Bandhan Credit Risk Fund Regular-IDCW Quarterly

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : 0.45%
NAV: ₹10.60 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of Bandhan Credit Risk Fund Regular-IDCW Quarterly

  • ₹218.3 Cr
    AUM
  • ₹10.60
    NAV
  • 1.67%
    Expense Ratio
  • Debt
    Fund Category
As on Thu Nov 05, 2026
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Bandhan Credit Risk Fund Regular-IDCW Quarterly Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months 0.45% NA 1.56%
6 Months 2.61% NA 6.78%
1 Year 4.34% 4.34% 11.50%
2 Years 11.21% 5.46% 10.29%
3 Years 19.47% 6.11% 9.30%
5 Years 29.49% 5.30% 10.13%
7 Years 45.70% 5.52% NA
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As on Thu Nov 05, 2026

Dividend of Bandhan Credit Risk Fund Regular-IDCW Quarterly : 0.62%

Dividends are declared by the fund house based on the income generated from the underlying assets. While many mutual funds distribute dividends annually, the payout frequency ultimately depends on the fund house’s decision

Asset Allocation of Bandhan Credit Risk Fund Regular-IDCW Quarterly

debt instruments

92.38%

other assets or cash equivalents

7.62%
Top Holdings
Goi Sec 7.18 24/07/2037
13.46%
Goi Sec 7.18 24/07/2037
13.98%
Goi Sec 7.18 24/07/2037
1.00%
Goi Sec 7.18 24/07/2037
14.00%
Goi Sec 7.18 24/07/2037
14.00%
 
Top Sectors
Unspecified
126.11%
Entities
90.86%
Financial
9.65%
Industrials
9.25%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
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About Fund

About Bandhan Credit Risk Fund Regular-IDCW Quarterly

Bandhan Credit Risk Fund Regular-IDCW Quarterly is one Debt mutual fund offered by Bandhan Mutual Fund. Launched on 03 Mar 2017, the fund aims To generate optimal returns over medium term. To predominantly invest in a portfolio of corporate debt securities across the credit spectrum. It manages assets worth ₹218.3 crore as on Sat Oct 31, 2026. The expense ratio stands at 1.67%.
The portfolio allocation consists of 92.38% in debt instruments, 7.62% in other assets or cash equivalents.Managed by Gautam Kaul, it has delivered a return of 4.34% in the last year, a total return since inception of 5.89%.
The latest dividend was declared on 30 Sep 2026 at 0.62% of face value.
For those looking to take well-planned financial choices it makes sense to also explore best sip to invest that align with individual risk appetite.

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  • Brijesh Shah

    Fund Manager

  • Mr. Shah is a Post Graduate Diploma in Finance.

    Manager Education

  • Debraj Lahiri

    Fund Manager

  • Mr. Lahiri has done B.Tech and MBA

    Manager Education

  • Gautam Kaul

    Fund Manager

  • Mr. Kaul is a B.Com (H) and MBA (Finance).

    Manager Education

Key Metrics of Bandhan Credit Risk Fund Regular-IDCW Quarterly

  • Standard Deviation
    1.34%
  • Mean
    5.86%
  • Sharpe Ratio
    0.22%
  • Sortino Ratio
    0.40%

Bandhan Credit Risk Fund Regular-IDCW Quarterly Fund Details

Fund Names Bandhan Credit Risk Fund Regular-IDCW Quarterly
Inception Date 03 Mar 2017
Lock In No Lock-in
SIP Minimum Investment amount ₹100
SWP Minimum Investment amount ₹200
STP Minimum Investment amount ₹500
 
Risk Principal at moderate risk
Category Average Annual Returns 11.50
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

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Bandhan Credit Risk Fund Regular-IDCW Quarterly Fund Returns Comparison

Compare Bandhan Credit Risk Fund Regular-IDCW Quarterly with other mutual funds in the same category

