Give Discounts to People with All 3 COVID-19 Doses: IRDAI

In a bid to safeguard more people against coronavirus, the Insurance Regulatory & Development Authority of India (IRDAI) has asked insurance companies to consider giving renewal discounts to people who have taken all three doses of the COVID-19 vaccine. The suggestion comes amidst a surge in COVID-19 cases in several countries.

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      IRDAI Focuses on Creating COVID-19 Awareness

      The IRDAI has asked health insurance providers to provide incentives to policyholders who get their RT-PCR tests done through the insurer’s network. It also asked them to promote COVID-appropriate behaviour amongst people through their social media.

      Besides, the insurance regulator has also asked insurers to reduce COVID-related paperwork and settle such claims at the earliest.

      Moreover, it has also asked insurers to ensure that no deposits for COVID-19 hospitalization are taken by their network hospitals this time as was the case during the first and second waves of COVID-19 despite cashless treatment facilities.

      In addition, IRDAI has also asked insurance companies to create a war room for COVID-related assistance to everyone in case the situation worsens. It has also directed them to report all COVID-related data in a set format to avoid any discrepancies.

      In exchange, insurance companies have requested the IRDAI to set up a standard treatment protocol so that chances of fraud are minimized.

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