ICICI Lombard Health Insurance

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      Overview of ICICI Lombard Health Insurance

      ICICI Lombard Health Insurance plans are provided by the ICICI Lombard General Insurance Company Limited. The Company was launched in 2001 as a joint venture of ICICI Bank Limited from India and Fairfax Financial Holdings Limited from Canada. The insurer provides a wide range of health insurance plans that cater to the health needs of individuals, families, women, senior citizens as well as persons with disabilities. They also offer customized health plans for vector-borne diseases, COVID-19, etc.

       

      ICICI Lombard Health Insurance Plans

      ICICI Lombard General Insurance Company offers a variety of health insurance plans to suit the needs of different people. Given below is the list of ICICI Lombard health insurance plans available in the market:

      Plan name
      ICICI Lombard Health AdvanEdge
      For family
      Min. Age
      3 months
      Max. Age
      65 years
      Min. Coverage
      ₹3 lakh
      Max. Coverage
      ₹3 crore
      Plan name
      ICICI Lombard Max Protect
      For individuals
      Min. Age
      3 months
      Max. Age
      65 Years
      Min. Coverage
      ₹50 lakh
      Max. Coverage
      No limit
      Plan name
      ICICI Lombard Wyn Shield
      For individuals
      Min. Age
      3 months
      Max. Age
      45 years
      Min. Coverage
      ₹5 lakh
      Max. Coverage
      ₹1 crore
      Plan name
      ICICI Lombard Health Booster
      For super top-up, top-up
      Min. Age
      3 months
      Max. Age
      No age limit
      Min. Coverage
      ₹2 lakh
      Max. Coverage
      ₹50 lakh
      Plan name
      ICICI Lombard Personal Protect
      For accidents
      Min. Age
      18 years
      Max. Age
      80 years
      Min. Coverage
      ₹3 lakh
      Max. Coverage
      ₹25 lakh
      Plan name
      ICICI Lombard Golden Shield
      For senior citizens
      Min. Age
      56 years
      Max. Age
      No age limit
      Min. Coverage
      ₹5 lakh
      Max. Coverage
      ₹50 lakh
      Plan name
      ICICI Lombard Complete Health Insurance
      For family
      Min. Age
      3 months
      Max. Age
      No age limit
      Min. Coverage
      ₹5 lakh
      Max. Coverage
      ₹3 crore
      Plan name
      ICICI Lombard Health Care Plus
      For top-up
      Min. Age
      5 years
      Max. Age
      65 years
      Min. Coverage
      ₹5 lakh
      Max. Coverage
      ₹10 lakh
      Plan name
      ICICI Lombard Criti Shield Plus
      For critical illness
      Min. Age
      3 months
      Max. Age
      65 years
      Min. Coverage
      ₹1 lakh
      Max. Coverage
      ₹1 crore
      Plan name
      ICICI Lombard Women Cancer Shield
      For women
      Min. Age
      18 years
      Max. Age
      65 years
      Min. Coverage
      ₹5,000
      Max. Coverage
      ₹30 lakh
      Plan name
      ICICI Lombard Hospifund Insurance
      For hospital cash
      Min. Age
      3 months
      Max. Age
      65 years
      Min. Coverage
      ₹500 per day
      Max. Coverage
      ₹10,000 per day
      Plan name
      ICICI Lombard Smart Super Health Insurance
      For family
      Min. Age
      3 months
      Max. Age
      65 years
      Min. Coverage
      ₹5 lakh
      Max. Coverage
      ₹1 crore
      Plan name
      ICICI Lombard Makshak (Mosquito) Rakshak
      For vector-borne diseases
      Min. Age
      1 day
      Max. Age
      65 years
      Min. Coverage
      ₹10,000
      Max. Coverage
      ₹2 lakh
      Plan name
      ICICI Lombard Family Shield
      For infectious diseases and accidents
      Min. Age
      3 months
      Max. Age
      65 years
      Min. Coverage
      ₹5,000
      Max. Coverage
      ₹50 lakh
      Plan name
      ICICI Lombard Special Shield
      For persons with disability, HIV/ AIDS and mental illness
      Min. Age
      3 months
      Max. Age
      65 years
      Min. Coverage
      ₹4 lakh
      Max. Coverage
      ₹5 lakh
      Plan name
      ICICI Lombard Health Shield 360 Retail
      For family
      Min. Age
      3 months
      Max. Age
      65 years
      Min. Coverage
      ₹3 lakh
      Max. Coverage
      ₹3 Crore
      Plan name
      ICICI Lombard iShield
      For individuals
      Min. Age
      3 months
      Max. Age
      65 years
      Min. Coverage
      ₹2 lakh
      Max. Coverage
      ₹3 crore
      Plan name
      ICICI Lombard Personal Care Insurance
      For accidents
      Min. Age
      5 years
      Max. Age
      70 years
      Min. Coverage
      -
      Max. Coverage
      -
      Plan name
      ICICI Lombard Critical Illness
      ICICI Lombard Income Protect
      Min. Age
      18 years
      Max. Age
      65 years
      Min. Coverage
      -
      Max. Coverage
      -
      Plan name
      ICICI Lombard Covid-19 Protection Cover
      For COVID-19
      Min. Age
      18 years
      Max. Age
      75 years
      Min. Coverage
      -
      Max. Coverage
      -
      Plan name
      ICICI Lombard Universal Protection
      For critical illness
      Min. Age
      18 years
      Max. Age
      65 years
      Min. Coverage
      -
      Max. Coverage
      -
      View more plans
      Let us discuss each insurance plan in detail
      ICICI Lombard Health AdvantEdge Plan

