Bandhan Credit Risk Fund Direct-IDCW

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : 0.71%
NAV: ₹14.30 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of Bandhan Credit Risk Fund Direct-IDCW

  • ₹218.3 Cr
    AUM
  • ₹14.30
    NAV
  • 0.66%
    Expense Ratio
  • Debt
    Fund Category
As on Thu Nov 05, 2026
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Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
₹ 1,39,328.64
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Bandhan Credit Risk Fund Direct-IDCW Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months 0.71% NA 1.56%
6 Months 3.13% NA 6.78%
1 Year 5.40% 5.40% 11.50%
2 Years 13.47% 6.52% 10.29%
3 Years 23.12% 7.18% 9.30%
5 Years 35.99% 6.34% 10.13%
7 Years 55.92% 6.55% NA
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As on Thu Nov 05, 2026

Asset Allocation of Bandhan Credit Risk Fund Direct-IDCW

debt instruments

92.38%

other assets or cash equivalents

7.62%
Top Holdings
Goi Sec 7.18 24/07/2037
13.46%
Goi Sec 7.18 24/07/2037
13.98%
Goi Sec 7.18 24/07/2037
1.00%
Goi Sec 7.18 24/07/2037
14.00%
Goi Sec 7.18 24/07/2037
14.00%
 
Top Sectors
Unspecified
126.11%
Entities
90.86%
Financial
9.65%
Industrials
9.25%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
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About Fund

About Bandhan Credit Risk Fund Direct-IDCW

Bandhan Credit Risk Fund Direct-IDCW is one Debt mutual fund offered by Bandhan Mutual Fund. Launched on 03 Mar 2017, the fund aims To generate optimal returns over medium term. To predominantly invest in a portfolio of corporate debt securities across the credit spectrum. It manages assets worth ₹218.3 crore as on Sat Oct 31, 2026. The expense ratio stands at 0.66%.
The portfolio allocation consists of 92.38% in debt instruments, 7.62% in other assets or cash equivalents.Managed by Gautam Kaul, it has delivered a return of 5.40% in the last year, a total return since inception of 6.94%.
Individuals generally compare various best sip in india while they build goal-based financial goals.

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  • Brijesh Shah

    Fund Manager

  • Mr. Shah is a Post Graduate Diploma in Finance.

    Manager Education

  • Debraj Lahiri

    Fund Manager

  • Mr. Lahiri has done B.Tech and MBA

    Manager Education

  • Gautam Kaul

    Fund Manager

  • Mr. Kaul is a B.Com (H) and MBA (Finance).

    Manager Education

Key Metrics of Bandhan Credit Risk Fund Direct-IDCW

  • Standard Deviation
    1.34%
  • Mean
    6.87%
  • Sharpe Ratio
    0.97%
  • Sortino Ratio
    1.74%

Bandhan Credit Risk Fund Direct-IDCW Fund Details

Fund Names Bandhan Credit Risk Fund Direct-IDCW
Inception Date 03 Mar 2017
Lock In No Lock-in
SIP Minimum Investment amount ₹100
SWP Minimum Investment amount ₹200
STP Minimum Investment amount ₹500
 
Risk Principal at moderate risk
Category Average Annual Returns 11.50
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

Compare Mutual Funds
Bandhan Credit Risk Fund Direct-IDCW Fund Returns Comparison

Compare Bandhan Credit Risk Fund Direct-IDCW with other mutual funds in the same category

