Prices Increasing soon Prices Increasing Soon

Critical Illnesses Covered Under Max Term Insurance

Life-threatening health conditions such as stroke, cancer, paralysis, and heart attacks are categorized as critical illnesses. When you get diagnosed with a critical illness, you need intensive care and constant monitoring which can put pressure on your financial savings. Therefore, you always need the Critical Illness Cover Protection to manage the treatment expenses in such cases.

Read more
Gets ₹1 Cr. Life Cover at just
COVID-19 Covered
The Policybazaar Advantage
Dedicated claim support for family FREE
Upto 10% discount for buying online
Only certified experts will call you on 100% recorded lines
We are rated~
6.7 Crore
Registered Consumers
Insurance Partners
3.4 Crore
Policies Sold

#All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply

By clicking on "View plans" you agree to our Privacy Policy and Terms of use

~Source - Google Review Rating available on:-

Life is Unpredictable! Protect your family’s future
Get ₹1 Crore Life cover starting from ₹384/month+
We don’t spam
Check Your Premium Now
Please wait. We Are Processing..
Get Updates on WhatsApp
The Policybazaar Advantage
Policybazaar Advantage Icon
Dedicated claim support for family FREE
Policybazaar team will help and support you at the time of claim. A personal claim handler from our team of experts will get in touch with you when your nominee applies for a claim on our website.
Policybazaar Advantage Icon
100% calls recorded to ensure no mis-selling
We will make sure you get what is promised by the advisors. We conduct regular monitoring of our calls to make sure you get the best experience.
Policybazaar Advantage Icon
Exclusive lifetime discount upto 5% for buying online
The discounts will be valid for the entire policy payment term and is not available if you choose to buy the insurance through offline agents.
Policybazaar Advantage Icon
Advisors available in your city
Our advisors are available in more than 55 cities across India and can help you at your doorstep in understanding the plans and in documentation.
Policybazaar Advantage Icon
Refund at the click of a button
In case you aren’t happy with your purchase, you can cancel your policy hassle-free at the click of a button. We will help you with the cancellation and refund of your policy.

one crore term plan

Term Plans


Life Cover

@ Starting from ₹ 16/day+


Life Cover

@ Starting from ₹ 8/day+


Life Cover

@ Starting from ₹ 12/day+

What is Max Life Term Critical Insurance?

A-Max Life Critical Illness provides coverage against several life-threatening ailments such as cancer, heart attacks, stroke, and renal failure. Max Term Insurance plan also offers the benefit of Accelerated Critical Illness (ACI). In Max Life Smart Term Plan, you get the coverage amount based on the cover option selected at the starting phase of buying a policy. The lump-sum amount can be used to pay for hospitalization expenses, medical bills, and surgery expenses. This amount can also be used by your loved ones to take care of their daily expenditures.

one crore term plan

Secure Your Family Future Today


Term Plan Starting @ ₹449/month+

Get an online discount of upto 10%+

Compare 40+ plans from 15 Insurers

+Standard T&C Applied

Who Can Buy Max Life Term Critical Illness Cover?

The minimum age at entry to buy the critical illness insurance rider is 18 years whereas the maximum age of attaching critical illness benefit is 65 years. The maximum maturity age under Max Life Critical Illness varies according to the critical illness cover type selected. Both females and males can buy critical illness cover at the same premium rate.

List of Critical Illnesses Covered Under Max Term Insurance Plan

Under Max Life Smart Term Plan, you can get critical illness cover benefits against the unforeseen diagnosis of up to 64 mentioned critical illnesses. In addition to this, the critical illness plan also offers additional coverage against total and permanent disability.

The Critical Illness Benefit from Max Life Term Plan covers the following 64 critical ailments:

