HDFC Life Pension Plans

4.3 / 5 based on 25 User Reviews
*Please note that the quotes shown will be from our partners

HDFC Standard Life Insurance Company was established between Housing Development Finance Corporation Limited (HDFC) and Standard Life plc based out of UK. While HDFC holds 74.60% of the company’s stake, Standard Life (Mauritius Holding) Limited holds 26% while the remaining is held by others. With the expertise of HDFC and Standard Life together under one umbrella, HDFC Standard Life has become a market leader in the insurance sector offering a complete range of products at competitive rates. Moreover, the company boasts of a strong foundation of sales force which helps to increase the company’s market share in the insurance sector.

 

HDFC Pension Plans – Summary

 

HDFC Pension Plan

Features and Benefits

Eligibility Criteria

HDFC Life Personal Pension Plus Plan

  • Vesting: Higher of the Sum Assured including bonuses or 101% of total premiums is guaranteed to be paid
  • Vesting: Policyholder can commute 1/3rd of the corpus and avail annuity from the remaining part or avail immediate annuity from the entire corpus or use the proceeds to buy a Single Premium Deferred Annuity plan from the company
  • On death, higher of 101% of premiums paid including bonus or 105% of premiums paid up to death is paid to nominee who can either receive annuity or take the entire benefit under the HDFC pension plan
  • Reversionary bonus, interim bonus and terminal bonus accrue in the plan
  • Entry Age: 18 yrs (min);
65 yrs (max)
  • Vesting Age: 55 yrs (min);
75 yrs (max)
  • Policy Term: 10 yrs (min);
40 yrs (max)
  • Annual Premium Amount:
Rs. 24,000 (min); No limit (max)
  • Sum Assured: Rs. 2,04,841 (min); Depends on term, age and premium (max)

Premium Payment Term: Equal to the policy term



HDFC Life Click 2 Retire Plan

  • Vesting benefit = {101% + 1% x (Policy Term – Premium Paying Term)} x Total Premiums Paid
  • Death benefit = Higher of the fund value on the date of death or 105% of premiums paid till death
  • Vesting age can be postponed if the policyholder’s age is below 55 yrs
  • 3 funds available: Pension Equity Plus Fund, Pension Income Fund and Pension Conservative Fund
  • On maturity, 1/3rd of the fund value can be commuted, i.e. withdrawn as cash. Remaining 2/3rd should be used to draw a pension or the policyholder can use entire proceeds to purchase an annuity with the fund value. Alternatively, a single premium deferred annuity plan can be purchased from the proceeds.
  • Entry Age: 18 yrs (min);
65 yrs (max)
  • Vesting Age: 45 yrs (min);
75 yrs (max)
  • Policy Term: 10 yrs (min);
35 yrs (max)
  • Annual Premium Amount: Regular Pay - Rs. 24,000, Single Pay - Rs. 50,000 (min); No limit (max)

Premium Payment Term: Equal to the policy term or Single Pay or Limited Pay

HDFC Life Pension Super Plus

  • Vesting: Higher of the fund value or an assured benefit of 101% of the sum of premiums paid
  • Vesting: Policyholder can purchase a joint life annuity from the company guaranteeing regular income until the policyholder or his spouse is alive. The policyholder may also commute 1/3rd of the fund and receive annuity from the remaining portion.
  • 102.5% of the premiums paid are allocated to the fund from the 11th year onwards
  • On death, the company pays higher of the fund value or total premiums paid accumulated at a rate of 6% per annum or 105% of the total premiums paid till death
  • Entry Age: 35 yrs (min);
65 yrs (max)
  • Vesting Age: 55 yrs (min);
75 yrs (max)
  • Policy Term: 10 yrs (min);
20 yrs (max)
  • Annual Premium Amount:
Rs. 24,000 (min); No limit (max)
  • Premium Payment Term: Equal to the policy term

