₹2000 SIP for 15 Years

Examples of ₹2000 SIP for 15 Years

The following examples can help you understand how a ₹2000 SIP can grow over 15 years in different types of mutual fund schemes:

1. ₹2000 SIP for 15 Years in Large-Cap Fund

   Case 1: Sharaddha invests ₹2,000 per month in a large-cap fund for 15 years to save for her child's higher education. She can build wealth during this period as follows:

   • Fund Type: Large Cap Fund
   • Monthly Investment: ₹2,000
   • Investment Period: 15 Years
   • Expected Annualized Return: 9%

   Now, calculating the returns of this fund using a SIP calculator will give the following results:

   • Total Investment: ₹3.6 lakhs
   • Estimated Value at Maturity: ₹7.38 lakhs
   • Wealth Gained: ₹3.78 lakhs

2. ₹2000 SIP for 15 Years in Mid-Cap Fund

   Case 2: Karan, is a private sector employee and starts a SIP of ₹2,000 per month for 15 years in a mid-cap fund to buy his dream car. The total corpus he gets at the end of maturity will be as follows:

   • Fund Type: Mid-Cap Fund
   • Monthly Investment: ₹2,000
   • Investment Period: 15 Years
   • Expected Annualized Return: 15%

   Calculating the returns of this fund using a SIP calculator will give the following results:

   • Total Investment: ₹3.6 lakhs
   • Estimated Value at Maturity: ₹12.32 lakhs
   • Wealth Gained: ₹8.72 lakhs

3. ₹2000 SIP for 15 Years in Small-Cap Fund

   Case 3: Akash saves ₹2,000 monthly in a small-cap fund for 15 years to fund his dream world tour. This is how he can estimate the maturity amount:

   • Fund Type: Small Cap Fund
   • Monthly Investment: ₹2,000
   • Investment Period: 15 Years
   • Expected Annualized Return: 20%

   Calculating the returns of this fund using a SIP calculator will give the following results:

   • Total Investment: ₹3.6 lakhs
   • Estimated Value at Maturity: ₹19.10 lakhs
   • Wealth Gained: ₹15.50 lakhs

Returns from ₹2000 SIP for 15 Years: Calculation Table

NOTE: 

• The maturity amount increases with a higher rate of return.
• Returns are not fixed and depend on mutual fund performance.
• Small-cap funds offer high growth potential but come with significant risk, mid-cap funds provide a balance between risk and returns, and large-cap funds are safer and deliver more stable returns.

List of Best Mutual Funds for ₹2,000 SIP

Following are some of the best mutual funds to invest in a SIP of ₹2,000 per month for 15 years:

Details of Best Mutual Fund Schemes for 2,000 SIP

The following section lists the key details of the best SIP plans of ₹2,000 per month for 10 years:

1. SBI PSU Fund- Growth

   The SBI PSU Fund aims to deliver long-term capital growth by investing in a diversified portfolio of Public Sector Undertakings (PSUs). It focuses on government-backed companies across sectors like energy, banking, and manufacturing. The fund seeks to benefit from the stable growth and reliability of PSUs while reducing risk through diversification.

   Parameters	Details
   Fund Name	SBI PSU Fund-Growth
   NAV	₹ 34.41 (as on 24th August, 2026)
   AUM	₹6,683.53 Crs
   Expense Ratio	1.87%
   Return 5 Years	24.03%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹5,000
   Risk Level	Principal at very high risk
   Launch Date	7th July, 2010
   Asset Allocation	Equity: 96.53%, Debt: 0.07%, Others: 3.4%
   Top Sectors	Industrials Energy & Utilities Financial Materials
   Top Holdings	State Bank of India Power Grid Corporation of India Ltd GAIL (India) Ltd Bharat Electronics Ltd NTPC Ltd Oil & Natural Gas Corporation Ltd Bharat Petroleum Corporation Ltd Bank Of Baroda Repo Bharat Heavy Electricals Ltd
   Fund Managers	NA
   Fund Type	Open-ended

2. Invesco India PSU Equity Fund-Growth

   The Invesco India PSU Equity Fund invests mainly in companies where the Central or State Government holds a majority stake. It focuses on equity and related instruments of PSUs that are expected to grow as they expand operations and benefit from supportive government policies. The fund’s aim is long-term capital appreciation through exposure to strong public sector companies.

