Indian Bank Saving Account

What is the Indian Bank Saving Account

Indian Bank, being a major public sector bank in India, provides a broad range of savings accounts with a range of features to suit diverse needs, including simple no-frills accounts and high-end accounts with added value. The savings account is a safe and convenient banking option.

Types of Indian Bank Savings Accounts

Below are some of he best Indian Bank Savings Accounts with their features and benefits:

• Indian Bank Smart Kid Account: This account can be opened for minors from one day up to 18 years of age. The minimum monthly average balance requirement for this account is Rs. 100 for a non-chequebook account and Rs. 250 for an account with a chequebook facility.
• Indian Bank Kishore Savings Account: This account is specifically for minors between the ages of 10 and 18 years who can operate the account themselves. The account has a zero minimum balance requirement with a maximum balance cap of Rs. 2,00,000.
• Indian Bank SB Platinum Savings Account: This account is a premium product for high-net-worth individuals (HNIs) and corporate executives. The minimum average monthly balance requirement is Rs. 7,50,000 for individuals and Rs. 10,00,000 for non-individuals. A significant feature of this account is the auto-sweep facility. Any balance above a certain threshold (e.g., Rs. 50,000) is automatically transferred to a term deposit to earn a higher interest rate, while maintaining liquidity.
• IB Mahila Shakti for Women: This account is exclusively for women aged 18 years and above. The average monthly minimum balance requirement is Rs. 1,000. The account provides concessions on locker rentals and concessional rates on certain loans, not just on Demand Drafts. The account has both a salary and a non-salary variant to cater to your different needs.

Indian Bank Balance Check Number (Savings Account)

Here are the different Indian Bank Balance Check Numbers, check for the way that you feel comfortable in -

Indian Bank Balance Enquiry Number 

All savings account holders of Indian Bank can contact and check their balances through the given toll-free number below: 

• 1800-425-00000

Indian Bank Balance via Missed Call

From your registered mobile number, give a missed call on the given number below for the Indian Bank Savings account balance check, and then you will receive the information via SMS:

• 096776 33000

Indian Bank Balance Check via SMS

No need to talk on the phone or visit the Indian Bank branch, just type this in the same format:

• BALAVL <A/c no><MPIN> to 94443-94443

Indian Bank Balance Check via WhatsApp

You can easily check through the WhatsApp banking by sending “Hi” from your registered number to the given number below: 

• +91 87544 24242

Indian Bank Balance Check Through Net Banking

The steps to check your Indian Bank account balance through net banking:

• Step 1: Go to the official Indian Bank net banking portal.
• Step 2: Click on 'LOGIN for NET BANKING'.
• Step 3: Enter your User ID and then your password on the subsequent page, and complete the image or audio CAPTCHA to proceed.
• Step 4: After successfully logging in, you'll be taken to your dashboard or the main menu. Here, you'll find an overview of your accounts. 
• Click on Accounts: To see your balance, you need to navigate to the 'Accounts' or 'View Account Details' section. The available balance is displayed there.

Indian Bank Balance Check Through IndOASIS App

You need to follow the steps for the Indian Bank balance check via the IndOASIS App:

• Open the IndOASIS App: Launch the app on your smartphone.
• Log In: Enter your User ID and MPIN to log in or use biometric login 
• Navigate to My Accounts: Once you've logged in, you will be taken to the app's dashboard. On this screen, look for the 'My Accounts' or a similar section.
• View Your Balance: Within the 'My Accounts' section, you will see a list of all your linked Indian Bank accounts (savings, current, etc.). The available balance for each account will be displayed on the screen.
• Get a Mini Statement: You can also click on a specific account to view more details, including a mini statement of your recent transactions.

Indian Bank Balance Check Through UPI

If your Indian Bank account is linked to a UPI app (like Google Pay, PhonePe, or BHIM), you can follow the steps to check your balance:

• You can open the app
• Go to the 'Check Balance' option, and 
• Enter your UPI PIN to view your balance instantly

Summary 

An Indian Bank Savings Account is one of the best financial products designed to help individuals and various organizations save money while earning interest. You can access their accounts and perform an Indian Bank savings account balance check through a variety of convenient channels, including the IndOASIS mobile app, net banking, missed call service, SMS, WhatsApp Banking, or UPI, providing a high degree of convenience and accessibility.