HDFC Life Single Premium Pension Super Plan

  • Vesting: Higher of the fund value or an assured benefit of 101% of the single premium paid under the plan
  • Vesting age can be extended if the policyholder’s age is less than 55 yrs
  • Vesting: Policyholder can purchase an annuity from the company with multiple options like availing a joint life annuity guaranteeing regular income until the policyholder or his spouse is alive. The policyholder may also commute 1/3rd of the fund and receive annuity from the remaining portion or purchase another Single Premium deferred annuity from the company.
  • On death, higher of the available fund value or 105% of the premium is paid to the nominee who may choose to receive annuities or withdraw the entire amount
  • Entry Age: 40 yrs (min);
75 yrs (max)
  • Vesting Age: 50 yrs (min);
85 yrs (max)
  • Policy Term: 10 yrs
  • Annual Premium Amount:
Rs. 25,000; No limit (max)
  • Premium Payment Term: Equal to the policy term

HDFC Life Guaranteed Pension Plan

  • Guaranteed addition of 3% of the Sum Assured is added to the corpus for every completed year of the plan
  • Vesting additions are also added on vesting which is expressed as a percentage of the Sum Assured and it depends on the tenure of the plan chosen
  • Death benefit is also guaranteed which is the total of all premiums paid till death accumulated at an interest of 6% per annum
  • Premium needs to be paid for a limited term only
  • Death benefit is payable to the nominee who can either choose to receive annuities out of the proceeds or withdraw the proceeds entirely
  • Vesting: Proceeds are payable to the policyholder who can either choose to receive annuity payouts from the entire corpus or withdraw 1/3rd of the corpus as cash and receive annuity payouts from the remainder 2/3rd of the corpus which shall be taxable. The policyholder may also choose to buy a Single Premium Deferred Annuity plan from the company using the entire corpus
  • Entry Age: 35 yrs (min);
65 yrs (max)
  • Vesting Age: 55 yrs (min);
75 yrs (max)
  • Policy Term: 10 yrs (min);
20 yrs (max)
  • Premium Payment Term:
5, 7 or 10 yrs
  • Annual Premium Amount: Rs. 24,000 (min); No limit (max)
  • Sum Assured: Rs. 81,145 (min); No limit (max)

HDFC Life New Immediate Annuity Plan

  • Plan pays annuity without delay from the period chosen by the annuitant after the premium is paid
  • The Purchase Price, i.e. the single premium paid for availing annuity is returned on death or in case of a Critical Illness under relevant annuity options
  • Higher rates of annuity are available for higher purchase price of Rs. 2.5 lakh and above
    • Entry Age: 30 yrs (min); 85 yrs (max)
    • Annual Annuity Amount: Rs. 10,000 (min); No limit (max)
    • Purchase Price: Depends on the policyholder’s age and the annuity amount chosen
 

 

 

HDFC Life Pension Plans - Detail

The company offers pension plans in both traditional format and Unit-linked format. The pension plans which HDFC Life has can be highlighted below:

 

HDFC Pension Plans – HDFC Life Personal Pension Plus Plan

Is a traditional plan with the under-mentioned features:

  • On Vesting, higher of the Sum Assured including bonuses or 101% of total premiums paid is guaranteed to be paid under this HDFC pension plan.
  • Under this HDFC pension plan, on vesting, the policyholder can commute 1/3rd part of the corpus and avail annuity from the remaining part or avail immediate annuity from the entire corpus or use the proceeds to buy a Single Premium Deferred Annuity plan from the company.
  • Under this HDFC pension plan, in case of death, higher of 101% of the premiums paid including the bonus amount or 105% of the premiums paid up to death is payable to nominee who can either receive annuity or take the entire benefit
  • Reversionary bonus, interim bonus and terminal bonus accrue in the HDFC pension plan

 

Eligibility Details

 

Minimum

Maximum

Entry Age

18 years

65 years

Vesting Age

55 years

75 years

Policy Term

10 years

40 years

Annual Premium amount

Rs.24, 000

No limit

Sum Assured

204, 841

Depends on term, age and premium

Premium Payment Term

Equal to the policy term

 

