Go Digit Own-Damage Bike Insurance

Go Digit own-damage bike is also known as standalone own-damage (OD) bike insurance policy, which only covers the insured bike against various losses or damages. The policy covers several risks, such as theft, fire, explosions, self-ignition, natural calamities, man-made calamities, etc. Explore Go Digit own-damage bike insurance policy on the page below.

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Go Digit Own-Damage Bike Insurance Policy & Key Features

The following table highlights the key features of Go Digit own-damage bike insurance policy:

Categories Key Features
Policy Coverage
  • Get coverage for the losses/damages to the insured vehicle due to accidents and collisions.
  • Coverage for theft of the insured two-wheeler.
  • Coverage for the damages/losses caused by various natural calamities, such as floods, typhoons, landslides, etc.
  • Coverage for the damages/losses caused by theft, riots, vandalism, etc.
Insurance Premium
  • Available at affordable bike insurance premium rates.
  • Pay an extra premium for add-ons or riders, such as zero-dep cover, 24x7 roadside assistance cover, etc.
  • Get Mandatory PA (Personal Accident) Cover for the bike owner by paying a nominal premium.
Convenience
  • Zero paperwork is required to issue policy documents instantly.
  • Avail of a smooth claim settlement process assisted by a cashless network garage spread across India.
  • Hassle-free online buying/renewal process for bike insurance.

*Disclaimer: The above table serves as a reference. Refer to the Go Digit standalone own-damage bike insurance policy wordings for precise coverage details.

Why Choose Go Digit Own-Damage Bike Insurance?

Go Digit own-damage bike insurance offers extensive protection for your motorcycle, safeguarding against theft, accidents, natural calamities, and more. This type of two-wheeler insurance policy is purchased only with existing third-party bike insurance policy.

Here are a few reasons to opt for Go Digit own-damage bike insurance policy:

  • Brand Value: Go Digit General Insurance Limited is India’s leading insurance company, offering super-fast claim processing and an option to customize the coverage.
  • All-inclusive Coverage: Besides mandatory third-party bike insurance coverage, Go Digit own-damage bike insurance provides extensive protection designed to meet individual needs.
  • Customizable Options: Go Digit offers multiple bike insurance add-ons that enhance the policy coverage and allow flexibility according to the individual’s budget and preferences.

Inclusions of Go Digit Own-Damage Bike Insurance

Here are the inclusions of the Go Digit own-damage bike insurance policy:

  • Coverage for damage to your bike due to accidents or collisions.
  • Coverage for damage caused by fire, self-ignition, or explosion.
  • Coverage for loss in case the insured bike is stolen.
  • Coverage for damage due to natural calamities or man-made disasters, such as floods, typhoons, riots, strikes, etc.

Exclusions of Go Digit Own-Damage Bike Insurance

Here are the exclusions of the Go Digit own-damage bike insurance policy:

  • Damage or loss caused to the third party in a road accident
  • Damage or loss incurred to the insured bike due to drunk driving.
  • Damage or loss sustained when the person was driving without a valid license, registration certificate, or own-damage bike insurance policy.
  • Damage or loss due to regular wear and tear.
  • Loss or damage arising from illegal or intentional acts, such as racing.
  • Loss or damage due to contractual liability.
  • Any consequential loss or damage.
  • Any damage or loss not explicitly covered under the policy terms.

How to Buy Go Digit Own-Damage Bike Insurance Online?

Buying own-damage bike insurance online from Policybazaar.com is quite simple. Follow the below procedure to receive the policy document at your registered email ID:

  • Step 1: Visit the official website of Policybazaar Insurance Brokers Private Limited and click on 'Insurance Products ' from the top menu.
  • Step 2: Choose "Own-Damage Bike Insurance" from the dropdown.
  • Step 3: Enter your bike details and click on 'View Prices'.
  • Step 4: Compare the multiple bike insurance quotes offered by different insurers, and select Go Digit Own-Damage Bike Insurance.
  • Step 5: Complete all required details asked in the form.
  • Step 6: Pay the premium online to receive your policy via email.

How to Raise Go Digit Own-Damage Bike Insurance Claims?

