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ICICI Lombard Health Insurance plans are provided by the ICICI Lombard General Insurance Company Limited. The Company was launched in 2001 as a joint venture of ICICI Bank Limited from India and Fairfax Financial Holdings Limited from Canada. The insurer provides a wide range of health insurance plans that cater to the health needs of individuals, families, women, senior citizens as well as persons with disabilities. They also offer customized health plans for vector-borne diseases, COVID-19, etc.
ICICI Lombard General Insurance Company offers a variety of health insurance plans to suit the needs of different people. Given below is the list of ICICI Lombard health insurance plans available in the market:
The ICICI Lombard Health AdvantEdge plan has been designed to meet the healthcare and preventive care needs of people at all stages of life. It comes with a sum insured ranging from ₹3 lakh and ₹3 crore.
ICICI Lombard Max Protect is a high sum insured plan that ensures extensive coverage for all medical expenses at an affordable price without worrying about out-of-pocket expenses. People can opt for a sum insured starting from ₹50 lakh with no upper limit under this plan. Besides, the plan is available in two variants – Classic and Premium.
The ICICI Lombard Wyn Shield plan focuses on health and wellbeing by covering your medical expenses while motivating you to lead a healthy lifestyle. It offers a sum insured ranging from ₹5 lakh to ₹1 crore .
The ICICI Lombard Health Booster plan boosts the medical coverage by covering healthcare expenses when the policy sum insured gets exhausted. It offers both top-up & super top-up options and comes with a mandatory deductible that needs to be paid for your policy to get activated. While the sum insured for this plan ranges from ₹2 lakh to ₹50 lakh, the deductible ranges from ₹50,000 to ₹5 lakh.
ICICI Lombard Personal Protect Insurance is a personal accident insurance plan that provides coverage in case of accidental death or permanent total disability of the insured arising out of an accident. It offers a sum insured ranging from ₹3 lakh to ₹25 lakh and comes in six variants.
ICICI Lombard Golden Shield is a senior citizen health insurance plan designed to cover the medical needs of elderly people in their golden years. The plan comes with a sum insured ranging from ₹5 lakh to ₹50 lakh.
The ICICI Lombard Complete Health Insurance plan provides medical coverage for individuals and families to deal with emergency and planned medical exigencies. It offers a sum insured ranging from ₹5 lakh to ₹3 crore.
ICICI Lombard Health Care Plus is a top-up insurance plan that covers excess medical expenses after the coverage amount of the base health policy gets exhausted. The plan comes with a mandatory deductible ranging from ₹2 lakh to ₹4 lakh for a sum insured ranging from ₹5 lakh to ₹10 lakh.
ICICI Lombard Criti Shield Plus is a critical illness insurance plan that provides financial assistance if the insured is diagnosed with a critical illness like cancer, heart disease, etc. It offers a sum insured ranging from ₹1 lakh to ₹1 crore. However, the plan has a waiting period of 90 days.
The ICICI Lombard Hospifund Insurance plan pays a daily hospital cash allowance to the policyholder to cover ancillary expenses, such as food bills, travel costs, etc. It offers a daily cash amount ranging from ₹500 to ₹10,000 per day.
The ICICI Lombard Smart Super Health Insurance plan allows people to customize their policy as per their health needs and budget. The sum insured for this plan ranges from ₹5 lakh to ₹1 crore.
The ICICI Lombard Makshak (Mosquito) Bhakshak plan provides coverage for hospitalization expenses resulting from vector-borne diseases. The plan offers a sum insured ranging from ₹10,000 to ₹2 lakh.
The ICICI Lombard Family Shield plan provides comprehensive coverage against specific infectious diseases while offering personal accident cover. The policyholder can opt for one or more coverage sections as per health requirements. It comes with sum insured ranging from ₹5,000 to ₹50 lakh.
The ICICI Lombard Special Shield plan has been designed to provide medical coverage to persons with disability or suffering from HIV AIDS. The plan comes with a sum insured of ₹4 lakh and ₹5 lakh.
The ICICI Lombard Health Shield 360 Retail plan provides coverage for a wide range of medical expenses incurred during planned and emergency treatments. It offers a sum insured ranging from ₹3 lakh to ₹3 crore.
The ICICI Lombard iShield plan offers a unique combination of a health plan and a term insurance plan that insures the health as well as the life of the policyholder. The plan comes with a sum insured ranging from ₹2 lakh to ₹3 crore.
The ICICI Lombard Personal Care provides compensation in case the policyholder gets injured or dies in an accident.
The ICICI Lombard Critical Illness plan provides a lump sum amount in case the insured is diagnosed with any of the 18 listed critical illnesses. However, a waiting period of 90 days applies to this plan.
The ICICI Lombard Income Protect plan financially supports the policyholder in case of loss of job due to the diagnosis of a major medical illness.
The ICICI Lombard COVID-19 Protection plan provides financial assistance to the insured if diagnosed with COVID-19 for the first time. However, a waiting period of 14 days applies to this plan.
