Yes Bank FD interest rates range from 3.25% to 7.00% annually for the general citizens and from 3.75% to 7.75% annually for senior citizens. The deposit tenure ranges from 7 days to 10 years. YES Bank tax-saver FD rates are 6.75% to 7.00% for general depositors for 5 fixed years.
Guaranteed return plans provide assured returns and the security of a life cover. These plans are an excellent option for risk-averse investors, as they are not affected by market fluctuations.
YES Bank FDs offer a secure way to grow savings with guaranteed returns and perks like ‘YES Rewards’ for online bookings. General citizens can earn at least 3.25% p.a., while senior citizens receive a premium starting at 3.75% p.a. on deposits below ₹3 crore. The bank’s diverse portfolio, including YES InstaFD and Floating Rate FDs, provides a flexible, steady income while maintaining the convenience of a YES savings account.
For Non-Resident Indians, the YES Bank FCNR account is esigned to earn high yields—up to 4.85% on USD and 4.50% on GBP —on foreign currency earnings without the risk of Rupee devaluation. These deposits are available in 8 major currencies like USD, GBP, EURO, JPY, CAD, AUD, HKD and SGD that offer the dual advantage of being completely tax-free in India and fully repatriable to your country of residence.
7 days to 10 years
₹10,000
Up to 5 crore
Yes Available
Up to 90%
From 0.50% to 0.75%
Applicable
YES Bank has once again changed its Fixed Deposit interest rates. The highest FD rate has been brought down from 7.50% to 7.00% in June 2025.
Below are the current fixed deposit interest rates offered by Yes Bank across different deposit amounts and tenures. Rates vary based on deposit size and senior-citizen eligibility.
| Tenure | Regular Rates | Senior Citizen |
| 7 Days to 14 Days | 3.25% | 3.75% |
| 15 Days to 2 Months | 3.50% | 4.00% |
| 2 Months to 3 Months | 4.50% | 5.00% |
| 3 Months to 4 Months | 4.75% | 5.25% |
| 4 Months to 6 Months | 4.75% | 5.25% |
| 6 Months to 9 Months | 6.00% | 6.50% |
| 9 Months to 11 Months | 6.25% | 6.75% |
| 11 Months to 12 Months | 6.50% | 7.00% |
| 1 Year | 6.65% | 7.15% |
| 1 Year to 1.5 Years | 6.75% | 7.25% |
| 1.5 Years | 6.75% | 7.25% |
| 1.5 Years to 2 Years | 7.00% | 7.50% |
| 2 Years to 3 Years | 7.00% | 7.50% |
| 3 Years to 5 Years | 7.75% | 7.00% |
| 5 Years | 7.50% | 6.75% |
| 5 Years to 10 Years | 7.50% | 6.75% |
| Tenure | Regular Interest Rate (% p.a.) | Senior Citizen Interest Rate (% p.a.) |
| 7 to 14 Days | 3.25% | 3.75% |
| 15 to 30 Days | 3.50% | 4.00% |
| 31 to 45 Days | 3.50% | 4.00% |
| 46 to 60 Days | 4.50% | 5.00% |
| 61 to 90 Days | 4.50% | 5.00% |
| 91 to 120 Days | 4.75% | 5.25% |
| 121 to 150 Days | 4.75% | 5.25% |
| 151 to 180 Days | 4.75% | 5.25% |
| 181 to 271 Days | 6.00% | 6.50% |
| 272 Days to 335 Days | 6.25% | 6.75% |
| 336 days to <12 m | 6.50% | 7.00% |
| 12M (1 Year) | 6.65% | 7.15% |
| 12 M 1 D to <15m | 6.75% | 7.25% |
| 15m to 18m | 6.75% | 7.25% |
| 18M 1 D to < 24 M | 7.00% | 7.50% |
| 24 M to < 35 M | 7.00% | 7.50% |
| 35 Month | 6.90% | 7.40% |
| 35 M < 3 YR | 7.00% | 7.50% |
| 3 YR to less than 5 Yrs | 7.00% | 7.75% |
| 5 Years | 6.75% | 7.50% |
| 5 Years 1 Day & Above | 6.75% | 7.50% |
*Yes Bank FD interest rates w.e.f. March 05, 2026.
