Prices Increasing Soon
HDFC 2 crore term insurance provides coverage for a specific period, offering crucial financial support to your loved ones. Term plans, with payouts, help your loved ones pay off debts or achieve their dreams in the long run. Choosing between Rs. 1 Crore, Rs. 1.5 cr and Rs. 2 cr term insurance should align with your Human Life Value, representing the present value of income, expenses, investments, and liabilities, indicating the need for substantial coverage.
#All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply
By clicking on "View plans" you agree to our Privacy Policy and Terms of use
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
Note: Know more about what is term insurance first before reading this article.
Let’s discuss HDFC 2 Crore Term Insurance and their features, benefits in detail:
HDFC 2 crore term plan offers a sum assured of Rs 2 crore, commonly known as a Rs 2 cr term insurance plan. If an unfortunate event occurs during the policy duration, the insurance company will pay Rs. 2 crores to the designated beneficiary.
Term Plans
A Rs. 2 crore term policy is a type of life insurance that provides your family a crucial financial safety net during challenging circumstances. Ensure the chosen amount adequately replaces lost income and aids in debt repayment. Calculating your HLV is essential for determining the required sum assured. For those earning Rs. 10 lakhs annually with outstanding debts of Rs. 50 lakhs, a Rs 2 cr term insurance policy is highly beneficial.
Secure Your Family Future Today
₹1 CRORE
Term Plan Starting @
Get an online discount of upto 15%#
Compare 40+ plans from 15 Insurers
At 28, Rahul, about to get married and homeownership, earns Rs. 80,000 monthly (Rs. 9,60,000 annually). Recognising the need for future financial security, he opts for a 30-year term policy with an assured Rs. 2 crore sum. Tragically, at 40, he suffers a fatal heart attack. The term insurance payout enables his wife to manage school fees and loan installments, providing stability during this challenging phase of single parenthood.
When you buy term plan of Rs. 2 Crores, you get the following benefits:
Financial Security for your family members
High cover at low premium rates
Flexibility of Premium Payment
Customization with Term riders
Tax benefits U/S Income Tax Act
When searching for a 2 crore term insurance plan, you should consider the following points:
Term plans are popular since they offer high coverage at affordable premium rates. It is recommended to compare the premium rates offered by various term insurers before choosing a plan.
IRDAI updates the CSR of each insurance company regularly. This determines how many claims the insurer settled of all claims requests received. The higher the CSR, the more reliable the company is.
Always check the term insurance riders offered by various insurers. You can increase your coverage and enhance the financial future of your family by choosing the riders that suit your requirements.
Check if the life cover amount is enough, and if your death payout falls short, it might leave your family financially stressed.
Step 1: Visit Policybazaar and go to the Term Insurance
Step 2: Fill in basic details such as Name, Date of Birth, and contact number, then click ‘View Plans’.
Step 3: Answer the questions about Smoking habits, annual income, type of occupation, and educational qualification.
Step 4: After submitting all the information, a list of all available 2 crore term insurance plans will be displayed.
Step 5: Choose the plan that suits your financial needs and pay.
Note: Check out the best term insurance plan in India and choose one that suits your requirements.
˜Top 5 plans based on annualized premium for bookings made on https://www.policybazaar.com in the first 6 months of FY 24-25.
Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
+Rs. 487/month (Rs.16/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.
Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited
We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale
Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.
© Copyright 2008-2025 policybazaar.com. All Rights Reserved
+Rs. 820/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.
+Rs. 1,443/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.
˜ Policybazaar Promise reflects the guarantee offered by insurers. Price assurance is based on certifications shared by insurers with us.
The Bajaj Allianz Life Superwoman term insurance is a special
Read more
ICICI Pru iProtect Supreme is a pure-term insurance plan
Read more
HDFC Life Click 2 Protect Elite Plus is a comprehensive term
Read more
Life Insurance Corporation (LIC of India) provides attractive
Read moreInsurance
Calculators
Payment Methods
Secured With
Follow us on