   Parameters	Details
   Fund Name	Invesco India PSU Equity Fund Regular-Growth
   NAV	₹ 65.56 (as on 24th August, 2026)
   AUM	₹1,472.61 Crs
   Expense Ratio	2.45%
   Return 5 Years	21.57%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹1,000
   Risk Level	Principal at very high risk
   Launch Date	18th November, 2009
   Asset Allocation	Equity: 98.11%, Others: 1.89%
   Top Sectors	Industrials Energy & Utilities Financial Materials
   Top Holdings	State Bank of India Bharat Electronics Ltd Bharat Petroleum Corporation Ltd Hindustan Aeronautics Ltd Indian Bank Power Grid Corporation of India Ltd NTPC Ltd NTPC Green Energy Ltd. Bank Of Baroda Dredging Corporation Of India Ltd
   Fund Managers	Hiten Jain Sagar Gandhi
   Fund Type	Open-ended

3. ICICI Prudential Infrastructure-Growth

   The ICICI Prudential Infrastructure Fund focuses on India’s fast-growing infrastructure sector. It invests in companies involved in construction, engineering, energy, and transport. The goal is to create wealth by tapping into the growth potential of India’s infrastructure development and related reforms.

   Parameters	Details
   Fund Name	ICICI Prudential Infrastructure Fund-Growth
   NAV	₹ 204.29 (as on 24th August, 2026)
   AUM	₹8,549.71 Crs
   Expense Ratio	1.91%
   Return 5 Years	23.29%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹5,000
   Risk Level	Principal at very high risk
   Launch Date	31st August, 2005
   Asset Allocation	Equity: 91.83%, Debt: 0.95%, Others: 6.61%
   Top Sectors	Consumer Discretionary Industrials Energy & Utilities Financial Materials Real Estate Technology
   Top Holdings	Larsen & Toubro Ltd Interglobe Aviation Ltd Repo Oberoi Realty Ltd NTPC Ltd Gujarat Gas Ltd Adani Ports and Special Economic Zone Ltd Vedanta Ltd Reliance Industries Ltd NCC Ltd
   Fund Managers	Ihab Dalwai Sharmila D'Silva
   Fund Type	Open-ended

4. Motilal Oswal Midcap Fund Regular-Growth

   The Motilal Oswal Midcap Fund invests in medium-sized Indian companies that have strong potential to grow faster than large firms. It aims to generate long-term capital growth by identifying midcap businesses that could become future market leaders as the economy expands.

   Parameters	Details
   Fund Name	Motilal Oswal Midcap Fund Regular-Growth
   NAV	₹ 105.54 (as on 24th August, 2026)
   AUM	₹37,473.87 Crs
   Expense Ratio	1.68%
   Return 5 Years	22.68%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹500
   Risk Level	Principal at very high risk
   Launch Date	24th February, 2014
   Asset Allocation	Equity: 97.11%, Others: 2.89%
   Top Sectors	Real Estate Materials Consumer Discretionary Industrials Financial Healthcare Technology
   Top Holdings	Others CBLO Reverse Repo/CBLO Dixon Technologies (India) Ltd Persistent Systems Ltd Coforge Ltd Zomato Ltd Kalyan Jewellers India Ltd One 97 Communications Ltd Trent Ltd NIFTY 26000 Put Feb26
   Fund Managers	Ajay Khandelwal Niket Shah Rakesh Shetty Sunil Sawant
   Fund Type	Open-ended

5. Franklin Build India Fund Regular -Growth

   The Franklin Build India Fund seeks to achieve long-term capital appreciation by investing in companies that are likely to benefit from India’s infrastructure growth. It focuses on sectors such as engineering, construction, cement, and energy — key areas driving the country’s economic development.

   Parameters	Details
   Fund Name	Franklin Build India Fund Regular-Growth
   NAV	₹ 143.36 (as on 24th August, 2026)
   AUM	₹3,255.73 Crs
   Expense Ratio	2.08%
   Return 5 Years	19.67%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹5,000
   Risk Level	Principal at very high risk
   Launch Date	4th September, 2009
   Asset Allocation	Equity: 96.93%, Others: 3.07%
   Top Sectors	Financial Materials Real Estate Technology Consumer Discretionary Industrials Energy & Utilities
   Top Holdings	Larsen & Toubro Ltd Interglobe Aviation Ltd Oil & Natural Gas Corporation Ltd Reliance Industries Ltd ICICI Bank Ltd NTPC Ltd Cash/Net Current Assets HDFC Bank Ltd Bharti Airtel Ltd Axis Bank Ltd
   Fund Managers	Ajay Argal Sandeep Manam Kiran Sebastian
   Fund Type	Open-ended

6. Canara Robeco Infrastructure Regular -Growth

   The Canara Robeco Infrastructure Fund invests mainly in companies operating in the infrastructure sector, including roads, power, telecom, and construction. Its main objective is to deliver capital appreciation by capturing opportunities in India’s ongoing infrastructure expansion.