Bandhan Credit Risk Fund Regular-IDCW Quarterly

Bank Of India Credit Risk Fund Direct-Growth

Bank Of India Credit Risk Fund Regular-Growth

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Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
Bank Of India Credit Risk Fund Direct-Growth trend ₹79 0.35% 1.38% 17.17% 10.03% 27.84%
Bank Of India Credit Risk Fund Regular-Growth trend ₹79 0.28% 1.30% 16.67% 9.61% 27.41%
DSP Credit Risk Fund Direct Plan-Growth trend ₹326 0.40% 0.92% 10.71% 13.78% 13.42%
DSP Credit Risk Fund Direct Plan-IDCW trend ₹326 0.40% 0.92% 10.71% 13.78% 13.42%
DSP Credit Risk Fund Direct Plan-IDCW Daily trend ₹326 0.40% 0.92% 10.71% 13.78% 13.42%
DSP Credit Risk Fund Direct Plan-IDCW Monthly trend ₹326 0.40% 0.92% 10.71% 13.78% 13.42%
DSP Credit Risk Fund Direct Plan-IDCW Quarterly trend ₹326 0.40% 0.92% 10.71% 13.78% 13.42%
DSP Credit Risk Fund Direct Plan-IDCW Weekly trend ₹326 0.40% 0.92% 10.71% 13.78% 13.42%
DSP Credit Risk Fund Regular-Growth trend ₹326 0.34% 0.72% 9.83% 12.90% 12.52%
DSP Credit Risk Fund Regular-IDCW trend ₹326 0.34% 0.72% 9.83% 12.90% 12.52%
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increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from Bandhan Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
Bandhan Credit Risk Fund Direct-Growth increase ₹218 0.31% 0.71% 3.13% 5.40% 7.18%
Bandhan Credit Risk Fund Regular-Growth increase ₹218 0.23% 0.45% 2.61% 4.34% 6.11%
Bandhan Credit Risk Fund Direct-IDCW increase ₹218 0.31% 0.71% 3.13% 5.40% 7.18%
Bandhan Credit Risk Fund Regular-IDCW Half Yearly increase ₹218 0.23% 0.45% 2.61% 4.34% 6.11%
Bandhan Credit Risk Fund Direct-IDCW Half Yearly increase ₹218 0.31% 0.71% 3.13% 5.40% 7.18%
Bandhan Credit Risk Fund Direct-IDCW Quarterly increase ₹218 0.31% 0.71% 3.13% 5.40% 7.18%
Bandhan Credit Risk Fund Direct-IDCW Yearly increase ₹218 0.31% 0.71% 3.13% 5.40% 7.18%
Bandhan Credit Risk Fund Regular-IDCW Yearly increase ₹218 0.23% 0.45% 2.61% 4.34% 6.11%
View More
increase growth is based on 1-month returns of the funds

Bandhan Credit Risk Fund Regular-IDCW Quarterly Calculator

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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
HDFC Credit Risk Fund Regular-Growth trend ₹7,574 ₹26.22 7.57% 6.52% 7.15%
HDFC Credit Risk Fund Direct-Growth trend ₹7,574 ₹28.53 8.19% 7.16% 7.81%
HDFC Credit Risk Fund Direct-IDCW trend ₹7,574 ₹25.01 8.19% 7.16% 7.81%
HDFC Credit Risk Fund Regular-IDCW trend ₹7,574 ₹24.14 7.57% 6.52% 7.15%
HDFC Credit Risk Fund Regular-IDCW Quarterly trend ₹7,574 ₹10.50 7.57% 6.52% 7.15%
HDFC Credit Risk Fund Direct-IDCW Quarterly trend ₹7,574 ₹10.85 8.19% 7.16% 7.81%
ICICI Prudential Credit Risk Fund Direct Plan-Growth trend ₹6,287 ₹38.96 8.97% 8.01% 8.37%
ICICI Prudential Credit Risk Fund-Growth trend ₹6,287 ₹35.05 8.27% 7.31% 7.59%
ICICI Prudential Credit Risk Fund-IDCW Quarterly trend ₹6,287 ₹11.26 8.27% 7.31% 7.59%
ICICI Prudential Credit Risk Fund Direct Plan-IDCW Quarterly trend ₹6,287 ₹11.96 8.97% 8.01% 8.37%
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Top funds are based on Fund AUM

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Bandhan Credit Risk Fund Regular-IDCW Quarterly Detailed Portfolio

