Digit Comprehensive Bike Insurance Policy

What is the Digit Comprehensive Bike Insurance Policy?

The Go Digit General Insurance Company provides the Digit Comprehensive Bike Insurance Policy that covers two-wheelers against damages incurred due to any manmade or natural calamities. This means that the company would provide monetary coverage for your bike against theft, loss, and damage of any kind.

It also offers coverage to any other vehicle, person, or property affected during the incident with your bike. Moreover, the policy comes with several add-on covers that help you enhance the coverage benefits.

Benefits of the Digit Comprehensive Bike Insurance Policy

The Digit Comprehensive Bike Insurance Policy has several advantages which enable the insured to be completely stress-free regarding their vehicle. A comprehensive insurance policy is considerably more beneficial than a regular third-party insurance policy.

Following are some of the benefits which Digit Comprehensive Bike Insurance Policy offers:

• The policy offers protection against accidental damages which might be incurred by the vehicle as well as by the rider
• All the costs borne by the insured due to the vehicle's damage would be covered by the policy
• Digit Comprehensive Bike Insurance Policy offers paperless claims which can be processed through the insured's smartphone
• The insurer offers cashless settlements with cashless repairs services at the network hospitals
• The company has a 24/7 call facility which is in operation even on national holidays
• The insured would get a doorstep pickup and repair service the Insurer

What is covered under the Digit Comprehensive Bike Insurance Policy?

The following would be included in the Digit Comprehensive Bike Insurance Policy:

• The policy provides coverage against all kinds of natural disasters such as floods, earthquakes, hurricanes, etc., which may cause damage to the two-wheeler
• Digit comprehensive bike insurance policy offers coverage against all the manmade disasters such as theft, fire, etc., which may cause damages to the vehicle
• Protects against accidental injury of the insured in the event of an accident
• It protects your bike against damages and gives coverage for third-party liabilities including the property damage
• The policy will protect the policyholder if the accident happens to cause any severe damage to the third party
• Coverage for the pillion rider is also available

What is not covered under the Digit Comprehensive Bike Insurance Policy?

The following would be excluded from the Digit Comprehensive Bike Insurance Policy:

• If the damage to the vehicle is done by a rider driving under the influence of intoxicating substances such as alcohol or drugs, it won't be covered
• The policy would not cover regular wear and tear and general depreciation of the bike
• The policy would not protect against any mechanical or electrical failures incurred by the bike
• Unless the tires and tubes of the bike are damaged in an accident, the policy will not compensate for the loss
• If accidental damage to the vehicle happens due to a person's negligence driving with an invalid driving license, the company will not provide coverage
• If the Insurer suspects any contractual damages, no coverage would be granted