      The ICICI Lombard Health AdvantEdge plan has been designed to meet the healthcare and preventive care needs of people at all stages of life. It comes with a sum insured ranging from ₹3 lakh and ₹3 crore.

      Features & Benefits:

      • Hospitalization expenses, home care treatments and AYUSH hospitalization are covered
      • Reset benefit, convalescence benefit and domestic air ambulance cover are available
      • In-patient hospitalization for surrogate mother and oocyte donor is covered
      • Preventive health check-ups, guaranteed cumulative bonus and wellness programs are available
      • Optional covers, including worldwide cover, maternity benefit, critical illness cover and personal accident cover, are available
      • Claim protector, sum insured protector, BeFit benefit and nursing at home cover are also available as optional covers
      • No pre-policy medical check-ups are required for up to 45 years and ₹10 lakh sum insured
      Read more
      ICICI Lombard Max Protect Plan

      ICICI Lombard Max Protect is a high sum insured plan that ensures extensive coverage for all medical expenses at an affordable price without worrying about out-of-pocket expenses. People can opt for a sum insured starting from ₹50 lakh with no upper limit under this plan. Besides, the plan is available in two variants – Classic and Premium.

      Features & Benefits:

      • Coverage for in-patient care, domiciliary and AYUSH hospitalization are available
      • Bariatric surgery, teleconsultations and domestic road ambulance charges are covered
      • Guaranteed cumulative bonus, Reset benefit and value-added services are available
      • Worldwide cover, claim protector, home care treatment and preventive health check-ups are available only under the Premium variant
      • PED waiting period reduction and room eligibility are available as optional covers
      Read more
      ICICI Lombard Wyn Shield Plan

      The ICICI Lombard Wyn Shield plan focuses on health and wellbeing by covering your medical expenses while motivating you to lead a healthy lifestyle. It offers a sum insured ranging from ₹5 lakh to ₹1 crore .

      Features & Benefits:

      • Wyn fit, wait-free daily cash, reset benefit and the A-list hospitals benefit are available
      • OPD treatments, hospitalization expenses and homecare expenses are covered
      • Parental cover at renewal and new beginnings cover are available
      • Optional covers, including mom-to-be, critical illness, coverage++, LWP daily cash are available
      • Super no claim bonus, all payable claims, newborn baby cover and assisted procreation are also available as optional covers
      Read more
      ICICI Lombard Health Booster Plan

      The ICICI Lombard Health Booster plan boosts the medical coverage by covering healthcare expenses when the policy sum insured gets exhausted. It offers both top-up & super top-up options and comes with a mandatory deductible that needs to be paid for your policy to get activated. While the sum insured for this plan ranges from ₹2 lakh to ₹50 lakh, the deductible ranges from ₹50,000 to ₹5 lakh.