   Parameters	Details
   Fund Name	Canara Robeco Infrastructure Fund Regular-Growth
   NAV	₹ 169.01 (as on 24th August, 2026)
   AUM	₹998.07 Crs
   Expense Ratio	2.37%
   Return 5 Years	20.11%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹5,000
   Risk Level	Principal at very high risk
   Launch Date	2nd December, 2005
   Asset Allocation	Equity: 96.02%, Others: 3.98%
   Top Sectors	Consumer Discretionary Industrials Diversified Energy & Utilities Financial Materials Real Estate Technology
   Top Holdings	Larsen & Toubro Ltd State Bank of India Reliance Industries Ltd Repo CG Power & Industrial Solutions Ltd NTPC Ltd Bharti Airtel Ltd Bharat Electronics Ltd Tata Power Company Ltd Interglobe Aviation Ltd
   Fund Managers	Vishal Mishra Shridatta Bhandwaldar
   Fund Type	Open-ended

7. Nippon India Power & Infra Fund-Growth

   The Nippon India Power & Infra Fund aims for long-term capital growth by investing in companies linked to power generation, supply, and infrastructure. The fund seeks to benefit from India’s growing energy demand and infrastructure development projects across various industries.

   Parameters	Details
   Fund Name	Nippon India Power & Infra Fund-Growth
   NAV	₹ 386.70 (as on 24th August, 2026)
   AUM	₹8,043.44 Crs
   Expense Ratio	1.96%
   Return 5 Years	22.36%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹5,000
   Risk Level	Principal at very high risk
   Launch Date	8th May, 2004
   Asset Allocation	Equity: 99.16%, Debt: 0.01%, Others: 0.83%
   Top Sectors	Financial Consumer Discretionary Industrials Diversified Energy & Utilities Healthcare Materials Real Estate Technology
   Top Holdings	Reliance Industries Ltd NTPC Ltd Larsen & Toubro Ltd Bharti Airtel Ltd Tata Power Company Ltd NTPC Green Energy Ltd. CG Power & Industrial Solutions Ltd Bharat Heavy Electricals Ltd Ultratech Cement Ltd Triveni Turbine Ltd
   Fund Managers	NA
   Fund Type	Open-ended

8. DSP India T.I.G.E.R. (The Infrastructure Growth and Economic Reforms Fund) Regular -Growth

   The DSP India T.I.G.E.R. Fund invests in companies that are expected to gain from India’s infrastructure growth and economic reforms. It focuses on sectors like construction, power, metals, and engineering. The fund’s goal is to grow investors’ money by supporting businesses that contribute to the nation’s development.

   Parameters	Details
   Fund Name	DSP India T.I.G.E.R. (The Infrastructure Growth and Economic Reforms Fund) Regular-Growth
   NAV	₹ 365.07 (as on 24th August, 2026)
   AUM	₹6,263.54 Crs
   Expense Ratio	2.03%
   Return 5 Years	22.32%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹100
   Risk Level	Principal at very high risk
   Launch Date	11th June, 2004
   Asset Allocation	Equity: 90.61%, Others: 7.72%
   Top Sectors	Healthcare Consumer Discretionary Industrials Consumer Staples Diversified Energy & Utilities Financial Materials Real Estate Technology
   Top Holdings	Reverse Repo Reliance Industries Ltd Larsen & Toubro Ltd NTPC Ltd Apollo Hospitals Enterprise Ltd NIFTY_28/07/2026 Multi Commodity Exchange Of India Ltd Bharti Airtel Ltd Amber Enterprises India Ltd Power Grid Corporation of India Ltd
   Fund Managers	NA
   Fund Type	Open-ended

Benefits of Investing in SIP Today

Following are the key benefits offered by a SIP plan of ₹2,000 for 15 years:

• Power of Compounding: SIPs help your money grow over time by earning returns on returns.
• Affordable: You can start with as low as ₹500 per month, making it easy for everyone.
• Rupee Cost Averaging: SIPs help reduce the effect of market ups and downs by investing a fixed amount regularly.
• Regular Saving Habit: SIPs encourage disciplined investing by making regular contributions.
• Diversification: SIPs let you invest in different funds, spreading your risk.
• Long-Term Growth: SIPs are great for long-term goals like retirement or children’s education, offering good returns.
• Tax Savings: Some SIPs in tax-saving funds (ELSS) qualify for tax benefits under Section 80C of the Income Tax Act, 1961.

SIP Calculator

Conclusion

Investing ₹2000 in a SIP for 15 years can grow well due to the power of compounding. With average returns of 12-18% per year, your investment could reach around ₹9-16 lakhs. However, returns depend on market conditions. Staying invested for the long term helps you deal with market ups and downs. Before you start, check your risk tolerance and investment goals.