IRDAI Certified Aviva Life Insurance Agents at Policybazaar
Life insurance is more than just a financial tool—it’s a promise to protect your loved ones when they need it most. At Policybazaar, our IRDAI-certified Aviva Life Insurance agents are here to guide you every step of the way. Whether you're buying life insurance for the first time or looking to enhance your coverage, Aviva offers the right mix of protection and peace of mind.
Why Trust Aviva Life Insurance?
Aviva Life Insurance combines global expertise with a deep understanding of the Indian market, offering innovative plans designed for every stage of life. Here’s why Aviva stands out:
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Global Experience: Aviva is a trusted name worldwide, with decades of expertise across various countries, ensuring that you’re getting top-tier protection.
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Tailored Solutions: Whether you’re looking for simple term insurance or plans that combine savings and protection, Aviva has something for every individual and family.
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Customer-First Approach: With a strong commitment to claim settlement and customer satisfaction, Aviva ensures you and your family are in safe hands.
How Our IRDAI & BPQ-Certified Agents Help You
Our agents are not just certified by IRDAI but also have the Broker Qualified Person (BPQ) certification, which enables them to provide specialized guidance across life, health, and general insurance. Here's how they make your insurance journey easy:
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Expert Knowledge: With IRDAI and BPQ certification, our agents are fully equipped to explain even the most complex details in simple terms, making sure you know exactly what you’re signing up for.
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Tailored Recommendations: From comparing policies to finding add-ons, our agents focus on what’s best for you and your family—not just what’s on offer.
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Seamless Assistance: Need help with paperwork, claims, or renewals? We handle the tough part so you can focus on living your life.
Key Indian Insurance Regulations: Your Protection, Guaranteed
When purchasing life insurance, it’s important to know that Indian regulations are designed to protect you. Here are some key rules that ensure you’re treated fairly:
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IRDAI & BPQ Certification: Our agents are certified by the Insurance Regulatory and Development Authority of India (IRDAI) and have passed the BPQ (Broker Qualified Person) certification, meaning you’re receiving advice from trained, professional experts.
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Section 45 of the Insurance Act: After your policy has been active for 3 years, Aviva cannot reject a claim unless proven fraudulent. This law ensures that your family is financially protected, even if you miss some details during the application process.
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Grace Period for Premium Payments: Life gets busy, and sometimes payments slip through the cracks. Thankfully, Aviva provides a 15-30 day grace period after a missed premium, so you can avoid losing your coverage over a late payment.
Aviva’s Life Insurance: Matching Policies to Your Lifestyle
Aviva knows that life isn’t one-size-fits-all, and neither is insurance. Whether you’re just starting out, building a family, or planning for retirement, Aviva has flexible options to suit your lifestyle.
| Life Stage | Insurance Need | Aviva’s Solution |
| Young Professionals (20s-30s) | Affordable protection with term plans, securing your early financial commitments. | Term Plans with high coverage at lower premiums. |
| Parents & Family Builders | A mix of protection and savings to secure your children’s future and financial goals. | Savings + Protection Plans for long-term security. |
| Nearing Retirement | Steady, guaranteed income to support your lifestyle after retirement. | Retirement Plans ensuring post-retirement financial safety. |
How Aviva Life Insurance Helps You: Understand with an Example
Meet Ritu, a 37-year-old entrepreneur who needed life insurance that fit her growing family and business. Unsure of where to start, she reached out to one of Policybazaar’s IRDAI & BPQ-certified agents. After a conversation where the agent patiently explained Aviva’s different options, Ritu chose a savings-linked plan that would not only protect her family but also help her save for her children’s education.
Now, Ritu sleeps easy knowing her family’s future is secure—no matter what life brings.
Take the First Step Towards a Secure Future
Choosing life insurance doesn’t have to be confusing or stressful. With Aviva Life Insurance and the expert guidance of IRDAI & BPQ-certified agents at Policybazaar, you can make informed, confident decisions for your family’s future. Get started today and ensure a lifetime of protection and peace of mind.
FAQs
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Q: What is the benefit of using an IRDAI & BPQ-certified agent?
Ans: Our agents are not just IRDAI-certified, but also hold the BPQ certification, which enables them to give expert advice across life, health, and general insurance products. -
Q: What happens if I miss a premium payment?
Ans: Aviva offers a 15-30 day grace period to help you catch up on missed payments, so you don’t lose coverage. -
Q: Can I change my Aviva policy later on?
Ans: Yes, Aviva offers flexible policies that can be adjusted to suit your changing life needs, whether through riders or policy upgrades.
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˜The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI.
Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Rs. 400/month is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
Rs. 400/month (Rs.13/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 230 is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
+Rs. 8/day is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
+Rs. 12/day is starting price for a 75 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
+Rs. 497/month is starting price for a 1.5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 487/month is starting price for a 2 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 626/month is starting price for a 3 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 905/month is starting price for a 5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. ₹361/month is the starting price for a ₹1 crore loan cover with an 8% interest rate for an 18-year-old male, non-smoker, with no pre-existing diseases, loan tenure up to 20 years, rounded off to the nearest 10
+Rs. 1,267/month is starting price for a 7 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
*The full refund of premium is available on availing the one-time option of refund of premium. Total premium paid for policy (paid for add-ons) will be the special exit value, payable on availing the one-time option of refund of premium if you wish to completely exit the policy.
+Rs. 447/month is starting price for a 1 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs.679/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 910/month is starting price for a 3 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 1,374/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 1,924month is starting price for a 7 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
Women
+Rs. 400/month is Starting price for a 1 crore term life insurance for an 18 year-old Female, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
Rs. 461/month is the starting price for a 1 crore term life insurance for an 24 year-old female, non-smoker, with no pre-existing diseases, cover upto 54 years of age.
1,642/month is the starting price for a 1 crore term life insurance for an 44 year-old female, non-smoker, with no pre-existing diseases, cover upto 74 years of age.
Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited
We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale
Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.
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˜ Policybazaar Promise reflects the guarantee offered by insurers. Price assurance is based on certifications shared by insurers with us.
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