 HDFC Pension Plans – HDFC Life Click 2 Retire Plan

An online pension plan in a unknit linked format. The features of the plan are as follows:

  • This HDFC pension plan promises an assured Vesting Benefit equal to {101% + 1% * (policy Term – premium paying term)}*total premiums paid
  • The death benefit which is payable under this HDFC pension plan will be the amount which will be higher among the fund value on the date of death or 105% of premiums paid till death
  • Under this HDFC pension plan, the vesting age can be postponed if the policyholder’s age is below 55 years
  • Three types of funds are available under this HDFC pension plan which are Pension Equity Plus Fund, Pension Income Fund and Pension Conservative Fund
  • Income Tax Benefit on the premiums paid under Section 80C, on the commuted part of the fund value under Section 10(10A). Death benefit is exempt under Section 10(10D).
  • Under this HDFC pension plan, on maturity, 1/3rd of the fund value can be commuted, i.e. withdrawn as cash and the remaining 2/3rd should be used to draw a pension or the policyholder can also use the entire proceeds to purchase an annuity with the fund value. Alternatively, a single premium deferred annuity plan can be purchased from the proceeds.

 

Eligibility Details

 

Minimum

Maximum

Entry Age

18 years

65 years

Vesting Age

45 years

75 years

Policy Term

10 years

35 years

Annual Premium amount

Regular pay – Rs.24, 000
Single Pay – Rs.50, 000

No limit

Premium Payment Term

Equal to the policy term or Single Pay or Limited Pay

 

 HDFC Pension Plans – HDFC Life Pension Super Plus

A pension plan with the following features:

  • On vesting, the company pays higher of the fund value or an assured benefit of 101% of the sum of premiums paid under this HDFC pension plan
  • Under this HDFC pension plan, on vesting, the policyholder can purchase a joint life annuity from the company guaranteeing regular income till the policyholder or his spouse is alive. The policyholder may also commute 1/3rd of the fund and receive annuity from the remaining portion.
  • From the 11th year onwards 102.5% of the premiums paid are allocated to the fund under this HDFC pension plan
  • On death, the company pays higher of the fund value or total premiums paid accumulated at a rate of 6% per annum or 105% of the total premiums paid till death under this HDFC pension plan,
  • Income Tax Benefit on the premiums paid under Section 80C and on the commuted part of the fund value under Section 10(10A) of the Income Tax Act. Death benefit is exempt under Section 10(10D). People looking to reduce their tax liability will find this HDFC pension plan well suited for their needs

 

Eligibility Details

 

Minimum

Maximum

Entry Age

35 years

65 years

Vesting Age

55 years

75 years

Policy Term

10 years

20 years

Annual Premium amount

Rs.24, 000

No limit

Premium Payment Term

Equal to the policy term

 

 HDFC Pension Plans – HDFC Life Single Premium Pension Super Plan

A single premium ULIP plan with the following features:

  • On vesting, the company pays higher of the fund value or an assured benefit of 101% of the single premium paid under this HDFC pension plan
  • The vesting age can be extended if the policyholder is aged less than 55 years under this HDFC pension plan
  • Under this HDFC pension plan, on vesting, the policyholder can purchase an annuity from the company with multiple options like availing a joint life annuity guaranteeing regular income till the policyholder or his spouse is alive. The policyholder may also commute 1/3rd of the fund and receive annuity from the remaining portion or purchase another Single Premium deferred annuity from the company
  • Under this HDFC pension plan, on death of the insured, higher of the available fund value or 105% of the premium is paid to the nominee who may choose to receive annuities or withdraw the entire amount
  • Income Tax Benefit on the premiums paid under Section 80C and on the commuted part of the fund value under Section 10(10A) of the Income Tax Act. Death benefit is exempt under Section 10(10D). This is another HDFC pension plan that is suitable for people trying to reduce their taxable income

 

Eligibility Details

 