Bandhan Credit Risk Fund Direct-IDCW

Bank Of India Credit Risk Fund Direct-Growth

Bank Of India Credit Risk Fund Regular-Growth

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Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
Bank Of India Credit Risk Fund Direct-Growth trend ₹79 0.35% 1.38% 17.17% 10.03% 27.84%
Bank Of India Credit Risk Fund Regular-Growth trend ₹79 0.28% 1.30% 16.67% 9.61% 27.41%
DSP Credit Risk Fund Direct Plan-Growth trend ₹326 0.40% 0.92% 10.71% 13.78% 13.42%
DSP Credit Risk Fund Direct Plan-IDCW trend ₹326 0.40% 0.92% 10.71% 13.78% 13.42%
DSP Credit Risk Fund Direct Plan-IDCW Daily trend ₹326 0.40% 0.92% 10.71% 13.78% 13.42%
DSP Credit Risk Fund Direct Plan-IDCW Monthly trend ₹326 0.40% 0.92% 10.71% 13.78% 13.42%
DSP Credit Risk Fund Direct Plan-IDCW Quarterly trend ₹326 0.40% 0.92% 10.71% 13.78% 13.42%
DSP Credit Risk Fund Direct Plan-IDCW Weekly trend ₹326 0.40% 0.92% 10.71% 13.78% 13.42%
DSP Credit Risk Fund Regular-Growth trend ₹326 0.34% 0.72% 9.83% 12.90% 12.52%
DSP Credit Risk Fund Regular-IDCW trend ₹326 0.34% 0.72% 9.83% 12.90% 12.52%
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increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from Bandhan Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
Bandhan Credit Risk Fund Direct-Growth increase ₹218 0.31% 0.71% 3.13% 5.40% 7.18%
Bandhan Credit Risk Fund Regular-Growth increase ₹218 0.23% 0.45% 2.61% 4.34% 6.11%
Bandhan Credit Risk Fund Regular-IDCW increase ₹218 0.23% 0.45% 2.61% 4.34% 6.11%
Bandhan Credit Risk Fund Regular-IDCW Half Yearly increase ₹218 0.23% 0.45% 2.61% 4.34% 6.11%
Bandhan Credit Risk Fund Direct-IDCW Half Yearly increase ₹218 0.31% 0.71% 3.13% 5.40% 7.18%
Bandhan Credit Risk Fund Regular-IDCW Quarterly increase ₹218 0.23% 0.45% 2.61% 4.34% 6.11%
Bandhan Credit Risk Fund Direct-IDCW Quarterly increase ₹218 0.31% 0.71% 3.13% 5.40% 7.18%
Bandhan Credit Risk Fund Direct-IDCW Yearly increase ₹218 0.31% 0.71% 3.13% 5.40% 7.18%
Bandhan Credit Risk Fund Regular-IDCW Yearly increase ₹218 0.23% 0.45% 2.61% 4.34% 6.11%
View More
increase growth is based on 1-month returns of the funds

Bandhan Credit Risk Fund Direct-IDCW Calculator

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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
HDFC Credit Risk Fund Regular-Growth trend ₹7,574 ₹26.22 7.57% 6.52% 7.15%
HDFC Credit Risk Fund Direct-Growth trend ₹7,574 ₹28.53 8.19% 7.16% 7.81%
HDFC Credit Risk Fund Direct-IDCW trend ₹7,574 ₹25.01 8.19% 7.16% 7.81%
HDFC Credit Risk Fund Regular-IDCW trend ₹7,574 ₹24.14 7.57% 6.52% 7.15%
HDFC Credit Risk Fund Regular-IDCW Quarterly trend ₹7,574 ₹10.50 7.57% 6.52% 7.15%
HDFC Credit Risk Fund Direct-IDCW Quarterly trend ₹7,574 ₹10.85 8.19% 7.16% 7.81%
ICICI Prudential Credit Risk Fund Direct Plan-Growth trend ₹6,287 ₹38.96 8.97% 8.01% 8.37%
ICICI Prudential Credit Risk Fund-Growth trend ₹6,287 ₹35.05 8.27% 7.31% 7.59%
ICICI Prudential Credit Risk Fund-IDCW Quarterly trend ₹6,287 ₹11.26 8.27% 7.31% 7.59%
ICICI Prudential Credit Risk Fund Direct Plan-IDCW Quarterly trend ₹6,287 ₹11.96 8.97% 8.01% 8.37%
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Top funds are based on Fund AUM

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Bandhan Credit Risk Fund Direct-IDCW Detailed Portfolio

