Axis Bank Savings Account

Axis Bank Saving Account Interest Rate 2025

*Interest rates as of April 2025

Key Features of Axis Bank Savings Accounts

Below are the features of Axis Bank Savings Accounts:

• Secure and reliable way to safeguard your money.

• Multiple account options to suit different customer profiles, including women, seniors, children, and professionals.

• Access to over 11,500 ATMs and 2,300 branches across India.

• Digital banking facilities: Net Banking, Mobile Banking, and Phone Banking for 24/7 access.

• Special offers and discounts on shopping, travel, and entertainment.

• Complimentary debit cards, cheque books, and higher transaction limits with select accounts.

• Minimum balance requirements are often waived if linked with a fixed deposit or recurring deposit for at least a year.

Eligibility Criteria for Axis Bank Savings Accounts

Below is the eligibility criteria for Axis Bank Savings Account:

• Indian citizens and Hindu Undivided Families (HUFs) are eligible.

• Applicants must be 18 years or older (except for minor accounts).

• All KYC documents, address proof, and the account opening form must be submitted.

• For Basic Savings Account, the applicant must not hold any other Axis Bank savings account.

Documents Required for Axis Bank Savings Accounts

• Two recent passport-size photographs.

• Duly filled account opening form.

• PAN card copy or Form 60.

• KYC documents: Proof of identity (Aadhaar, Passport, Voter ID, etc.) and proof of address (utility bill, Aadhaar, etc.).

• Proof of date of birth for minors/senior citizens.

• For joint accounts, documents for all applicants and proof of relationship.

Axis Bank Savings Account Opening Procedure

• Compare account types and apply online via the Axis Bank portal.

• Fill in personal details: name, contact, address, preferred branch, and type of account.

• Upload or submit required documents.

• Complete verification (may include video KYC for digital accounts).

• Receive a welcome kit and a debit card upon account activation.

Types of Axis Bank Savings Accounts

Axis Bank offers a variety of savings accounts, each with unique features:

Digital Savings Accounts

Axis Bank also offers digital variants like ASAP, Liberty, Prestige, and Burgundy Digital Savings Accounts, featuring instant account opening, virtual debit cards, and exclusive cashback/reward programs.

Axis Bank Savings Account Charges*

*Charges as of April 2025. The charges and fees vary depending on the type of the Savings Account and debit/credit card.

Why Choose Axis Bank for Your Savings Account?

• Wide range of account choices for every customer segment.

• Attractive interest rates and frequent promotional offers.

• Extensive branch and ATM network for easy access.

• Robust digital banking platform for seamless transactions.

• Dedicated accounts for women, children, and senior citizens.

• Flexible minimum balance requirements and zero balance options.