Minimum

Maximum

Entry Age

40years

75 years

Vesting Age

50 years

85 years

Policy Term

10 years

Annual Premium amount

Rs.25, 000

No limit

Premium Payment Term

Equal to the policy term

 

 

HDFC Pension Plans – HDFC Life Guaranteed Pension Plan

A deferred annuity plan with the following features:

  • A guaranteed addition of 3% of the Sum Assured is added to the corpus for every completed year of this HDFC pension plan
  • Vesting additions are also added on vesting which is expressed as a percentage of the Sum Assured and it depends on the tenure of the HDFC pension plan chosen
  • Under this HDFC pension plan, the death benefit is also guaranteed which is the total of all premiums paid till death accumulated at an interest of 6% per annum
  • The premium needs to be paid for a limited term only under this HDFC pension plan
  • Under this HDFC pension plan, the death benefit is payable to the nominee who can either choose to receive annuities out of the proceeds or withdraw the proceeds entirely.
  • Under this HDFC pension plan, on vesting, the proceeds are payable to the policyholder who can either choose to receive annuity payouts from the entire corpus or withdraw 1/3rd of the corpus as cash and receive annuity payouts from the remainder 2/3rd of the corpus which shall be taxable. The policyholder may also choose to buy a Single Premium Deferred Annuity plan from the company using the entire corpus
  • Income Tax Benefit on the premiums paid under Section 80C and on the commuted part of the fund value under Section 10(10A) of the Income Tax Act. Death benefit is exempt under Section 10(10D).

 

Eligibility Details

 

Minimum

Maximum

Entry Age

35 years

65 years

Vesting Age

55 years

75 years

Policy Term

10 years

20 years

Premium Payment Term

5, 7, 10 years

Annual Premium amount

Rs.24, 000

No limit

Sum Assured

Rs.81, 145

No limit

Premium Payment Term

Equal to the policy term

 

 

HDFC Pension Plans – HDFC Life New Immediate Annuity Plan

An annuity plan with the following features:

  • This HDFC pension plan will pay annuity without delay from the period chosen by the annuitant after the premium is paid
  • The annuity promises multiple annuity options under this HDFC pension plan like:
    • Annuity payouts for life
    • Annuity for life and then return of purchase price on death
    • Lifetime Annuity with Return of Balance of Purchase Price
    • Life Annuity which is guaranteed for 5/10/15 or 20 years and then payable for life
    • Life Annuity increasing at a simple rate of 5% p.a.
    • Lifetime Annuity plus Return of Purchase Price in parts
    • Lifetime Annuity with Return of 100% of Purchase Price on diagnosis of Critical Illness or death
    • Joint Life Last Survivor with 100% annuity to the secondary annuitant
    • Joint Life Last Survivor with 50% annuity to the secondary annuitant
    • Joint Life Last Survivor with 100% annuity to the secondary annuitant and Return of 100% of Purchase Price
    • Joint Life Last Survivor with 50% annuity to the secondary annuitant and Return of 100% of Purchase Price
    • Moreover, the Purchase Price, i.e. the single premium paid for availing the annuity is returned on death or in case of a Critical Illness under the relevant annuity options under this HDFC pension plan
    • The premium paid to buy this HDFC pension plan is exempt from taxation under Section 80CCC of the Income Tax Act.
    • Under this HDFC pension plan, higher rates of annuity are available for higher Purchase Price of Rs.2.5 lakhs and above.

 

Eligibility Details

 

Minimum

Maximum

Entry Age

30 years

85 years

Annual Annuity amount

Rs.10, 000

No limit

Purchase Price

Depends on the policyholder’s age and the annuity amount chosen

 

 

HDFC Pension Plans – Benefits of Annuity Plans 

How does an annuity plan help?

Let us understand this with an example. Mr. Batra decides to buy an annuity plan from one of the HDFC pension plans when he is 40 years old. This gives him 20 years time to build up an annuity fund. For the next 20 years (which is called the accumulation phase), he regularly pays his premiums. At the end of the 20th year, when Mr. Batra is 60 years old and recently retired, the annuity phase begins and he starts to receive his monthly payments. He had opted for a life annuity plan, so the annuity plan pays till the last day of his life and that helps him to take care of all his financial needs. 