      Features & Benefits:

      • In-patient treatment, AYUSH hospitalization and domiciliary hospitalization are covered
      • Claim service guarantee, reset benefit and wellness program are available
      • Pre-post hospitalization expenses, day care treatments and donor expenses are covered
      • Complimentary health check-ups and cumulative bonus are available
      • Optional covers, such as hospital daily cash, convalescence benefit and critical illness cover are available
      • Personal accident cover, temporary total disablement rehabilitation cover and repatriation of remains are available as optional covers
      Read more
      ICICI Lombard Personal Protect Insurance Plan

      ICICI Lombard Personal Protect Insurance is a personal accident insurance plan that provides coverage in case of accidental death or permanent total disability of the insured arising out of an accident. It offers a sum insured ranging from ₹3 lakh to ₹25 lakh and comes in six variants.

      Features & Benefits:

      • Coverage for accidental death and permanent total/partial disability are available
      • Temporary total disability and accidental hospitalization expenses are covered
      • Accidental hospital confinement allowance, convalescence benefit and double benefit are available
      • Optional covers, including carriage of dead body, children’s education grant, funeral expenses and repatriation of remains, are available
      • Extension of medical benefits, PTD improvement, PPD improvement and hospital daily allowance are also available as optional covers
      Read more
      ICICI Lombard Golden Shield Plan

      ICICI Lombard Golden Shield is a senior citizen health insurance plan designed to cover the medical needs of elderly people in their golden years. The plan comes with a sum insured ranging from ₹5 lakh to ₹50 lakh.

      Features & Benefits:

      • In-patient treatment, homecare treatment and in-patient AYUSH treatment are covered
      • Enhanced sum insured for road traffic accidents and pneumococcal disease vaccination incentives are available
      • Air ambulance, domiciliary hospitalization and day care treatments are covered
      • Reset benefit, preventive health check-ups and care management program are available
      • Claim protector, care management plus program and voluntary deductible are available as optional covers
      Read more
      ICICI Lombard Complete Health Insurance Plan

      The ICICI Lombard Complete Health Insurance plan provides medical coverage for individuals and families to deal with emergency and planned medical exigencies. It offers a sum insured ranging from ₹5 lakh to ₹3 crore.

      Features & Benefits:

      • Coverage for in-patient treatment, pre-hospitalization and post-hospitalization are available
      • In-patient AYUSH hospitalization and day care treatments are covered
      • Reset benefit, value-added services, cumulative bonus and wellness program are available
      • Optional covers, such as OPD treatment cover, maternity benefit and nursing at home, are available
      • Critical illness cover, convalescence benefit, hospital daily cash and personal accident cover are available as optional covers
      Read more
      ICICI Lombard Health Care Plus Plan

      ICICI Lombard Health Care Plus is a top-up insurance plan that covers excess medical expenses after the coverage amount of the base health policy gets exhausted. The plan comes with a mandatory deductible ranging from ₹2 lakh to ₹4 lakh for a sum insured ranging from ₹5 lakh to ₹10 lakh.

      Features & Benefits:

      • Coverage for in-patient treatment, AYUSH treatment and domiciliary treatment are available
      • Day care procedures, ambulance charges and pre-post hospitalization expenses are covered
      • Reserve benefit, recovery benefit, restore benefit and multiplier benefit are available
      • Cost of worldwide emergency care and preventive health check-ups are covered
      • Deductible option is also available
      • Unlimited restore benefit is available as an add-on cover
      Read more
      ICICI Lombard Criti Shield Plus Plan

      ICICI Lombard Criti Shield Plus is a critical illness insurance plan that provides financial assistance if the insured is diagnosed with a critical illness like cancer, heart disease, etc. It offers a sum insured ranging from ₹1 lakh to ₹1 crore. However, the plan has a waiting period of 90 days.

      Features & Benefits:

      • 92 major and minor critical illnesses are covered
      • Value-added services, such as teleconsultations, health & wellness offers, etc., are available
      • Optional covers, including ICU benefit and cancer restore benefit, are available
      • Major surgical procedures and personal accident cover are also available as optional covers
      • No survival period is applicable
      Read more
      ICICI Lombard Women Cancer Shield Plan
      p>The ICICI Lombard Women Cancer Shield plan has been designed to support women financially in case they are diagnosed with cancer. The plan comes with a sum insured ranging from ₹5,000 to ₹30 lakh.

      Features & Benefits:

      • Coverage for breast cancer, cervical cancer, ovarian cancer and thyroid cancer are available
      • Fallopian cancer, vaginal cancer, uterine/endometrial cancer and cancer of the vulva are covered
      • Preventive screening & assessment and teleconsultation cover are available as optional covers
      Read more
      ICICI Lombard Hospifund Insurance Plan

      The ICICI Lombard Hospifund Insurance plan pays a daily hospital cash allowance to the policyholder to cover ancillary expenses, such as food bills, travel costs, etc. It offers a daily cash amount ranging from ₹500 to ₹10,000 per day.

