Term Plans
IRDAI-certified LIC agents on Policybazaar are licensed insurance professionals authorised to sell LIC policies. They are certified by the IRDAI(Insurance Regulatory and Development Authority of India) and have completed the BQP certification (Broker Qualified Person), which allows them to provide customised insurance solutions and expert financial guidance. These LIC agents help you understand policy terms, benefits, and exclusions clearly, ensuring you make informed decisions.
IRDAI-certified LIC agents are licensed professionals authorized to provide life insurance services. They undergo extensive training and pass the Broker Qualified Person (BQP) certification, which enables them to deliver customized insurance solutions. The Broker Qualified Person (BQP) certification is a recognized professional qualification issued by IRDAI. It authorizes individuals to work as certified insurance advisors, offering products in life, health, and general insurance categories.
Term Plans
Choosing an IRDAI-certified LIC agent offers numerous benefits beyond just purchasing an insurance policy. Whether you're selecting a policy, understanding its terms, or filing a claim, their support ensures a smooth and transparent experience. Here are some primary reasons:
Expert Financial Guidance: IRDAI-verified LIC agents assess your needs and recommend plans that align with your financial goals.
Transparent Policy Details: They clearly explain policy terms, ensuring complete understanding.
Seamless Claims Support: From policy selection to claims filing, agents provide end-to-end assistance.
Trust & Credibility: IRDAI certification ensures adherence to industry best practices and regulatory compliance.
Digitally Enabled Through the LIC Agent Portal: To deliver timely and efficient service, LIC agents use the LIC agent app or portal to manage policies, assist clients, and access real-time information.
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₹1 CRORE
Term Plan Starting @
Get an online discount of upto 15%#
Compare 40+ plans from 15 Insurers
The LIC Agent Portal is a platform that offers a range of tools and resources for LIC agents, making it easier for them to manage their tasks and serve customers efficiently. This portal is designed to cater to various roles within the LIC network, such as agents, development officers, and associates.
IRDAI Certification
They are officially certified by IRDAI, which ensures that they meet all industry standards and regulatory norms.
Broker Qualified Person (BQP) Test
This certification is for insurance experts and allows them to suggest various insurance products.
Expert Financial Advice
Policybazaar agents evaluate your financial goals and suggest LIC policies that align with your unique needs and circumstances.
Clear and Hassle-Free Process
They ensure a smooth and transparent journey from policy selection to claim settlement.
Wide Choice of LIC Plans
Agents offer access to a broad range of LIC policies, making it easier for you to compare and select the right one.
Ongoing Assistance
Even after purchase, they support you with policy reviews, claim filing, and resolving any queries.
Free-Look Period Guidance
They assist you during the free-look period, helping you make informed decisions or cancel the policy if required.
Tax Benefit Clarification
Agents help you understand tax advantages under Section 80C and the tax-free nature of maturity payouts.
Real-Time Policy Access: Agents can instantly view policy details, premium history, and due dates. The LIC Agent App also makes this data accessible on mobile for on-the-go servicing.
Digital Documentation: The portal makes it easy to upload and manage documents like proposals and KYC. LIC’s ANANDA simplifies this further with Aadhaar eKYC and e-signatures.
Customer Interaction & Lead Management: Agents can log queries, manage follow-ups, and track leads efficiently. LIC Pragati supports development officers in monitoring agent performance.
Performance & Business Tracking: Agents can track sales, targets, and commissions. The LIC Associate gives associates real-time updates on daily business activity.
Product Access & Updates: The portal offers quick access to LIC’s latest plans. The list of LIC India products helps agents present and explain policy options to clients.
Service & Claims Support: Agents receive real-time alerts on renewals, claims, and service requests, ensuring faster client support and smoother policy management.
For easy accessibility for the agents, LIC now has a mobile-first approach. LIC agents can access the LIC Agent Portal only through the dedicated LIC Agent App. This app is available on the Google Play Store or Apple Store and offers essential tools for managing business, policies, and customer interactions from their phones.
Follow these steps to use the LIC Agent Portal:
Step 1: Download the LIC Agent App
Go to the Google Play Store and search for the LIC Agent App. Download and install it on your device.
Step 2: Get Login Credentials
Visit your nearest LIC branch to complete the LIC agent portal registration process. The app requires separate credentials, so your existing LIC agent portal login, used on the web, will not work here.
Step 3: LIC Agent Login
Open the app and log in using the new credentials provided by the branch office. OTP-based multi-login is available for secure access on multiple devices.
Once logged in, LIC agents can track booked business and key renewals, access policy performance, manage customer profiles and appointments, etc.
Secure and Reliable Platform
Your data and transactions are protected with advanced security protocols and trusted technology.
Easy and User-Friendly Process
Hassle-free online experience—from plan selection to purchase—suitable for users of all age groups.
Instant Policy Comparison
Compare different LIC plans side-by-side based on features, benefits, and premiums to make an informed choice.
Convenience of Monthly Premium Payments
Flexible payment options let you pay premiums monthly, quarterly, or annually as per your preference.
Comprehensive Claim Assistance
Get end-to-end support during claim filing to ensure a smooth and timely settlement.
24x7 Customer Service
Reach out anytime for queries or support through chat, email, or call—available around the clock.
Expert Advice & Recommendations
Insurance advisors help guide you to the best LIC plan based on your life goals and financial needs.
Timely Premium Reminders
Get automatic alerts for premium due dates so your policy stays active without worry.
Access to Latest Offers & Updates
Stay updated on new LIC product launches, rider benefits, and changes through regular notifications.
Buying LIC plans from Policybazaar is simple and convenient. Follow these easy steps to compare, select, and purchase the perfect plan tailored to your needs.
Step 1: Visit LIC
Step 2: Fill in the form with your name and contact number, click on View Plans
Step 3: On the next page, fill in your age, current city and annual income.
Step 4: You can check the plans available and customize the amount and policy term for your investments.
Step 5: Choose the plans, and pay your premiums online.
So, next time you search for “LIC agent near me”, you can choose for an IRDAI-certified LIC agent from Policybazaar. This ensures you receive expert guidance and personalized insurance solutions that align with your needs. These agents help you understand policy terms and offer seamless claims support and provide trust and credibility, ensuring a smooth insurance journey.
With the added convenience of purchasing LIC plans online, Policybazaar offers a secure, user-friendly platform for all your insurance needs. Secure your family’s future today with the help of certified professionals and reliable services.
˜Top 5 plans based on annualized premium for bookings made through https://www.policybazaar.com in the first 6 months of FY 24-25.
Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
+Rs. 487/month (Rs.16/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.
Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited
We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale
Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.
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+Rs. 820/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.
+Rs. 1,443/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.
˜ Policybazaar Promise reflects the guarantee offered by insurers. Price assurance is based on certifications shared by insurers with us.