When should an annuity plan be taken?

An annuity plan should ideally be taken much before the actual retirement time. Like we saw in the above example, Mr. Batra bought the plan from one of the HDFC pension plans at the age of 40 and that gave him a solid period of 20 years to build up the annuity fund. Taking a plan early has two benefits. First and foremost you can invest more money and secondly you can do it at a relaxed pace, without having to worry about paying too much too soon. 

Should I opt for an immediate or a deferred annuity plan?

Whether you opt for an immediate or a deferred annuity plan would depend on how early you took the plan. If you chose to buy the plan after your retirement or very close to the retirement date, you have to opt for an immediate annuity plan. If however, you did so much earlier, like Mr. Batra, you can opt for a deferred annuity plan from one of the HDFC pension plans. 

How can I provide for my spouse if I buy an annuity plan?

There are certain kinds of annuity plans that have provisions for partners as well. The most common type is the joint annuity where you can jointly take the plan with your spouse. So even if you die, your spouse will continue to receive the annuity till the time he or she lives. Then, you can opt for a guaranteed period annuity and opt to receive the annuity for a fixed number of years. You just have to name your spouse as the nominee and so even after you die, he or she will continue to receive the annuity till the time the period ends. 

HDFC Pension Plans – Applying for a Pension Plan from the company: 

Online

The company offers specific HDFC pension plans which are available online only. The customer only needs to log into the company’s website, choose the required HDFC pension plan, choose the coverage and provide the details. The premium will be determined using the filled details. The customer then needs to pay the premium online through credit card, debit card or net banking facilities and the HDFC pension plan policy will be issued

 

Intermediaries

HDFC pension plans which are not available online can be purchased from agents, brokers, banks, etc. where the intermediaries help with the application process.

 

 HDFC Life Pension Plans – FAQs 

1. How to pay premium? What are the modes of payment available?

You can pay your HDFC pension plan premium through ANY these following methods:

  • ECS SYSTEM
  • Bill Pay – EBPP (Electronic Bill Presentment and Payment)
  • Drop box
  • YES /AXIS Bank debit card
  • Bill pay-EBPP(Electronic bill presentment and payment)
  • Cash/Cheque Payments
  • NEFT 

For paying premium online for any HDFC pension plan, please visit e-portal.

Step 1: Enter your policy details – policy number and policyholders date of birth

Step 2: Pay from your debit/ credit card or select your online bank account to make the payment

Step 3: Authenticate and confirm your payment details and receive online premium payment receipt for your HDFC pension plan

 2. How can I check policy status for HDFC Life pension plans?

You can check policy status of your HDFC pension plan online, if you are a registered user. Simply log into the e-portal with your Client ID and password to check the policy status of your HDFC pension plan.  

3. What is the policy renewal process for HDFC Life pension plans?

Renew your HDFC pension plan policy online. Here are the steps;

Step 1: Login with your customer ID and password on

Step 2: Select the HDFC pension plan policy due for renewal payment. Click Pay Renewal Premium Now

Step 3: Choose payment option- Credit/Debit Card or NEFT

Step 4: Authenticate and confirm your payment details and print the payment receipt of your HDFC pension plan 

4. What is the company’s process to settle claim for HDFC Life pension plans?

For HDFC pension plan policyholders, Cashless facility is permitted in case of hospitalization or surgery. For others the process is as follows;

Step 1: Duly fill the claims form for your HDFC pension plan

Step 2: Attach the relevant documents- medical bills, reports, accident report- with your claims form

Step 3: Submit the documents at the Claims Office at any of your nearest HDFC branch in your city 

Alternatively, you can post it at their registered headquarter:

HDFC Standard Life Insurance Company Ltd.Lodha Excelus, 13th Floor Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai – 400011, Maharashtra, India. 