Follow these steps to raise claims under Go Digit own-damage bike insurance online:

  • Step 1: Notify the insurer promptly about the incident.
  • Step 2: Download and fill out the claim form, then submit it with the necessary documents.
  • Step 3: The surveyor appointed by the insurer will assess the damages upon claim request submission.
  • Step 4: The surveyor will compile an assessment report and forward it to the insurer.
  • Step 5: The insurer will review the report and decide on the claim approval request.
  • Step 6: If approved, choose an authorized network garage for repairs, with bills settled directly by the insurer. Alternatively, pay bills at any nearby garage and get reimbursed later via the reimbursement claim process.

Documents Required for Go Digit Own-Damage Bike Insurance Claim

Ensure you have these documents when filing a claim with the insurance provider:

  • FIR copy (if applicable)
  • Driver's License (DL) of the rider handling the bike at the time of the accident
  • Registration Certificate (RC) of the bike
  • Valid own-damage bike insurance policy
  • Duly filled and signed claim form
  • Additional documents specified by the insurer (e.g., repair bills, FIR reports).

FAQs About Go Digit Own-Damage Bike Insurance

  • Q1. Can I claim own-damage insurance for bike scratches?

    Ans: You can raise claims for bike scratches under your own-damage or comprehensive bike insurance policy.
  • Q2. Do I need to buy own-damage and third-party policies from the same insurance provider?

    Ans: No, getting both bike insurance policies from the same insurance provider is not compulsory.
  • Q3. Who is eligible to purchase a Go Digit own-damage bike insurance policy?

    Ans: The policyholders holding a third-party bike policy can buy an own-damage (OD) bike policy to cover their own possession.
  • Q4. Is Go Digit own-damage bike insurance is mandated by law?

    Ans: You are eligible for an NCB discount on your own-damage bike insurance policy renewal only if you haven't raised any claims during the period.
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Average Rating
(Based on 29 Reviews)

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Go Digit Own-Damage Bike Insurance Reviews & Ratings

4.8 / 5 (Based on 29 Reviews)
(Showing Newest 10 reviews)
Lakshay
Bhopal, August 18, 2021
Papereless claim settlement
I found my plan according to my need from policy bazaar. after comparing a lot of plans, i got the Digit General insurance policy. i bought it because they are giving me paperless claim settlement and great coverage with easy online process. company assured that their customer will get 24*7 customer service with satisfaction.
Vimlendra
Delhi, June 04, 2021
Easy to pay
It is very easy to make the payment of premium of digit car insurance plan. I did it online and that was simple and quick. Also, I like the transparency. It is one of the best plan I had bought.
Gopal
Navada, June 04, 2021
Compare and buy
I always compare and buy the two wheeler insurance plan and I did it on the website of the policybazaar. It is easy and subtle to compare and I have also got the best digit two wheeler insurance plan.
Mannu
Shikohabad, June 04, 2021
No claim bonus certificate
I have got the no claim bonus certificate from the website of the Policybazaar. I have the plan of Digit two wheeler insurance and it is really good. I did not filed for a claim last year and thats why I have got the no claim bonus certificate this year.
Aryan
J. P. Nagar, July 02, 2020
NCB
It helps me in getting a NCB easily. I just call the custoer care team and they helped me in getting the same.
Adarsh
Vadakara, July 01, 2020
Great customer care
The customer care team of policybazaar is very nice and helps in resolving the complaints.
Armaan
Agalpur, June 30, 2020
Compare and buy
I went to the website of policybazaar and compared the plans with policybazaar. It was easy and I researched on every plan.
Yaman
Digboi, June 29, 2020
Good plans
I avail a very good plan of two wheeler insurance. It was a great decision to get it done from policybazaar.
Rakshit
Iglas, June 29, 2020
Great sales team
The sales team of policybazaar is quite good genuine. They helped me in getting a good quotation of two wheeler insurance. Thanks a lot team.
Anuj
Echoda, June 21, 2020
Add on covers
You can avail and can add on the covers according to yourself while you can speak to the sales people. They will help you in the same.

^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum (1.3/day) is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable on an annual basis