      Features & Benefits:

      • Hospital cash benefit and accidental hospitalization cash benefit are available
      • Intensive care cash benefit, cancer hospitalization cash benefit and child care cash benefit are available as optional covers
      • Option of brain & stroke hospitalization cash benefit and heart ailment hospitalization cash benefit are also available
      • Organ transplant hospitalization cash benefit, fractures & burns cash benefit and day care treatment cash benefit are also available as optional covers
      • Option of hospital attendant cash benefit and compassionate visit cash benefit are also available
      • Convalescence benefit and ambulance cover are also available as optional covers
      Read more
      ICICI Lombard Smart Super Health Insurance Plan

      The ICICI Lombard Smart Super Health Insurance plan allows people to customize their policy as per their health needs and budget. The sum insured for this plan ranges from ₹5 lakh to ₹1 crore.

      Features & Benefits:

      • Coverage for in-patient, pre-hospitalization and post-hospitalization expenses are available
      • OPD emergency treatment, OPD dental emergency and animal bite vaccination are covered
      • Convalescence benefit, restoration of sum insured, health check-ups and no claim bonus are available
      • Maternity benefit, hospital cash allowance and critical illness cover are available as optional covers
      Read more
      ICICI Lombard Makshak (Mosquito) Bhakshak Plan

      The ICICI Lombard Makshak (Mosquito) Bhakshak plan provides coverage for hospitalization expenses resulting from vector-borne diseases. The plan offers a sum insured ranging from ₹10,000 to ₹2 lakh.

      Features & Benefits:

      • Lump sum benefit is paid if hospitalized for at least 72 hours
      • Cost of diagnostic tests is covered if the insured tests positive for a vector-borne disease
      Read more
      ICICI Lombard Family Shield Plan

      The ICICI Lombard Family Shield plan provides comprehensive coverage against specific infectious diseases while offering personal accident cover. The policyholder can opt for one or more coverage sections as per health requirements. It comes with sum insured ranging from ₹5,000 to ₹50 lakh.

      Features & Benefits:

      • Coverage for in-patient treatment for specific vector-borne diseases and rabies & tetanus are available
      • Hospitalization expenses due to specific gastrointestinal infections, viral infections and nervous system infections are covered
      • Hospital daily cash benefit, ICU cash benefit and personal accident cover are also available
      • No pre-acceptance medical check-up is required for up to 55 years
      Read more
      ICICI Lombard Special Shield Plan

      The ICICI Lombard Special Shield plan has been designed to provide medical coverage to persons with disability or suffering from HIV AIDS. The plan comes with a sum insured of ₹4 lakh and ₹5 lakh.

      Features & Benefits:

      • Cost of in-patient care, including ICU and ICCU, are covered
      • Coverage for cataract treatment, modern treatments and day care treatments are available
      • Pre/post-hospitalization expenses, ambulance charges and teleconsultations are covered
      • Dental treatment and plastic surgery due to a disease or injury are covered
      • No pre-policy medical check-up is required for up to 45 years
      Read more
      ICICI Lombard Health Shield 360 Retail Plan

      The ICICI Lombard Health Shield 360 Retail plan provides coverage for a wide range of medical expenses incurred during planned and emergency treatments. It offers a sum insured ranging from ₹3 lakh to ₹3 crore.

      Features & Benefits:

      • Coverage for in-patient hospitalization and home care treatment are available
      • Domiciliary hospitalization, AYUSH treatment and air ambulance are covered
      • Reset benefit, guaranteed cumulative bonus and wellness program are available
      • Teleconsultations, day care treatments and pre/post-hospitalization expenses are covered
      • Optional covers, such as worldwide cover, maternity cover and hospital daily cash, are available
      • BeFit benefit, claim protector, convalescence benefit, sum insured protector, etc., are also available as optional covers
      • No pre-policy medical check-ups are required for up to 45 years and ₹10 lakh sum insured
      Read more
      ICICI Lombard iShield Plan

      The ICICI Lombard iShield plan offers a unique combination of a health plan and a term insurance plan that insures the health as well as the life of the policyholder. The plan comes with a sum insured ranging from ₹2 lakh to ₹3 crore.