5. What is the policy cancellation process for HDFC Life pension plans?

HDFC pension plan policyholders must attach all the relevant policy documents along with a duly filled surrender form at any of the branch locations in their city. Within 72 hours, the refund will be made into your bank account, post deducting cancellation charges, stamp duty (if any), and medical tests. 

HDFC Life Pension Plans Reviews

TOTAL REVIEWS (25)
Manjeet
Rajgarh
October 10, 2016

HDFC Insurance Plan

Benefits of the hdfc standard life insurance company is well known by everyone. I got pension plan in less investments but after the policy get matured the payback amount big and very much satisfactory. Policy coverage and claims are high. Online policy renewal option is very good option.

Lakshay
Chabhal
August 24, 2016

Nice Insurance Plan

Recently i bought pension plan for my parents from hdfc life insurance company. The insurers are well known from very long time for there services. Premium is less and returns are excellent. Coverage is high and claiming is very easy.

Anuj
Bilaspur
August 22, 2016

Retirement policy

Good retirement insurance policy in just very less investment. The policy coverage is good ~89% and the claims are high which can be easily sanctioned because of fast service provided by the company members.

Surjeet
Deoli
July 20, 2016

Good Coverage

The hdfc pension plan has good policy coverage around 91% and claims are high which can be easily sanctioned due to fast service facilitate by the executives of the company. Updates are mailed to my email address or it can be visit on the website.

Ratiket
Akbarpur
July 20, 2016

Pension Policy

My hdfc pension plan is the best insurance policy which facilitate me maximum benefits in low premiums. The service is fantastic and it gives the option to online renewal of the plan and updates regarding it. Policy coverage is high and claims are simple to sanctioned due to fast response.

Chirag
Howrah
April 15, 2016

Awesome Policy

I have a pension policy plan like every one does. The policy is great with high returns and low premiums. Policy coverage is also nice ~ 94% and service is fast. Really good job guys, you provide best pension plans. Thank you hdfc standard life insuranceI like it.

Tarun
Kanpur
April 15, 2016

Wonderful

I found the best pension plan for old age with hdfc standard life insurance . The plan is for my mom and she like the policy very much. The policy coverage is 91% and return is ~Rs.41 K per month. The service is good and the amount is directly transfer to mom bank account. I so stress free now. Great work.

Omesh
Malegaon
April 15, 2016

Really Good

I got a very fine policy from hdfc standard life insurance. Now, I'm tension free for future because of great pension policy plan. The coverage is good around 91%, service is great and fast too, even the claims are fantastic. Great policy, i like it.

Ishant
Jorhat
April 15, 2016

Future Security

Recently took life insurance with hdfc standard life insurance. Great retirement plans with low premiums and nice policy coverage. The service providers are cooperative and doing there jobs very nicely. Claims easy to get and time period is less. Nice deal, satisfied.

Gautam
Mumbai
April 15, 2016

Fine Policy

I got pension plan from hdfc standard life insurance from last few year. The policy coverage is ~94%. No doubt the service is good. The claiming experience i don't have yet. Good future investment with low premiums. The behaviour of executives and staff members are really very nice. Good work.

Abhinav
Chittoor
April 15, 2016

Very Nice

My pension policy plan is suggestion of the friend, So i took it from hdfc standard life insurance. Staff members and executives provide good and quick services. Policy coverage is good approx. 93% but the premiums are normal. Good terms in compare with other companies. I like my policy plan.

Abhinav
Pune
February 24, 2016

Nice Pension Policy.

My pension policy is the result of frnds suggestion, So i took it from hdfc standard life insurance. Policy provide good and quick services. Policy coverage is good but the premiums are also high. Good terms in compare with others.
Plan Name: Click2Invest
Agent Code: BPW00248

Pravin
Mumbai
February 20, 2016

Okay Policy Plan...

