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Term Plans
Cost of Delay Calculator
A cost of delay calculator is a useful tool as it creates awareness about the importance of purchasing a term life insurance as soon as possible. It gives a monetary representation of how the term insurance premium rates increase with the increase in age. You can use the calculator to see what a term plan will cost you today and the estimated cost of the same plan a few years later.
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What is the Cost of Delay Calculator?
A cost of delay calculator is an online tool that helps you understand the importance of purchasing a term life insurance as soon as possible. It estimates the premium amount you would need to pay today for a term insurance plan and the premium amount you would need to pay for the same plan a certain number of years later. The calculator is a great tool to reinstate the importance of buying a term insurance plan at an early age as it gives proof of how much more expensive the same plan could cost a few years later.
Information Required to Use the Cost of Delay Calculator
Here is a list of all the information you would need to input in the cost of delay calculator:
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Desired Sum Assured
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Date of Birth
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Gender
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Tobacco Consumption
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How To Use the Cost of Delay Calculator?
You can use the cost of delay calculator by following the below steps:
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Step 1: Enter your desired life cover amount
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Step 2: Fill in your date of birth and gender
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Step 3: Answer lifestyle questions regarding tobacco consumption
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Step 4: Click ‘Calculate’ to see the current premium amount of the selected plan and the premium amount applicable for the same plan selected number of years later
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+All savings provided by insurers as per IRDAI approved insurance plan. Standard T&C apply.