      Features & Benefits:

      • In-patient treatment, pre-hospitalization and post-hospitalization expenses are covered
      • Convalescence benefit, ambulance cover and animal bite vaccination cover are available
      • Bariatric surgery, AYUSH treatment and domiciliary hospitalization are covered
      • Restore benefit, health check-up benefit and guaranteed cumulative bonus are available
      • Optional covers, including worldwide cover, OPD cover, maternity cover and home care treatment, are available
      • Critical illness cover, personal accident cover, claim protector, hospital daily cash and sum insured protector are also available as optional covers
      • Befit benefit is available as a rider
      Read more
      ICICI Lombard Personal Care Insurance Plan

      The ICICI Lombard Personal Care provides compensation in case the policyholder gets injured or dies in an accident.

      Features & Benefits:

      • Accidental death and permanent total disability are available
      • Carriage of dead body and ambulance charges are covered
      • Medical benefit cover, hospital confinement allowance and permanent total disability improved benefits are available as optional covers
      Read more
      ICICI Lombard Critical Illness Plan

      The ICICI Lombard Critical Illness plan provides a lump sum amount in case the insured is diagnosed with any of the 18 listed critical illnesses. However, a waiting period of 90 days applies to this plan.

      Features & Benefits:

      • Coverage for 18 critical illnesses are available
      • A survival period of 30 days is applicable
      Read more
      ICICI Lombard Income Protect Plan

      The ICICI Lombard Income Protect plan financially supports the policyholder in case of loss of job due to the diagnosis of a major medical illness.

      Features & Benefits:

      • Major surgical procedures and loss of employment are covered
      • Critical illness cover and personal accident cover are available
      • Mysterious disappearance benefit and hospital daily cash benefit are available
      Read more
      ICICI Lombard COVID-19 Protection Plan

      The ICICI Lombard COVID-19 Protection plan provides financial assistance to the insured if diagnosed with COVID-19 for the first time. However, a waiting period of 14 days applies to this plan.

      Features & Benefits:

      • Coverage available on the first diagnosis of COVID-19
      • Value-added services, including health assistance and virtual consultations, are available
      • Teleconsultation cover and ambulance assistance cover are available as an optional cover
      Read more
      ICICI Lombard Universal Protection Plan

      The ICICI Lombard Universal Protection plan provides financial assistance to policyholders in case they are diagnosed with a major medical illness or get disabled/ die in an accident.

      Features & Benefits:

      • Coverage for 25 major illnesses are available
      • Lump sum payment is paid on diagnosis of a listed illness
      • Accidental death and permanent total/partial disability are covered
      • Children education benefit and involuntary loss of job cover are available
      Read more
      View more plans

      Why Should You Buy ICICI Lombard Health Insurance Plans?

      Here are some of the reasons buying an ICICI Lombard health insurance policy is a good idea:

      • Unique Benefit ICICI Lombard health insurance plans offer several unique benefits to its customers, including BeFit benefit, reset benefit, claim protector, sum insured protector, etc.
      • 24x7 Customer Support The insurer has an efficient customer support team that is available round the clock to assist with queries and claims.
      • Quick Settlement of Claims Policyholders can enjoy faster claim settlement as the ICICI Lombard Claims Management Team authorizes all cashless claims within 4 hours of receiving them.
      • Tax Benefits The premiums paid to buy or renew an ICICI Lombard health insurance policy are tax-deductible under Sec 80D of the Income Tax Act.

      How to File a Claim with an ICICI Lombard Health Insurance Plan?

      Policyholders can file a claim with ICICI Lombard health insurance by following the below-mentioned procedure:

      1

      Intimate the Insurance Company

      In case of a planned hospitalization, inform the ICICI Lombard General Insurance Company at least two days prior to the date of admission to the hospital. In case of emergency hospitalizations, the company needs to be informed within 24 hours.

      2

      Hospital Admission

      Get hospitalized at any hospital of your choice to avail cashless treatment

      3

      Send Pre-Authorization Form

      Fill up the cashless treatment pre-authorization form and send it to the ICICI Lombard Claims Management Team along with the requested documents

      4

      Settlement of Claims

      Obtain the treatment and pay all the non-payable bills at the time of hospital discharge. The insurance company will pay the authorized bill amount directly to the hospital.

