2 Crore Term Insurance Calculator

A 2 Cr term insurance premium calculator is a free online tool that helps customers easily estimate the premiums applicable for their profile for a 2 Crore term insurance plan. This calculator uses your age, gender, and required policy details to give accurate premiums. Let us take a look at the meaning, benefits, and workings of a 2 crore term plan calculator.

51 Partners Insurance Partners

12.02 Crore Registered Consumer

5.9 Crore Policies Sold

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₹1 Crore Life cover starting from ⁺

Lowest Price Guarantee ^˜

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Female

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What is the 2 Crore Term Plan Calculator?

2 Crore term insurance calculator is an online tool that helps customers calculate the approximate premiums they need to pay for their desired 2 crore term insurance plans. These plans help you financially secure your loved ones at affordable premiums. The 2 crore term calculator allows you to make quick, easy, and accurate calculations in just minutes. You can also check the available plans list to find the most suitable 2 crore term insurance for yourself.

Term Plans

₹1
Crore

Life Cover

@ Starting from ₹ 13/day⁺

₹50
LAKH

Life Cover

@ Starting from ₹ 8/day⁺

₹75
LAKH

Life Cover

@ Starting from ₹ 12/day⁺

What are the Benefits of Using a 2 Crore Term Insurance Calculator?

Here is the list of benefits of using a 2 cr term insurance premium calculator:

Accurate Estimates: You can quickly calculate the applicable premiums for a 2 crore term insurance policy, helping you plan your finances better.
Time-saving: Instantly get 2 crore term insurance premiums quotes without the need to contact multiple insurance providers manually.
Customization: Easily adjust coverage amounts, policy terms, and other variables to see how changes impact your premiums.
Informed Decision-Making: You can get a clear understanding of what you can afford and what each plan offers, helping you make a well-informed choice.
Convenience: You can use the 2 cr term insurance premium calculator anytime, anywhere, from the comfort of your home.

Secure Your Family Future Today

₹1 CRORE

Term Plan Starting @

Get an online discount of upto 15%^#

Compare 40+ plans from 15 Insurers

⁺Standard T&C Applied

How Does a 2 Crore Term Insurance Calculator Work?

Here is how the 2 Crore term plan calculators works:

Enter Personal Information

You need to fill in your personal information, like your age, gender, and smoking habits, to use the 2 cr term insurance premium calculator.
- Age: The younger you are at the time of buying term insurance, the lower your premiums will be.
- Gender: For female customers the term insurance plans are slightly more affordable compared to male term plans.
- Smoking Habits: Smokers usually have to pay slightly higher premiums than non-smokers.
Select Suitable Policy Details

Now you need to select the suitable policy details like policy term and the 2 Crore sum assured. Before selecting the suitable sum assured, it is recommended that you use an HLV calculator to get an estimate of the ideal sum assured for your profile.
- Sum Assured: The higher your sum assured will be the more your premiums will be.
- Policy Term: The term insurance premiums applicable for different policy terms change for various insurers.
- Premium Pay Term: The premium pay term affects the premiums as the premiums charged in the regular pay term may be lower than limited pay premium, but in the long run, the overall premiums charged in the limited pay term are much lower than regular pay term.
Calculate and Compare Plans

The applicable term life insurance premiums for your 2 Crore term insurance will be displayed on the screen and you can click on the ‘Check your Premium’ button to see the list of available plans. You can compare and choose the most suitable 2 Crore term insurance plan and proceed to pay.

How to Buy 2 Crore Term Insurance Plans from Policybazaar?

Here is how you can buy a 2 Crore term insurance plan from Policybazaar online:

Step 1: Visit the term insurance page of Policybazaar

Step 2: Enter the required information like name, age, and mobile number

Step 3: Select the right smoking habits, annual income, educational qualifications, and occupation type

Step 4: Choose the sum assured as 2 Crore and opt for the most suitable 2 crore term insurance

Step 5: Proceed to pay

Wrapping it Up!

Before buying the most suitable 2 Crore term plans, you should use the 2 cr term insurance premium calculator to get an accurate estimate of the insurance premiums applicable to your profile. These calculators are free of cost and provide accurate estimates in just a few minutes. You can check the premiums and compare the available plans to find the most suitable plan for yourself.

Note: You should also check the term insurance benefits if you are planning to purchase the term insurance plan.

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˜The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI.

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

Rs. 400/month is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

Rs. 400/month (Rs.13/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 230 is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 8/day is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 12/day is starting price for a 75 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 497/month is starting price for a 1.5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 487/month is starting price for a 2 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 626/month is starting price for a 3 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 905/month is starting price for a 5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,267/month is starting price for a 7 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

*The full refund of premium is available on availing the one-time option of refund of premium. Total premium paid for policy (paid for add-ons) will be the special exit value, payable on availing the one-time option of refund of premium if you wish to completely exit the policy.

+Rs. 447/month is starting price for a 1 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs.679/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 910/month is starting price for a 3 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,374/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,924month is starting price for a 7 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

Women

+Rs. 400/month is Starting price for a 1 crore term life insurance for an 18 year-old Female, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

Rs. 461/month is the starting price for a 1 crore term life insurance for an 24 year-old female, non-smoker, with no pre-existing diseases, cover upto 54 years of age.

1,642/month is the starting price for a 1 crore term life insurance for an 44 year-old female, non-smoker, with no pre-existing diseases, cover upto 74 years of age.

Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited

We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale

Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.

˜ Policybazaar Promise reflects the guarantee offered by insurers. Price assurance is based on certifications shared by insurers with us.