I found pension policy plan and hdfc standard life insurance provide low premiums and high returns. Claims and policy coverage are okay okay but the service is always up to the mark till last visit. Happy with plan.
Plan Name: Click2Retire
Agent Code: BBE04411

Brajesh
Pune
February 20, 2016

Perfect Policy Plan.

I buy pension policy which has 90% policy coverage. Premium is low but the claim is high. Around Rs.4999 is the investment amount and the returning amount is Rs.22499. Service is good and fast too.
Plan Name: Click2Invest
Agent Code: BPW00248

Mahendra
Nasik
February 19, 2016

good pension plan

My pension policy plan is really nice one. HDFC standard insurance provide great services with less investments. Claims are high and policy coverage is 80%. I'm fully satisfied with you from last four years.
Plan Name: Click2Invest
Agent Code: BBE05217

Manish
Delhi
February 19, 2016

Nice Pension Plan.

I got hdfc standard life insurance pension policy plan. Nice investment and secure old age, the returns is around Rs.15000-20000 per month after policy mature. Policy coverage and claims are high but the premium is low.
Plan Name: Click2Retire
Agent Code: BBE04411

Devendra
Pune
February 19, 2016

"Average Policy Plan"

I purchase pension plan with hdfc standard life insurance. I'm relaxed now for my future, the return amount is 19000 per month after the policy end. The policy coverage and claims are also high with low premiums.
Plan Name: Click2Invest
Agent Code: BBE05131

Taniya
Delhi
February 19, 2016

Fantastic plan

My friend suggested me to invest money for future so i invest my money with hdfc standard life insurance pension plan. The policy coverage is high and the claim is around 18000 per month after policy get mature. Great services.
Plan Name: Click2Invest
Agent Code: BBE05131

Shamith
Kozhikode
February 18, 2016

"Superb Policy"

My pension policy plan is with hdfc standard life insurance. The policy has good coverage with low premium. Claims are also high and the returns is Rs.22000 per month after policy end. Service is fantastic and the executives do best work.
Plan Name: Click2Invest
Agent Code: BBE04411

Vikas
Delhi
February 18, 2016

Good Service.

I have a pension plan policy with hdfc life insurance. Policy coverage is good and the amount of 15000 is in return after maturation of the policy. Claims are also high and the premiums are low. Service is first class with full care. Happy with this policy.
Plan Name: Click2Invest
Agent Code: BBE05131

Srikanth
Tumkur
February 18, 2016

Average plan.

I bought a pension policy plan with hdfc life insurance. Investment is low but the returns are high. Services are bit slow but the policy coverage is 70% and the amount of Rs.20000 is given after policy maturity.
Plan Name: Click2Retire
Agent Code: BBE05217

Ritesh
Delhi
February 18, 2016

"Good"

I purchase hdfc pension plan policy for my father. My father happy with the policy and its benefits. Policy coverage is high and the premium amount is low. The amount of Rs.20000 is given per month after the policy mature. Nice services, good work.
Plan Name: Click2Invest
Agent Code: BBE04411

Susheel
Mumbai
February 16, 2016

Below Average!!!

HDFC life insurance pension plan i got from an agent of policy bazaar. Plan is an average one with okay services, 70% policy coverage, Rs.15 K per month returns for 9 years. Manageable...
Plan Name: Click2Invest
Agent Code: BBE05131

Bhagyashri
Wardha
February 11, 2016

Plan for old age

I found the best plan for old age with hdfc standard. The plan is for my mom and she like the policy very much. The policy coverage is 90% and return is ~Rs.17000 per month. The service is good and the amount is directly transfer to mom bank account. I so stress free now. Thank you.
Plan Name: Click2Invest
Agent Code: BPW00248

Umesha
Udupi
February 04, 2016

"Fine Pension Plan"

Recently took life insurance with HDFC Standard Life Insurance. Great retirement plans with low premiums and nice policy coverage. The service providers are cooperative and doing there jobs very nicely. Claims easy to get and time period is less. Nice deal, satisfied.
Plan Name: Click2Invest
Agent Code: BBE06765