Stocks Sector % of Holding Value
Goi Sec 7.18 24/07/2037Entities13.46%₹36.54 Cr
Goi Sec 7.18 24/07/2037Entities13.98%₹36.00 Cr
Goi Sec 7.18 24/07/2037Entities-—
Goi Sec 7.18 24/07/2037Entities14.00%₹35.92 Cr
Goi Sec 7.18 24/07/2037Entities14.00%₹35.92 Cr
Reverse RepoUnspecified12.56%₹34.11 Cr
Reverse RepoUnspecified15.07%₹32.91 Cr
Reverse RepoUnspecified13.72%₹30.29 Cr
Reverse RepoUnspecified13.72%₹30.29 Cr
Reverse RepoUnspecified13.72%₹30.29 Cr
Reverse RepoUnspecified13.72%₹30.29 Cr
Reverse RepoUnspecified13.72%₹30.29 Cr
Government Of India 36185 Goi 07jl40 6.68 Fv Rs 100Entities12.66%₹29.23 Cr
Government Of India 36185 Goi 07jl40 6.68 Fv Rs 100Entities12.66%₹29.23 Cr
Reverse RepoUnspecified10.61%₹27.01 Cr
Tata Housing Development Company Limited Sr Ii 8.2175 Rr Ncd 17sp27 Fvrs1lacIndustrials9.25%₹25.13 Cr
Reverse RepoUnspecified9.62%₹24.77 Cr
Goi Sec 7.18 14/08/2033Entities9.10%₹24.71 Cr
Indian Bank Cd 19mar26Financial9.65%₹24.57 Cr
Reverse RepoUnspecified9.65%₹23.87 Cr
View More

Top Debt Funds

Fund Names NAV 3Yr 5Yr 52 weeks high
Bank Of India Credit Risk Fund Direct-Growth increase ₹14.99 10.03% 27.84% -
Bank Of India Credit Risk Fund Regular-Growth increase ₹14.55 9.61% 27.41% -
DSP Credit Risk Fund Direct Plan-Growth increase ₹61.18 13.78% 13.42% -
DSP Credit Risk Fund Direct Plan-IDCW increase ₹12.82 13.78% 13.42% -
DSP Credit Risk Fund Direct Plan-IDCW Daily increase ₹11.12 13.78% 13.42% -
DSP Credit Risk Fund Direct Plan-IDCW Monthly increase ₹11.25 13.78% 13.42% -
DSP Credit Risk Fund Direct Plan-IDCW Quarterly increase ₹11.59 13.78% 13.42% -
DSP Credit Risk Fund Direct Plan-IDCW Weekly increase ₹11.12 13.78% 13.42% -
DSP Credit Risk Fund Regular-Growth increase ₹55.45 12.90% 12.52% -
DSP Credit Risk Fund Regular-IDCW increase ₹12.71 12.90% 12.52% -
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increase growth is based on 5Y returns of the funds

Frequently Asked Questions

Bandhan Credit Risk Fund Regular-IDCW Quarterly

What is the current AUM of Bandhan Credit Risk Fund Regular-IDCW Quarterly?

As of Sat Oct 31, 2026, Bandhan Credit Risk Fund Regular-IDCW Quarterly manages assets worth ₹218.3 crore

How has Bandhan Credit Risk Fund Regular-IDCW Quarterly performed recently?

  • 3 Months: 0.45%
  • 6 Months: 2.61%

What is the long-term performance of Bandhan Credit Risk Fund Regular-IDCW Quarterly?

  • 3 Years CAGR: 6.11%
  • 5 Years CAGR: 5.30%
  • Since Inception: 5.89%

What is the portfolio composition of Bandhan Credit Risk Fund Regular-IDCW Quarterly?

Debt: 92.38%, Others: 7.62%.

Who manages Bandhan Credit Risk Fund Regular-IDCW Quarterly?

Bandhan Credit Risk Fund Regular-IDCW Quarterly is managed by Gautam Kaul from Bandhan Mutual Fund.

When was the last dividend declared by Bandhan Credit Risk Fund Regular-IDCW Quarterly?

Latest dividend was declared on 30 Sep 2026 at 0.62% of face value.

Which are the top companies Bandhan Credit Risk Fund Regular-IDCW Quarterly has invested in?

  • GOI Sec 7.18 24/07/2037 – 13.46% of the fund's portfolio
  • GOI Sec 7.18 24/07/2037 – 13.98% of the fund's portfolio
  • GOI Sec 7.18 24/07/2037 – 1.00% of the fund's portfolio
  • GOI Sec 7.18 24/07/2037 – 14.00% of the fund's portfolio
  • GOI Sec 7.18 24/07/2037 – 14.00% of the fund's portfolio

Which are the major sectors Bandhan Credit Risk Fund Regular-IDCW Quarterly focuses on?

  • Unspecified – 126.11% of the fund's portfolio
  • Entities – 90.86% of the fund's portfolio
  • Financial – 9.65% of the fund's portfolio
  • Industrials – 9.25% of the fund's portfolio
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