      Note: In case of reimbursement claims, intimate the insurance company within 24 hours of an emergency hospitalization and at least 48 hours before a planned hospitalization. Obtain the treatment and pay the entire hospital bill during discharge. Collect all the medical documents from the hospital and send them to the ICICI Lombard Claims Management Team. The team will review your claim request and, upon acceptance, pay you the claim amount.

      Documents Required for ICICI Lombard Health Insurance Claim

      Policyholders must submit the following documents at the time of filing an ICICI Lombard health insurance claim:

      • A duly filled and signed ICICI Lombard health insurance claim form
      • Copy of the health card
      • Identity proof issued by the government
      • Final hospital bills with detailed break-up and payment receipts
      • Interim bills and payment receipts
      • Discharge certificate issued by the hospital containing details of disease/medical condition and treatment given
      • Original bills from chemists supported by proper prescriptions from the doctor
      • All investigation and test reports
      • Indoor case papers
      • Duly filled in KYC and NEFT forms
      • Copy of the cancelled cheque
      • Implant sticker/invoice, if used
      • Medico Legal Certificate (MLC), if needed
      • Copy of the FIR (in case of accidental claims)

      ICICI Lombard Health Insurance Network Hospitals

      The ICICI Lombard General Insurance Company has a tie-up with a large network of empanelled hospitals across the country. You can choose any of these network hospitals to avail cashless facility for an ailment/illness or disease covered by your health insurance policy. Find the list of all ICICI Lombard health insurance network hospitals located in different cities below:

      How to Buy ICICI Lombard Health Insurance Plans?

      Follow the steps given below to buy an ICICI Lombard health insurance plan online:

      Step 1: Go to the official website of Policybazaar Insurance Brokers Private Limited

      Step 2: Click on the ‘Health Insurance’ icon on the homepage

      Step 3: Select your gender and the family members to be insured and fill in their age

      Step 4: Enter your city or pin code and provide your name & contact number

      Step 5: Pick the suitable option regarding your existing illnesses

      Step 6: Choose if you have health cover from your employer and provide its sum insured

      Step 7: Select the ICICI Lombard health insurance policy you want to buy and pay its premium

      Step 8: The insurer will issue your health policy after receiving the premium.

      How to Renew ICICI Lombard Health Insurance Plans?

      Policyholders can renew their existing ICICI Lombard health insurance policy online on Policybazaar.com by following the steps given below:

      Step 1: Go to the ‘Renew Your Policy’ option on Policybazaar’s homepage

      Step 2: Click on the ‘Health Renewal’ option from the dropdown menu

      Step 3: Enter the registered mobile number and OTP received on your phone to log in to your account.

      Step 4: New customers of Policybazaar can click on the ‘Health Insurance’ icon on the homepage and enter the requested details

      Step 5: Select the ICICI Lombard health insurance renewal plan

      Step 6: Pay the renewal premium online

      Step 7: Your ICICI Lombard health insurance renewal policy will be issued by the insurer.

      How to Calculate ICICI Lombard Health Insurance Premium?

      People can use an ICICI Lombard Health Insurance premium calculator to calculate the premium payable for a health policy. All they need to do is enter the requested details, such as their city of residence, the desired sum insured, etc., to know the premium. To check the premium of an ICICI Lombard health insurance plan, customers can use the premium calculator given below:

      ICICI Lombard Health Insurance Portability

      ICICI Lombard General Insurance Company allows all policyholders to switch between plans or change their insurers using the portability feature. Portability enables policyholders to change their plans or insurers without compromising on continuity benefits like pre-existing diseases waiting period, cumulative bonus, etc.

      Method of Applying for Health Insurance Portability:

      • A proposal form along with the health insurance portability form has to be submitted by the buyer at least 45 days prior to the expiry of the existing policy.
      • Mandatory documents, such as previous policy certificates, renewal note of expiring policy, etc., have to be submitted at the time of applying for health insurance portability.
      • The portability requested will be reviewed by the medical underwriting of the Company and then accepted or rejected.

      Contact Details of ICICI Lombard Health Insurance

      Check out the ICICI Lombard General Insurance Company’s contact details below:

      Categories Contact Details
      Toll-free Number 1800 2666
      1800 103 2292 (For existing policyholders of erstwhile Bharti AXA General Insurance)
      Phone Numbers 86 55 222 666
      040 6627 3505 (For J&K, NRI customers and International numbers)
      Email id customersupport@icicilombard.com

      ICICI Lombard Health Insurance - FAQs

      • Q1. Is ICICI Lombard good for health insurance?