Stocks Sector % of Holding Value
Goi Sec 7.18 24/07/2037Entities13.46%₹36.54 Cr
Goi Sec 7.18 24/07/2037Entities13.98%₹36.00 Cr
Goi Sec 7.18 24/07/2037Entities-—
Goi Sec 7.18 24/07/2037Entities14.00%₹35.92 Cr
Goi Sec 7.18 24/07/2037Entities14.00%₹35.92 Cr
Reverse RepoUnspecified12.56%₹34.11 Cr
Reverse RepoUnspecified15.07%₹32.91 Cr
Reverse RepoUnspecified13.72%₹30.29 Cr
Reverse RepoUnspecified13.72%₹30.29 Cr
Reverse RepoUnspecified13.72%₹30.29 Cr
Reverse RepoUnspecified13.72%₹30.29 Cr
Reverse RepoUnspecified13.72%₹30.29 Cr
Government Of India 36185 Goi 07jl40 6.68 Fv Rs 100Entities12.66%₹29.23 Cr
Government Of India 36185 Goi 07jl40 6.68 Fv Rs 100Entities12.66%₹29.23 Cr
Reverse RepoUnspecified10.61%₹27.01 Cr
Tata Housing Development Company Limited Sr Ii 8.2175 Rr Ncd 17sp27 Fvrs1lacIndustrials9.25%₹25.13 Cr
Reverse RepoUnspecified9.62%₹24.77 Cr
Goi Sec 7.18 14/08/2033Entities9.10%₹24.71 Cr
Indian Bank Cd 19mar26Financial9.65%₹24.57 Cr
Reverse RepoUnspecified9.65%₹23.87 Cr
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Top Debt Funds

Fund Names NAV 3Yr 5Yr 52 weeks high
Bank Of India Credit Risk Fund Direct-Growth increase ₹14.99 10.03% 27.84% -
Bank Of India Credit Risk Fund Regular-Growth increase ₹14.55 9.61% 27.41% -
DSP Credit Risk Fund Direct Plan-Growth increase ₹61.18 13.78% 13.42% -
DSP Credit Risk Fund Direct Plan-IDCW increase ₹12.82 13.78% 13.42% -
DSP Credit Risk Fund Direct Plan-IDCW Daily increase ₹11.12 13.78% 13.42% -
DSP Credit Risk Fund Direct Plan-IDCW Monthly increase ₹11.25 13.78% 13.42% -
DSP Credit Risk Fund Direct Plan-IDCW Quarterly increase ₹11.59 13.78% 13.42% -
DSP Credit Risk Fund Direct Plan-IDCW Weekly increase ₹11.12 13.78% 13.42% -
DSP Credit Risk Fund Regular-Growth increase ₹55.45 12.90% 12.52% -
DSP Credit Risk Fund Regular-IDCW increase ₹12.71 12.90% 12.52% -
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increase growth is based on 5Y returns of the funds

Frequently Asked Questions

Bandhan Credit Risk Fund Direct-IDCW

What is the current AUM of Bandhan Credit Risk Fund Direct-IDCW?

As of Sat Oct 31, 2026, Bandhan Credit Risk Fund Direct-IDCW manages assets worth ₹218.3 crore

How has Bandhan Credit Risk Fund Direct-IDCW performed recently?

  • 3 Months: 0.71%
  • 6 Months: 3.13%

What is the long-term performance of Bandhan Credit Risk Fund Direct-IDCW?

  • 3 Years CAGR: 7.18%
  • 5 Years CAGR: 6.34%
  • Since Inception: 6.94%

What is the portfolio composition of Bandhan Credit Risk Fund Direct-IDCW?

Debt: 92.38%, Others: 7.62%.

Who manages Bandhan Credit Risk Fund Direct-IDCW?

Bandhan Credit Risk Fund Direct-IDCW is managed by Gautam Kaul from Bandhan Mutual Fund.

Which are the top companies Bandhan Credit Risk Fund Direct-IDCW has invested in?

  • GOI Sec 7.18 24/07/2037 – 13.46% of the fund's portfolio
  • GOI Sec 7.18 24/07/2037 – 13.98% of the fund's portfolio
  • GOI Sec 7.18 24/07/2037 – 1.00% of the fund's portfolio
  • GOI Sec 7.18 24/07/2037 – 14.00% of the fund's portfolio
  • GOI Sec 7.18 24/07/2037 – 14.00% of the fund's portfolio

Which are the major sectors Bandhan Credit Risk Fund Direct-IDCW focuses on?

  • Unspecified – 126.11% of the fund's portfolio
  • Entities – 90.86% of the fund's portfolio
  • Financial – 9.65% of the fund's portfolio
  • Industrials – 9.25% of the fund's portfolio
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