The ICICI Lombard Universal Protection plan provides financial assistance to policyholders in case they are diagnosed with a major medical illness or get disabled/ die in an accident.
Here are some of the reasons buying an ICICI Lombard health insurance policy is a good idea:
Policyholders can file a claim with ICICI Lombard health insurance by following the below-mentioned procedure:
Intimate the Insurance Company
In case of a planned hospitalization, inform the ICICI Lombard General Insurance Company at least two days prior to the date of admission to the hospital. In case of emergency hospitalizations, the company needs to be informed within 24 hours.
Hospital Admission
Get hospitalized at any hospital of your choice to avail cashless treatment
Send Pre-Authorization Form
Fill up the cashless treatment pre-authorization form and send it to the ICICI Lombard Claims Management Team along with the requested documents
Settlement of Claims
Obtain the treatment and pay all the non-payable bills at the time of hospital discharge. The insurance company will pay the authorized bill amount directly to the hospital.
Note: In case of reimbursement claims, intimate the insurance company within 24 hours of an emergency hospitalization and at least 48 hours before a planned hospitalization. Obtain the treatment and pay the entire hospital bill during discharge. Collect all the medical documents from the hospital and send them to the ICICI Lombard Claims Management Team. The team will review your claim request and, upon acceptance, pay you the claim amount.
Policyholders must submit the following documents at the time of filing an ICICI Lombard health insurance claim:
The ICICI Lombard General Insurance Company has a tie-up with a large network of empanelled hospitals across the country. You can choose any of these network hospitals to avail cashless facility for an ailment/illness or disease covered by your health insurance policy. Find the list of all ICICI Lombard health insurance network hospitals located in different cities below:
Follow the steps given below to buy an ICICI Lombard health insurance plan online:
Step 1: Go to the official website of Policybazaar Insurance Brokers Private Limited
Step 2: Click on the ‘Health Insurance’ icon on the homepage
Step 3: Select your gender and the family members to be insured and fill in their age
Step 4: Enter your city or pin code and provide your name & contact number
Step 5: Pick the suitable option regarding your existing illnesses
Step 6: Choose if you have health cover from your employer and provide its sum insured
Step 7: Select the ICICI Lombard health insurance policy you want to buy and pay its premium
Step 8: The insurer will issue your health policy after receiving the premium.
Policyholders can renew their existing ICICI Lombard health insurance policy online on Policybazaar.com by following the steps given below:
Step 1: Go to the ‘Renew Your Policy’ option on Policybazaar’s homepage
Step 2: Click on the ‘Health Renewal’ option from the dropdown menu
Step 3: Enter the registered mobile number and OTP received on your phone to log in to your account.
Step 4: New customers of Policybazaar can click on the ‘Health Insurance’ icon on the homepage and enter the requested details
Step 5: Select the ICICI Lombard health insurance renewal plan
Step 6: Pay the renewal premium online
Step 7: Your ICICI Lombard health insurance renewal policy will be issued by the insurer.
People can use an ICICI Lombard Health Insurance premium calculator to calculate the premium payable for a health policy. All they need to do is enter the requested details, such as their city of residence, the desired sum insured, etc., to know the premium. To check the premium of an ICICI Lombard health insurance plan, customers can use the premium calculator given below:
ICICI Lombard General Insurance Company allows all policyholders to switch between plans or change their insurers using the portability feature. Portability enables policyholders to change their plans or insurers without compromising on continuity benefits like pre-existing diseases waiting period, cumulative bonus, etc.
Check out the ICICI Lombard General Insurance Company’s contact details below:
Categories | Contact Details |
Toll-free Number | 1800 2666 1800 103 2292 (For existing policyholders of erstwhile Bharti AXA General Insurance) |
Phone Numbers | 86 55 222 666 040 6627 3505 (For J&K, NRI customers and International numbers) |
Email id | customersupport@icicilombard.com |
The ICICI Lombard health insurance claim process involves the following three simple steps:
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Read more*We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.
*Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.
*All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.
**All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.
*₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.
*₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases
*₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases
*₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases
*₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases
*₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.
*₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.
*No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.
*The values taken for effective cost calculation are indicative values and may change as per the selected plan.
*Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.
*Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.
*The scope of coverage may vary from plan to plan.
~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ
##On ground claim assistance is available in 114 cities
Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.
STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.
Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies
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Policybazaar Insurance Brokers Private Limited CIN: U74999HR2014PTC053454 Registered Office - Plot No.119, Sector - 44, Gurugram - 122001, Haryana Tel no. : 0124-4218302 Email ID: enquiry@policybazaar.com
Policybazaar is registered as a Composite Broker | Registration No. 742, Registration Code No. IRDA/ DB 797/ 19, Valid till 09/06/2027, License category- Composite Broker
Visitors are hereby informed that their information submitted on the website may be shared with insurers.Product information is authentic and solely based on the information received from the insurers.
© Copyright 2008-2024 policybazaar.com. All Rights Reserved.