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PNB MetLife India Ploys to Enter the Business of Pension Insurance

PNB Metlife is inclining towards the business of pension insurance. It is also focused on bancassurance and agency sales force to mark its presence.

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PNB MetLife India Insurance is now gearing up to strike into the business of pension insurance as part of its strategy. This move is to utilize growth potential offered by this segment in the country.

The managing director and CEO, Tarun Chugh of PNB MetLife said that they are working on a pension product and it will be launched within next six months.

Chugh in February 2014 accepted this new role and said that there are high requirements of pension in India. 8% of the country's population are above 60 years of age and they are without any social security. 70% are under 30 years. He added that there is a huge potential for pension plans as India is a young country and one needs to invest early to build enough corpus for his retirement.

The company will soon start selling an online product and will offer products to fulfil the four requirements of customers, including wealth management, family protection, child education and retirement.

The insurer is also concentrating on strengthening its agency sales and bancassurance force apart from improving its presence through multi-distribution channels. The company is having some 40 % penetration into the PNB branches and using technology it is in the process of taking it further.

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