        Ans: Yes. ICICI Lombard General Insurance Company is a great to buy a health insurance policy as it offers a wide range of medical plans catering to the needs of various individuals. These plans cover hospitalization expenses, critical illnesses, home care treatment, etc., along with unique benefits like reset benefits, health check-ups, befit benefits, claim protectors, sum insured protectors, etc. You can compare and choose an ICICI policy that best suits their health needs and budget.
      • Q2. Is full body check-up covered by ICICI Lombard?

        Ans: Most ICICI Lombard health insurance plans cover the cost of preventive health check-ups, which may or may not include a full body check-up. Hence, it is advisable to check your policy document to see if full body check-ups are covered.
      • Q3. Does ICICI Lombard cover OPD?

        Ans: Yes. Several ICICI Lombard health insurance plans cover OPD treatments. However, the OPD benefit is available as an optional cover under most plans, and you need to pay an additional premium for it.
      • Q4. What is the time limit for the ICICI Lombard health insurance claim?

        Ans: To raise a claim under your ICICI Lombard health insurance policy, you must notify the insurer about your planned hospitalization at least 48 hours in advance. In an emergency hospitalization, the insurer must be informed within 24 hours.
      View more FAQ’s
      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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      ICICI Lombard Health Insurance Reviews & Ratings

      4.2 / 5 (Based on 38 Reviews)
      (Showing Newest 10 reviews)
      Jitendra
      Guwahati, April 13, 2017
      Choose ICICI Lombard health insurance family floater plan
      I was in a fix early on whether to go for individual or family floater plan. Thanks a lot to the customer support team for clearing my doubts. I chose family floater which also covers my 3 year old kid now along with me.
      Ashish
      Bhopal, April 12, 2017
      ICICI Lombard health insurance policy
      ICICI health insurance cover is a good plan to have because of the features it provides and nominal annuity.
      Vinay
      Gurgaon, April 11, 2017
      Good to buy ICICI health insurance
      I bought ICICI health insurance policy plan 5 months ago for critical illness. I am glad because 2 months back, I was suffering from pneumonia and was worried about the expenses. But luckily I could encash the cover. Thanks to ICICI Insurance Plan. One thing they need to improve customer care experience as they themselves lack knowledge about the specific details.
      Sunil
      Agra, April 11, 2017
      ICICI Lombard health insurance is an optimum cover
      You have to acknowledge that customer service is quite good and they are at your beck and call. I only needed to pay premium twice an year with ICICI health insurance and great that my toddler also got covered.
      Rahul
      Deoghar, October 24, 2016
      Good health cover
      Icici lombard general insurance company ltd. is my health insurers. Policy coverage is good and premium is payed twice annually. Claiming process is easy and because of the the members of the company, the sanctioning the amount is very simple and easy.
      Kshitij
      Pratappur, October 19, 2016
      Great Services
      Large number of hospitals are working with icici lombard general insurance company. The ambulance is also facilitated by the company for free. Coverage is high and claims are easy to sanctioned because of the fast service given by the executives and members of the insurance company. Great experience.
      Harish
      Ranchi, October 19, 2016
      Health Care
      My health insurance policy is from icici lombard general insurance which is really very good. Policy coverage is high and claims are even better. Customer service is available for 24X7. Each customer is assisted by the executives of the company. I'm fully satisfied by my health insurance policy.
      Kamal
      Dwarka, October 06, 2016
      Superb Health Policy
      All that i needed is in this insurance policy which i purchase from icici lombard general insurance company. Premium is less and returns are high, Claiming is simple to cleared by taking good care and help of the executives of the company.
      Lokesh
      Jorhat, September 30, 2016
      Good Coverage
      Policy I have purchased for my parents is from icici lombard general insurance. Policy is really very good with huge benefits. Premium is less and returns are high. Service is very fast which facilitate by the executives and staff members.
      Gauri
      Gangtok, August 29, 2016
      Good
      ICICI lombard health insurance i purchased in very less premium with good benefits in return. The policy coverage and claims are high. Ambulance service is absolutely free of cost and hospital are very much in numbers which give good treatment.

      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881. Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. As per the Insurance guidelines, you are allowed to cancel the policy with-in 15 days from the date of Issuance of policy. For more details, please read the Plan Brochure carefully or talk to our advisor at the time of purchase.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker (Life & General)| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

      © Copyright 2008-2024 policybazaar.com. All Rights Reserved.

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