| Bank Name | Lowest Rate | Highest Rate |
| State Bank Of India | 3.05% | 6.45% |
| ICICI Bank | 2.75% | 6.5% |
| HDFC Bank | 2.75% | 6.45% |
| Axis Bank | 3% | 6.45% |
| Punjab National Bank | 3% | 6.4% |
| Kotak Mahindra Bank | 2.75% | 6.7% |
| Yes Bank | 3.25% | 7.75% |
| Bank of Baroda | 3.5% | 6.45% |
| IndusInd Bank | 3.25% | 7% |
| Indian Bank | 2.8% | 6.45% |
| Union Bank of India | 2.75% | 6.3% |
| Bank of India | 3% | 6.7% |
| Canara Bank | 4% | 7.25% |
| IDBI Bank | 3% | 6.55% |
| Indian Overseas Bank | 2.9% | 6.6% |
| Bank of Maharashtra | 2.6% | 6.65% |
| Central Bank of India | 3% | 6.5% |
| Punjab and Sind Bank | 2.85% | 6.6% |
| UCO Bank | 2.9% | 6.45% |
| RBL Bank | 3.5% | 7.2% |
| PNB Housing Finance | 3.25% | 6.6% |
| Federal Bank | 3% | 6.75% |
| Bandhan Bank | 2.95% | 7.2% |
| South Indian Bank | 2.9% | 6.6% |
| Karur Vysya Bank | 4% | 6.65% |
| Tamilnad Mercantile Bank | 4% | 7.1% |
| Karnataka Bank | 3.5% | 6.65% |
| DBS Bank | 2.75% | 6.6% |
| Shriram Finance Ltd | 6.79% | 7.35% |
| Bajaj Finance Ltd | 6.6% | 6.95% |
| Mahindra Finance Ltd | 6.4% | 6.8% |
| Fincare Small Finance | 3% | 8.61% |
| Utkarsh | 4% | 7.5% |
| Unity Small Finance Bank | 4% | 7.25% |
| Suryoday Small Finance Bank | 4% | 7.9% |
| DCB Bank | 3.75% | 7.15% |
| Equitas Small Finance Bank | 3.5% | 7.3% |
| ESAF Small Finance bank | 2.75% | 7.6% |
| Karnataka Grameena Bank | 3.25% | 6.6% |
| North East Small Finance bank | 3.5% | 7.75% |
| Saraswat Bank | 3.25% | 6.9% |
| Shivalik Small Finance Bank | 3.5% | 7.5% |
| Ujjivan Small Finance Bank | 3.5% | 7.45% |
*FD interest rates w.e.f. March 2026 (for general public, domestic FDs < ₹3 Cr).
Here are some of the key benefits of opening a Yes Bank FD.
YES Bank Fixed Deposit is a secure and sound method of getting assured returns on your savings. You may also make a lump sum investment over a fixed period and earn interest on it at good rates. The FD can be opened through Internet Banking / Mobile App or a Bank visit in just a few steps.
You can open a Fixed Deposit using either YES Bank Internet Banking or the YES Mobile App by following these simple steps:
The offline method is that you need to visit your nearest YES Bank branch and follow the given steps below.
Yes Bank FD interest rates go up to 7.75% for senior citizens and 7.00% for general customers. With a minimum investment of ₹10,000 and flexible tenures up to 10 years, the FD suits every type of investor. Other features are monthly/quarterly returns, overdraft facilities, auto-renewal, and easy accessibility through mobile, web, or chatbot. Customers can compare the best FD interest rates offered by different banks to make smart investment decisions.
24 Mar 2026
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23 Mar 2026
The Federal Bank Zero Balance Savings Account allows customers
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
* The Guaranteed Returns are dependent on the policy term and premium term availed, along with the other variable factors. The 6.9% rate of return is for an 18-year-old, healthy male for a policy term of 20 years and premium term of 10 years with a Rs . 20,000 monthly instalment premium. The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year, and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
** The Life Cover amount varies as per plan specifications. Please read the policy document for details.
+ Trad plans with a premium above 5 lakhs would be taxed as per applicable tax slabs post 31st march 2023
#Discount offered by insurance company
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
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