Critical Illnesses Covered Under Max Term Insurance Plan
Angioplasty Early Stage Cancer Small Bowel Transplant Cerebrum Shunt Insertion or Brain Aneurysm Surgery
Open Chest CABG Cancer of Specified Severity Severe Osteoporosis Myocardial infarction
Open Heart Replacement Stroke results in permanent symptoms Coma of specified severity Kidney failure that requires regular dialysis
Permanent paralysis of limbs Bone marrow/major organ transplant Multiple sclerosis has persistent symptoms Motor Neuron Disease has permanent symptoms
Deafness Blindness End-Stage Lung Failure Benign Brain Tumor
Major Head Trauma Loss of Limbs End-Stage Liver Failure Loss of Speech
Parkinson’s Disease Alzheimer’s disease Primary pulmonary Hypertension Third-degree burns
Aplastic Anaemia Amputation of feet because of diabetes Apallic Syndrome Aorta Graft Surgery
Bacterial Meningitis Cardiomyopathy Brain Surgery Addison‘s disease
Crohn’s Disease Creutzfeldt-Jacob Disease (CJD) Dissection of Aorta Aneurysm Chronic Relapsing Pancreatitis
Fulminant Viral Hepatitis Elephantiasis Encephalitis Eisenmenger’s Syndrome
Infective Endocarditis HIV because of Blood transfusion or occupationally acquired HIV Hemiplegia Independent Existence loss
Muscular Dystrophy Medullary Cystic Diseases 1 eye and 1 limb loss Myasthenia Gravis
Necrotising Fasciitis Pheochromocytoma Other severe coronary artery diseases Myelofibrosis
Poliomyelitis Severe Rheumatoid Arthritis Progressive Supranuclear Palsy Severe Rheumatoid Arthritis
Terminal Illness Severe Ulcerative Colitis Tuberculosis Meningitis Systemic Lupus Erythematosus

*Note: Firstly know all about terminal illness meaning and then buy the best max term term insurance that provides coverage for 64 critical illnesses.

What Are the Benefits of Max Term Insurance with Critical Illness Cover?

Max Term Insurance along with a critical illness cover has several benefits to offer which are listed below:

  • Act as a tool for income replacement

  • Take care of your medical expenses

  • Get double tax benefit u/s 80C and 80D of ITA, 1961.

  • Take additional coverage for major ailments such as heart attack, cancer, organ transplant, stroke, kidney failure, and bypass surgery.

  • The policyholder can easily opt for a plan online by paying premium amounts in installments.

  • No minimum survival tenure

  • The benefit amount payable is equivalent to the critical illness coverage that the life assured has chosen

How to Buy Max Life Term Plan with Critical Illness Cover?

Here is a simple way to get critical illness covered under Max Life Term Plan:

Step 1: Select the Policy term and Sum assured amount

Step 2: Choose the Critical Illness Benefit Rider

Step 3: After selecting the plan along with critical illness benefit, fill in the personal details and pay the premium amount

Step 4: Fill out the Proposal Form

Step 5: Medical Examination is performed before offering critical illness cover.

Why Should You Buy Critical Illness Rider with Max Term Insurance Plan?

At the time of an accident, when you suffer dismemberment or injuries, you are not able to return to your job instantly. In such cases, the additional financial support from the critical illness cover helps you recover from any financial difficulty without any worries. On the contrary, a critical illness cover offers you a lump sum amount to support your lifestyle with a critical illness-associated disability. Therefore, you can avail the best possible illness treatment without compromising your savings or health.

*Note: Terminal illness in term insurance provides coverage against a number of terminal illnesses. Therefore, it is important to choose the right benefit when you buy term plan.

Wrapping It Up!

You may consider a Max Term Insurance plan with a critical illness rider as it provides coverage to you during difficult times. You may opt for such a plan online to enjoy a high degree of convenience. Buying such a plan offers additional protection and secures the future in case of any unfortunate illness.

Premium By Age

Term insurance articles

  • Recent Article
  • Popular Articles
16 Apr 2024

Term Life Insurance in Haryana 2024

Haryana, meaning Forest Land of Hari, is an Indian state that

Read more
16 Apr 2024

Term Insurance for Maharashtra

Maharashtra, a state filled with lively cities and beautiful

Read more
11 Apr 2024

Government Term Insurance Schemes 2024

The Government of India is committed to the welfare and

Read more
03 Apr 2024

How Policybazaar Helps With Dedicated Claim Assistance

Mr. Kumar has been working with a Public sector bank in Delhi.

Read more
19 Mar 2024

Kotak Term Insurance Login

Kotak Life Insurance is one of the leading insurers offering a

Read more
07 Mar 2014

1 Crore Term Insurance - Buy ₹1 Cr Term Insurance Plan...

Term insurance is a type of insurance plan that offers financial security to your loved ones in the event of your

Read more
27 Jun 2018

What Is Difference Between Term Insurance And Life Insurance

Life insurance plans help you create wealth, protect your family for the entire policy term, and save on your

Read more
20 Aug 2014

Term Insurance for Women in India

Term insurance for women is a type of life insurance specifically designed for fulfilling women’s needs and

Read more
03 Dec 2020

What Is Saral Jeevan Bima

Saral Jeevan Bima (SJB) is a simple term insurance plan that offers financial protection for policyholder’s

Read more
24 Mar 2020

LIC Term Insurance 1 Crore

LIC of India offers various plans to help you secure the financial future of your loved ones. To ensure your

Read more
Download the Policybazaar app
to manage all your insurance needs.