Prices Increasing soon Prices Increasing Soon

What Critical Illnesses Are Covered Under Tata AIA Term Insurance?

Tata AIA Term Insurance plans help secure the financial future of the family members of the policyholder by protecting them from eventualities of life. The uncertainties might vary because of income loss, critical illness, or the unforeseen death of the insured. When an individual buys the Tata AIA Term plan in India, he/she can select to extend the protection by adding a rider and paying a small amount of extra premium.

Read more
Gets ₹1 Cr. Life Cover at just
COVID-19 Covered
The Policybazaar Advantage
Dedicated claim support for family FREE
Upto 10% discount for buying online
Only certified experts will call you on 100% recorded lines
We are rated~
rating
6.7 Crore
Registered Consumers
51
Insurance Partners
3.4 Crore
Policies Sold

#All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply

By clicking on "View plans" you agree to our Privacy Policy and Terms of use

~Source - Google Review Rating available on:- http://bit.ly/3J20bXZ

Life is Unpredictable! Protect your family’s future
Get ₹1 Crore Life cover starting from ₹384/month+
+91
Secure
We don’t spam
Check Your Premium Now
Please wait. We Are Processing..
Get Updates on WhatsApp
The Policybazaar Advantage
Policybazaar Advantage Icon
Dedicated claim support for family FREE
Policybazaar team will help and support you at the time of claim. A personal claim handler from our team of experts will get in touch with you when your nominee applies for a claim on our website.
Policybazaar Advantage Icon
100% calls recorded to ensure no mis-selling
We will make sure you get what is promised by the advisors. We conduct regular monitoring of our calls to make sure you get the best experience.
Policybazaar Advantage Icon
Exclusive lifetime discount upto 5% for buying online
The discounts will be valid for the entire policy payment term and is not available if you choose to buy the insurance through offline agents.
Policybazaar Advantage Icon
Advisors available in your city
Our advisors are available in more than 55 cities across India and can help you at your doorstep in understanding the plans and in documentation.
Policybazaar Advantage Icon
Refund at the click of a button
In case you aren’t happy with your purchase, you can cancel your policy hassle-free at the click of a button. We will help you with the cancellation and refund of your policy.

What is a Tata AIA Critical Illness Benefit?

Tata AIA Critical Illness benefit is the coverage offered for life-threatening and longtime illnesses that generally needs expensive medical treatment. The critical illnesses covered could be heart diseases, cancer, renal diseases, third-degree burns, loss of limbs, liver diseases, etc. The coverage provided under this plan is a smart way to safeguard your and your family member's peace of mind. The plan generally works by providing a lump sum amount on the diagnosis of a critical illness. 

What Are the Critical Illnesses Covered Under Tata AIA Term Insurance?

Fortunately, Tata AIA term insurance is one such plan that helps you and your family members in difficult times. So, you can easily opt for a specially designed Tata AIA Term Insurance plan that covers the following critical illnesses: 

List of Critical Illnesses Covered Under Tata AIA Term Insurance Plan
Alzheimer’s Disease  Apallic Syndrome 
Aplastic Syndrome  Bacterial Meningitis 
Benign Brain Tumor  Blindness 
Chronic Recurrent Pancreatitis  Coma of specified severity 
Creutzfeldt- Jacob Disease  Deafness 
Encephalitis  End-stage Liver Failure 
End-Stage Lung Failure  Fulminant Viral Hepatitis
Kidney Failure requires regular dialysis  Loss of independent existence 
Loss of limbs  Loss of speech 
Major Head Trauma  Major organ/Bone Marrow transplant 
Medullary Cystic Kidney Disease  Motor Neuron Disease with Permanent Symptoms 
Muscular Dystrophy  Parkinson’s Disease 
Permanent Paralysis of Limbs  Poliomyelitis 
Progressive Scleroderma  Severe Rheumatoid Arthritis 
SLE with Renal Involvement  Third Degree Burns 

Why Is It Important to Get Critical Illness Cover with Your Tata AIA Term Plan?

Here are 4 reasons why you should consider this critical add-on coverage: 

  1. Making Up For the Income Loss 

    When the family’s breadwinner is diagnosed with a critical illness, the pressure on the patient and the family members is very intense. With Critical illness cover, your family does not need to worry about affording the treatment costs while taking care of the household-related expenses. This add-on acts as an income replacement, providing your family time to make things in order. 

  2. Tax Benefits On the Critical Illness Cover 

    When you buy a term insurance plan with a critical illness benefit, you are eligible to receive additional tax benefits. The term insurance plan is covered u/s 80C of the ITA, 1961, while the cover of critical illness is exempted u/s 80D. Then, the benefits received are exempted u/s 10(10D). So, you can opt for a double tax benefit. 

  3. Covering a Large Number of Medical Expenses 

    If you buy critical illness cover with your term insurance plan, the lump sum amount will help you cover your medical expenses. The lump-sum amount on diagnosis saves you and your family members from the worry of collecting funds for your treatment. 

  4. Premium Remains the Same 

    When you buy critical illness cover benefits with your term insurance plan, the premium amount that you pay remains the same during the whole term. So, if you are diagnosed with a critical illness during the policy term, your premium amount will not increase as this factor has already been considered during the premium calculation. 

Wrapping It Up!

The additional financial security offered to you and your loved ones in the form of a critical illness benefit is priceless. In the fast-moving world, there is no such way to foresee what might happen to whom and when. However, the single thing you have control over is being prepared for all things that can go wrong. Buying a critical illness cover benefit along with your term insurance plan is the first step towards a comfortable life.

Different types of Plans


Premium By Age

Term insurance articles

  • Recent Article
  • Popular Articles
19 Feb 2024

Kotak 75 Lakh Term Insurance

Securing your family's financial future demands a lot of

Read more
15 Feb 2024

ICICI 75 Lakh Term Insurance

Ensuring the financial well-being of your family requires

Read more
15 Feb 2024

ICICI 70 Lakh Term Insurance

Securing your family's financial future demands thoughtful

Read more
15 Feb 2024

Kotak 70 Lakh Term Insurance

Ensuring the financial well-being of your family requires

Read more
15 Feb 2024

Kotak 1 Crore Term Insurance

In the realm of financial planning, ensuring the well-being of

Read more
07 Mar 2014

1 Crore Term Insurance - Buy ₹1 Cr Term Insurance Plan...

Term insurance is a type of insurance plan that offers financial security to your loved ones in the event of your

Read more
12 Jun 2018

Claim Settlement Ratio of Term Insurance Plan Providers

Claim Settlement Ratio (CSR) is an important parameter in the selection of an insurance policy. If you are going

Read more
27 Jun 2018

What Is Difference Between Term Insurance And Life Insurance

Life insurance plans help you create wealth, protect your family for the entire policy term, and save on your

Read more
24 Mar 2020

LIC Term Insurance 1 Crore

LIC of India offers various plans to help you secure the financial future of your loved ones. To ensure your

Read more
20 Aug 2014

Term Insurance for Women in India

Term insurance for women is a type of life insurance specifically designed for fulfilling women’s needs and

Read more
top
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL