choosing the perfect plan to supporting you through the claim process, ensuring you're never alone at any step.

Insurance Simplified and Tailored to Your Needs

We know insurance can feel complicated. That's why our experts make it easy. They understand your goals—whether it's securing your family with a 1 crore term insurance plan, saving on taxes, or building long-term wealth—before recommending the right options.

No misleading jargon

No upselling

Just the right policies designed around your life, your budget, and your priorities.

We are your Support System During Claims

The true value of an insurance agent is seen during claim settlement. Our Pramerica Life Insurance agents in Kerala,Ernakulam don't just help you buy a policy—they stand with you when it matters. From the documentation process to ground follow-ups, they ensure your insurance claim is processed smoothly and quickly, so you get the support you deserve. You get a hassle free process with Policybazaar.

Perfect for Anyone Looking to Secure Their Future

Whether you are:

  • A salaried professional looking for tax-saving term insurance
  • A parent securing long-term family protection
  • A self-employed individual wanting stable financial backup
  • A first-time buyer confused between life insurance options

Save Time, Effort & Stress

From paperwork and documentation to policy comparisons and renewals—our team handles everything.

You focus on your personal and financial goals, while we ensure you stay fully protected with the right life insurance or term insurance plan.

certified_advisors

Pramerica Life Insurance Term Insurance Agents in Kerala/Ernakulam

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Showing 6 plans

HDFC_Life
HDFC_Life
Click 2 Protect Supreme
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Life Cover₹1 Crore
Cover till age5 yrsMax Limit : 85 yrs
Claim Settled99.7%
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ICICI
ICICI
iProtect Smart Plus
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Life Cover₹1 Crore
Cover till age5 yrsMax Limit : 99 yrs
Claim Settled99.3%
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SBI
SBI
Smart Shield Plus
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Life Cover₹1 Crore
Cover till age5 yrsMax Limit : 79 yrs
Claim Settled99.4%
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Go_Digit
Go_Digit
Digit Glow Plus
Starting from
Life Cover₹1 Crore
Cover till age5 yrsMax Limit : 85 yrs
Claim Settled99.53%
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kotak
kotak
Kotak e-Term
Starting from
Life Cover₹1 Crore
Cover till age5 yrsMax Limit : 85 yrs
Claim Settled98.61%
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Edelweiss_Life
Edelweiss_Life
Zindagi Protect Plus
Starting from
Life Cover₹1 Crore
Cover till age5 yrsMax Limit : 100 yrs
Claim Settled99.23%
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Different types of Plans

You can go through the following plans before choosing the best term insurance plan for yourself.


Choose Term Insurance Plan as per you need

Plans starting from @ ₹473/Month*
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1 Crore Term Insurance
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2 Crore Term Insurance
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4 Crore Term Insurance
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5 Crore Term Insurance
Term Insurance
6 Crore Term Insurance
Term Insurance
7 Crore Term Insurance
Term Insurance
7.5 Crore Term Insurance
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8 Crore Term Insurance
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9 Crore Term Insurance
Term Insurance
15 Crore Term Insurance
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20 Crore Term Insurance
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25 Crore Term Insurance
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30 Crore Term Insurance
Term Insurance
15 Lakh Term Insurance
Term Insurance
60 Lakh Term Insurance
Reviews & Rating
5 / 5
What our customers had to say about our term insurance plans:
N
Nikhil
Ernakulam, February 19, 2025

Simple Yet Strong Protection

"I love the simplicity of this plan. It provides strong protection, ensuring my family is financially stable no matter what."

I
Ishwari
Ernakulam, February 19, 2025

Offers longterm coverage at an affordable rate

"The policy I chose offers longterm coverage and the rate is very affordable for the protection it provides."

M
Manik
Ernakulam, February 07, 2025

Peace of mind for my family

"Purchasing term insurance has given me peace of mind knowing that my family will be financially protected in my absence."

P
Pransh
Ernakulam, February 03, 2025

Highly beneficial for families with dependents

"Anyone with dependents should consider this term insurance plan for financial stability"

S R
Sarbjeet
Ernakulam, January 09, 2025

Provides reassurance for single income families

"This term insurance brings immense relief to my single income family knowing their future is protected."

SA
Sony
Ernakulam, January 03, 2025

iProtect Smart Revised Lumpsum Policy Number: K3216479

"Good day,I refer to ICICI Pru iProtect Smart  Policy Number: K3216479  against which Premium of INR 2,213 paid on 13 Dec 2024.Your office (Policy Baazar) recommended ICICI Pru iProtect Smart after paying the Premium of INR 2,213 (paid on 13 Dec 2024) and thereafter undergoing medical tests; note that ICICI Pru has issued a counter offer through your (Policy Bazar) mobile application.I hereby protest for the huge hike of 43% in premium after the medical tests and hereby request cancellation of my term insurance policy (ICICI Pru iProtect Smart  Policy Number: K3216479 ).Please process my cancellation request and refund the premium paid at the earliest.Thank you for your prompt attention to this matter.Best Regard"

Claude
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